Saxonburg, Pennsylvania mortgage lenders include First Commonwealth BankFirst Commonwealth Bank125 W Main St, Saxonburg, PA 16056A5.0 ★Texas Ratio: 10.25%, Citizens Bank, NACitizens Bank, NA205 Main Street, Saxonburg, PA 16056A+5.0 ★Texas Ratio: 5.44%, NexTier Bank, National AssociationNexTier Bank, National Association333 W Main St, Saxonburg, PA 16056A5.0 ★Texas Ratio: 10.59%, Armco Credit UnionArmco Credit Union101 Hollywood Dr, Butler, PA 16001 7607A+5.0 ★Texas Ratio: 2.74%, USX Federal Credit UnionUSX Federal Credit UnionPO Box 1728, Cranberry Twp, PA 16066 0728, Pennian BankPennian Bank9775 Route 75 S, East Waterford, PA 17021A5.0 ★Texas Ratio: 8.88%, CfsbankCfsbank1652 Rostraver Rd, Belle Vernon, PA 15012A+5.0 ★Texas Ratio: 1.57%, S&T BankS&T Bank1100 Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 2.93%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, and Wesbanco Bank, Inc.Wesbanco Bank, Inc.2293 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saxonburg, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saxonburg are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Saxonburg, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Saxonburg 125 W Main St, Saxonburg, PA 16056 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 2 +9 HELOCs |
3.5% | 100% | $105,000 | View |
|
1 office in Saxonburg 205 Main Street, Saxonburg, PA 16056 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +4 HELOCs |
3.5% | 100% | $120,000 | View |
|
1 office in Saxonburg 333 W Main St, Saxonburg, PA 16056 A5.0 ★Texas Ratio: 10.59% |
Conventional | 2 | 3.5% | 100% | $305,000 | View |
|
101 Hollywood Dr, Butler, PA 16001 7607 A+5.0 ★Texas Ratio: 2.74% |
Conventional, HELOC | 5 +3 HELOCs |
8.8% | 100% | $159,000 | View |
USX Federal Credit Union
PO Box 1728, Cranberry Twp, PA 16066 0728 |
Conventional | 3 | 5.3% | 100% | $88,333 | |
|
9775 Route 75 S, East Waterford, PA 17021 A5.0 ★Texas Ratio: 8.88% |
Conventional | 2 | 3.5% | 100% | $215,000 | View |
|
1652 Rostraver Rd, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 2 | 3.5% | 100% | $185,000 | View |
|
1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1.8% | 100% | $205,000 | View |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2293 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
25 Highland Rd, Bethel Park, PA 15102 A+5.0 ★Texas Ratio: 5.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
West Penn Financial Service Center, Inc.
|
Conventional | 3 | 5.3% | 100% | $225,000 | |
State Financial Network LLC
|
Conventional | 2 | 3.5% | 100% | $165,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 1.8% | 100% | $685,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 1.8% | 100% | $335,000 | |
Victorian Finance, LLC
|
Conventional | 1 | 1.8% | 100% | $275,000 | |
Philadelphia Federal Credit Un
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 10 | 17.5% | 83.3% | $256,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 8.8% | 83.3% | $349,000 | |
Movement Mortgage, LLC
|
Conventional | 3 | 5.3% | 100% | $355,000 | |
Homestead Funding Corp.
|
Conventional | 2 | 3.5% | 100% | $270,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 3.5% | 100% | $220,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.8% | 100% | $515,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.8% | 100% | $65,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.8% | 100% | $285,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 1.8% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 9.77% |
Conventional | 1 | 1.8% | 100% | $435,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.8% | 100% | $575,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.8% | 100% | $175,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 1.8% | 100% | $145,000 |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Saxonburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saxonburg in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Saxonburg, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.2 percent of home loans in Saxonburg, Pennsylvania in 2025, banks 22.8 percent and credit unions 14 percent. West Penn Financial Service Center, Inc. was the largest mortgage company, First Commonwealth Bank the largest bank and Armco Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First Commonwealth Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, First Commonwealth Bank was the largest mortgage lender in Saxonburg, Pennsylvania with 2 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Saxonburg, Pennsylvania in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Saxonburg, Pennsylvania in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saxonburg, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saxonburg, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saxonburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.