Mortgage Lenders and Brokers in Bon Air, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bon Air, Tennessee mortgage lenders include US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Citizens BankCitizens Bank844 Volunteer Pkwy, Bristol, TN 37620A5.0 ★Texas Ratio: 6.25%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, BankTennesseeBankTennessee1917 Highway 394, Blountville, TN 37617A+5.0 ★Texas Ratio: 4.09%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, and FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bon Air, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bon Air are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bon Air, Tennessee
Market share is the lender's share of all home loans closed in Bon Air, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +3 HELOCs |
6.2% | 85.7% | $221,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 5 | 6.2% | 83.3% | $97,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 2.5% | 100% | $185,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 2.5% | 100% | $205,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
VA | 1 | 1.2% | 100% | $305,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 1.2% | 100% | $25,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional | 1 | 1.2% | 100% | $235,000 | |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
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100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
21St Mortgage
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Conventional | 4 | 4.9% | 40% | $70,000 | |
Tennessee Valley Federal C U
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Conventional | 1 | 1.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 11 | 13.6% | 78.6% | $265,000 | View |
United Wholesale Mortgage
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FHA, VA | 3 | 3.7% | 100% | $308,333 | |
Newrez LLC
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Conventional, VA | 3 | 3.7% | 100% | $261,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 3.7% | 100% | $118,333 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 3.7% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.5% | 100% | $235,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.5% | 100% | $110,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 2.5% | 100% | $175,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 2.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 1.2% | 100% | $95,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.2% | 100% | $205,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.2% | 100% | $425,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $155,000 | |
Amerisave Mortgage Company
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VA | 1 | 1.2% | 50% | $535,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 33.3% | $255,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 1.2% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 1.2% | 100% | $545,000 | View |
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C+4.1 ★Texas Ratio: 26.20% |
FHA | 1 | 1.2% | 100% | $255,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.2% | 100% | $135,000 | |
New Day Financial, LLC.
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VA | 1 | 1.2% | 50% | $655,000 | |
Nations Lending Corporation
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Conventional | 1 | 1.2% | 100% | $85,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 25% | $325,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Iserve Residential Lending
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FHA | 1 | 1.2% | 100% | $245,000 | |
The Loan Store, Inc
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FHA | 1 | 1.2% | 100% | $395,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.2% | 100% | $215,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 1.2% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.2% | 50% | $65,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.2% | 50% | $205,000 | |
Texana Bank
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FHA | 1 | 1.2% | 100% | $305,000 | |
Loan Simple, Inc.
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FHA | 1 | 1.2% | 100% | $335,000 | |
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% |
Bon Air Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bon Air, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Bon Air? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bon Air in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bon Air, TN
Use these to narrow the list above. Each category shows how many Bon Air, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Bon Air, TN
Independent mortgage companies closed 69.1 percent of home loans in Bon Air, Tennessee in 2025, banks 27.2 percent and credit unions 3.7 percent. 21St Mortgage was the largest mortgage company, US Bank, N.A. the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Citizens Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bon Air, TN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Bon Air, Tennessee with 5 loans, about 6.2 percent of the market. The largest lender headquartered in Tennessee was Citizens Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Bon Air, Tennessee in 2025, led by Rocket Mortgage with 4. 9 lenders closed VA loans, led by Newrez LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Bon Air, Tennessee in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bon Air, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bon Air, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bon Air. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
