Mortgage Lenders and Brokers in Centerville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Centerville, Tennessee mortgage lenders include First Federal BankFirst Federal Bank1370 Highway 100, Centerville, TN 37033A+5.0 ★Texas Ratio: 3.11%, First Farmers and Merchants BankFirst Farmers and Merchants Bank116 Church St, Centerville, TN 37033A+5.0 ★Texas Ratio: 0.81%, Apex BankApex Bank314 N Public Sq, Centerville, TN 37033A-4.9 ★Texas Ratio: 15.84%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Heritage Bank & TrustHeritage Bank & Trust206 E Public Sq, Centerville, TN 37033A5.0 ★Texas Ratio: 6.02%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, and Bank3Bank3429 Walker Rd, Jackson, TN 38305A+5.0 ★Texas Ratio: 0.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Centerville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centerville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Centerville, Tennessee
Market share is the lender's share of all home loans closed in Centerville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Centerville 1370 Highway 100, Centerville, TN 37033 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 7 | 4.2% | 87.5% | $152,142 | View |
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1 office in Centerville 116 Church St, Centerville, TN 37033 A+5.0 ★Texas Ratio: 0.81% |
Conventional, HELOC | 3 +5 HELOCs |
1.8% | 75% | $108,333 | View |
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1 office in Centerville 314 N Public Sq, Centerville, TN 37033 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.6% | 50% | $25,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
4.8% | 88.9% | $250,000 | View |
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206 E Public Sq, Centerville, TN 37033 A5.0 ★Texas Ratio: 6.02% |
Conventional | 8 | 4.8% | 88.9% | $227,500 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, USDA | 6 | 3.6% | 100% | $191,666 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 3 | 1.8% | 100% | $185,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 75% | $100,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.2% | 40% | $110,000 | View |
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429 Walker Rd, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 2 | 1.2% | 100% | $140,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.6% | 100% | $435,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
FHA | 1 | 0.6% | 100% | $325,000 | |
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3416 Highway 48 N, Charlotte, TN 37036 A5.0 ★Texas Ratio: 7.05% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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314 N Public Sq, Centerville, TN 37033 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Churchill Mortgage Corporation
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Conventional, FHA | 6 | 3.6% | 100% | $201,666 | |
Truxton Trust (fka Nashville B&T)
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Conventional | 1 | 0.6% | 100% | $735,000 | |
Legacy Home Loans, LLC
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VA | 1 | 0.6% | 100% | $215,000 | |
Mortgage Investors Group
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FHA | 1 | 0.6% | 100% | $195,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 22 | 13.2% | 85.2% | $186,363 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 6.6% | 91.7% | $301,363 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 5 | 3% | 100% | $367,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3% | 62.5% | $321,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 3% | 83.3% | $175,000 | |
Farm Credit Mid-America, Aca
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Conventional | 5 | 3% | 83.3% | $299,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 3% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2.4% | 44.4% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.8% | 100% | $415,000 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.8% | 60% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 3 | 1.8% | 100% | $218,333 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA | 3 | 1.8% | 100% | $261,666 | |
Pennymac Loan Services LLC
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FHA | 2 | 1.2% | 66.7% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.2% | 100% | $305,000 | View |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $260,000 | |
Village Capital & Investment
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VA | 2 | 1.2% | 50% | $330,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Goodleap, LLC
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FHA | 1 | 0.6% | 50% | $215,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 42.9% | $135,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 33.3% | $515,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $405,000 | |
Pacific Lending LLC
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FHA | 1 | 0.6% | 100% | $335,000 | |
Guild Mortgage Company
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FHA | 1 | 0.6% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,005,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.6% | 100% | $95,000 | |
Ross Mortgage Corporation
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VA | 1 | 0.6% | 100% | $285,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $115,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $435,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Baxter Credit Union
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Conventional | 1 | 0.6% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.6% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 0.6% | 100% | $285,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 50% | $75,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $325,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Gershman Investment Corp.
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USDA | 1 | 0.6% | 100% | $395,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Centerville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Centerville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Centerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Centerville, TN
Use these to narrow the list above. Each category shows how many Centerville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Centerville, TN
Independent mortgage companies closed 65.3 percent of home loans in Centerville, Tennessee in 2025, banks 31.7 percent and credit unions 3 percent. Community Mortgage Corporation was the largest mortgage company, First Federal Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Federal Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Centerville, TN
By home loans closed in 2025, First Federal Bank was the largest mortgage lender in Centerville, Tennessee with 7 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Centerville, Tennessee in 2025, led by United Wholesale Mortgage with 7. 13 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Centerville, Tennessee in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Centerville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centerville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
