Ethridge, Tennessee mortgage lenders include Heritage Bank & TrustHeritage Bank & Trust206 E Public Sq, Centerville, TN 37033A5.0 ★Texas Ratio: 6.02%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Bank of FrankewingBank of Frankewing2324 Highway 64, Frankewing, TN 38459F2.7 ★Texas Ratio: 42.60%, Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, First Farmers and Merchants BankFirst Farmers and Merchants Bank9512 Highway 46, Bon Aqua, TN 37025A+5.0 ★Texas Ratio: 0.81%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, Fortera Federal Credit UnionFortera Federal Credit Union2050 Lowes Dr, Clarksville, TN 37040 1620A+5.0 ★Texas Ratio: 3.76%, and Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ethridge, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ethridge are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ethridge, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
206 E Public Sq, Centerville, TN 37033 A5.0 ★Texas Ratio: 6.02% |
Conventional | 4 | 5.9% | 100% | $217,500 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA | 3 | 4.4% | 100% | $348,333 | View |
|
2324 Highway 64, Frankewing, TN 38459 F2.7 ★Texas Ratio: 42.60% |
Conventional | 2 | 2.9% | 100% | $140,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, USDA | 2 | 2.9% | 100% | $290,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, USDA | 2 | 2.9% | 100% | $185,000 | View |
|
9512 Highway 46, Bon Aqua, TN 37025 A+5.0 ★Texas Ratio: 0.81% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $125,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +1 HELOCs |
1.5% | 100% | $205,000 | View |
|
219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 1.5% | 50% | $55,000 | View |
|
2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
|
1107 Mineral Wells Ave, Paris, TN 38242 4903 A+5.0 ★Texas Ratio: 2.52% |
VA | 1 | 1.5% | 100% | $215,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
21St Mortgage
|
Conventional | 2 | 2.9% | 50% | $170,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.5% | 50% | $115,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 7.4% | 100% | $219,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, VA | 3 | 4.4% | 100% | $191,666 | View |
|
A+5.0 ★Texas Ratio: 3.96% |
Conventional | 3 | 4.4% | 100% | $181,666 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 2.9% | 100% | $280,000 | |
CrossCountry Mortgage, LLC
|
FHA, USDA | 2 | 2.9% | 100% | $240,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 2.9% | 100% | $85,000 | |
Cmg Mortgage Inc
|
Conventional, USDA | 2 | 2.9% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 2.9% | 100% | $200,000 | View |
State Employees' Credit Union
|
Conventional | 1 | 1.5% | 100% | $365,000 | |
United Wholesale Mortgage
|
VA | 1 | 1.5% | 50% | $375,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 1.5% | 100% | $305,000 | |
American Financial Resources LLC
|
FHA | 1 | 1.5% | 100% | $265,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 1.5% | 100% | $425,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1.5% | 100% | $395,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.5% | 100% | $85,000 | |
Resicentral LLC
|
FHA | 1 | 1.5% | 100% | $255,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.5% | 100% | $215,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.5% | 50% | $145,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 1.5% | 100% | $275,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1.5% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1.5% | 100% | $365,000 | View |
Apci Federal Credit Union
|
Conventional | 1 | 1.5% | 100% | $35,000 | |
Union Home Mortgage Corp.
|
USDA | 1 | 1.5% | 100% | $245,000 | |
Nationstar Mortgage
|
FHA | 1 | 1.5% | 100% | $155,000 | |
Mortgage Research Center
|
VA | 1 | 1.5% | 50% | $275,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 1.5% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 1.5% | 100% | $415,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.5% | 100% | $125,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1.5% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.5% | 100% | $495,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.5% | 50% | $445,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1.5% | 50% | $115,000 | |
Village Capital & Investment
|
FHA | 1 | 1.5% | 100% | $155,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ethridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ethridge in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ethridge, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57.4 percent of home loans in Ethridge, Tennessee in 2025, banks 30.9 percent and credit unions 11.8 percent. Kelley Mortgage, LLC was the largest mortgage company, Heritage Bank & Trust the largest bank and Fortera Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Heritage Bank & Trust led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Heritage Bank & Trust was the largest mortgage lender in Ethridge, Tennessee with 4 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Ethridge, Tennessee in 2025, led by Fairway Independent Mort Corp with 4. 10 lenders closed VA loans, led by First Community Mortgage, Inc., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Ethridge, Tennessee in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ethridge, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ethridge, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ethridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.