Mortgage Lenders and Brokers in Calhoun, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Calhoun, Tennessee mortgage lenders include Bowater Employees Credit UnionBowater Employees Credit Union5123 Highway 11 S, Calhoun, TN 37309A+5.0 ★Texas Ratio: 4.53%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Andrew Johnson BankAndrew Johnson Bank4425 Ocoee St N, Cleveland, TN 37312A5.0 ★Texas Ratio: 6.04%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, and SouthEast BankSouthEast Bank1878 Congress Pkwy S, Athens, TN 37303A+5.0 ★Texas Ratio: 0.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Calhoun, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Calhoun are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Calhoun, Tennessee
Market share is the lender's share of all home loans closed in Calhoun, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5123 Highway 11 S, Calhoun, TN 37309 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 2 | 3.1% | 100% | $470,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 3 | 4.6% | 100% | $111,666 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 2 | 3.1% | 100% | $250,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA | 2 | 3.1% | 100% | $115,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +5 HELOCs |
1.5% | 100% | $185,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 1.5% | 50% | $105,000 | View |
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4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 1.5% | 100% | $95,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 7.7% | 27.8% | $181,000 | |
Mortgage Investors Group
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FHA, VA | 2 | 3.1% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 1.28% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
Tennessee Valley Federal C U
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Conventional | 1 | 1.5% | 25% | $55,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 1.5% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 7 | 10.8% | 88.9% | $229,285 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 7.7% | 66.7% | $327,000 | |
Mortgage Research Center
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VA | 4 | 6.2% | 80% | $297,500 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 4.6% | 60% | $221,666 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 3.1% | 100% | $175,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 1.5% | 100% | $235,000 | |
American Financial Resources LLC
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VA | 1 | 1.5% | 100% | $325,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.5% | 100% | $315,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $65,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 1.5% | 100% | $165,000 | View |
American Federal Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $265,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1.5% | 100% | $395,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.5% | 100% | $235,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 1.5% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.5% | 100% | $375,000 | View |
Iserve Residential Lending
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FHA | 1 | 1.5% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.5% | 100% | $215,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.5% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.5% | 100% | $245,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 1.5% | 100% | $425,000 | |
Reliance First Capital, LLC
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FHA | 1 | 1.5% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $65,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 1.5% | 100% | $775,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Calhoun Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Calhoun, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Calhoun? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Calhoun in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Calhoun, TN
Use these to narrow the list above. Each category shows how many Calhoun, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Calhoun, TN
Independent mortgage companies closed 72.3 percent of home loans in Calhoun, Tennessee in 2025, banks 20 percent and credit unions 7.7 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Builtwell Bank the largest bank and Bowater Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Bowater Employees Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Calhoun, TN
By home loans closed in 2025, Bowater Employees Credit Union was the largest mortgage lender in Calhoun, Tennessee with 2 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Calhoun, Tennessee in 2025, led by Rocket Mortgage with 3. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Calhoun, Tennessee in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Calhoun, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Calhoun, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Calhoun. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
