Beech Bluff, Tennessee mortgage lenders include Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%, Commercial Bank & Trust CompanyCommercial Bank & Trust Company79 Stonebridge Blvd Ste A, Jackson, TN 38305A+5.0 ★Texas Ratio: 0.99%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Carroll Bank and TrustCarroll Bank and Trust133 E Main St, Bradford, TN 38316A5.0 ★Texas Ratio: 13.53%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Legends BankLegends Bank533 S Main St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 0.00%, Community BankCommunity Bank1007 Us Highway 45 N, Henderson, TN 38340A+5.0 ★Texas Ratio: 5.60%, and US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beech Bluff, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beech Bluff are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Beech Bluff, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, USDA, HELOC | 20 +14 HELOCs |
19.8% | 95.2% | $225,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
4% | 66.7% | $260,000 | View |
|
119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 4 | 4% | 100% | $247,500 | View |
|
79 Stonebridge Blvd Ste A, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 4 | 4% | 100% | $107,500 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
3% | 50% | $145,000 | View |
|
133 E Main St, Bradford, TN 38316 A5.0 ★Texas Ratio: 13.53% |
Conventional | 3 | 3% | 100% | $311,666 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, USDA | 2 | 2% | 100% | $205,000 | View |
|
533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 2% | 100% | $310,000 | View |
|
1007 Us Highway 45 N, Henderson, TN 38340 A+5.0 ★Texas Ratio: 5.60% |
Conventional, Jumbo | 2 | 2% | 100% | $670,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $125,000 | View |
|
11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $195,000 | View |
|
5751 Stage Rd, Bartlett, TN 38134 4515 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 1% | 100% | $245,000 | View |
|
5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1% | 100% | $205,000 | View |
|
12625 Highway 79 N, Buchanan, TN 38222 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 1% | 100% | $205,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 1% | 100% | $135,000 | |
Mortgage Investors Group
|
Conventional, FHA | 6 | 5.9% | 100% | $260,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 10 | 9.9% | 84.6% | $258,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 4% | 100% | $177,500 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 3% | 100% | $141,666 | |
Cadence Bank
|
Conventional, HELOC | 2 +4 HELOCs |
2% | 100% | $120,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 2% | 100% | $130,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 2% | 100% | $285,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 2% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
FHA | 2 | 2% | 100% | $215,000 | View |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 2% | 100% | $65,000 | |
New Day Financial, LLC.
|
VA | 2 | 2% | 40% | $260,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
1% | 100% | $185,000 | |
American Financial Resources LLC
|
Conventional | 1 | 1% | 100% | $225,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1% | 100% | $165,000 | |
ALCOVA Mortgage, LLC
|
FHA | 1 | 1% | 100% | $215,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1% | 100% | $125,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 1% | 100% | $265,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 1% | 50% | $265,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 1% | 100% | $185,000 | View |
First Community Bank of the Heartland, Inc.
|
Conventional | 1 | 1% | 100% | $755,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1% | 100% | $395,000 | View |
Together Credit Union
|
Conventional | 1 | 1% | 100% | $175,000 | |
Towne Mortgage Company
|
FHA | 1 | 1% | 100% | $165,000 | |
New American Funding, LLC.
|
FHA | 1 | 1% | 33.3% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1% | 100% | $235,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Beech Bluff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beech Bluff in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Beech Bluff, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 41.6 percent of home loans in Beech Bluff, Tennessee in 2025, banks 33.7 percent and credit unions 24.8 percent. Mortgage Investors Group was the largest mortgage company, Firstbank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Leaders Credit Union led with 20 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Leaders Credit Union was the largest mortgage lender in Beech Bluff, Tennessee with 20 loans, about 19.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Beech Bluff, Tennessee in 2025, led by Leaders Credit Union with 7. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 6 credit unions closed home loans in Beech Bluff, Tennessee in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beech Bluff, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beech Bluff, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beech Bluff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.