Mortgage Lenders and Brokers in Roscoe, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roscoe, Pennsylvania mortgage lenders include Mon Valley Community Federal Credit UnionMon Valley Community Federal Credit Union1932 Main Street, Allenport, PA 15412A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Frick Financial FCUFrick Financial FCU141 Pennsylvania Ave, Charleroi, PA 15022A5.0 ★Texas Ratio: 8.73%, CfsbankCfsbank1652 Rostraver Rd, Belle Vernon, PA 15012A+5.0 ★Texas Ratio: 1.57%, First Federal Savings and LoanFirst Federal Savings and LoanWaynesburg, PA, United Wholesale Mortgage, Plaza Home Mortgage, Inc, Equity Resources Inc, Rocket Mortgage, and Pennymac Loan Services LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roscoe, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roscoe are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roscoe, Pennsylvania
Market share is the lender's share of all home loans closed in Roscoe, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1932 Main Street, Allenport, PA 15412 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 11 | 35.5% | 91.7% | $76,818 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
6.5% | 100% | $70,000 | View |
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141 Pennsylvania Ave, Charleroi, PA 15022 A5.0 ★Texas Ratio: 8.73% |
Conventional | 1 | 3.2% | 50% | $15,000 | View |
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1652 Rostraver Rd, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 3.2% | 50% | $95,000 | View |
First Federal Savings and Loan
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Conventional | 2 | 6.5% | 66.7% | $160,000 | |
United Wholesale Mortgage
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FHA | 3 | 9.7% | 100% | $91,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 9.7% | 100% | $121,666 | |
Equity Resources Inc
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Conventional, VA | 2 | 6.5% | 100% | $200,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 6.5% | 100% | $145,000 | |
Pennymac Loan Services LLC
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VA | 1 | 3.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 5.08% |
FHA | 1 | 3.2% | 100% | $95,000 | View |
New American Funding, LLC.
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FHA | 1 | 3.2% | 50% | $75,000 | |
Paramount Residential Mortgage
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USDA | 1 | 3.2% | 100% | $105,000 |
Roscoe Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roscoe, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Roscoe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roscoe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roscoe, PA
Use these to narrow the list above. Each category shows how many Roscoe, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Roscoe, PA
Independent mortgage companies closed 41.9 percent of home loans in Roscoe, Pennsylvania in 2025, banks 19.4 percent and credit unions 38.7 percent. United Wholesale Mortgage was the largest mortgage company, PNC Bank N.A. the largest bank and Mon Valley Community Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Mon Valley Community Federal Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roscoe, PA
By home loans closed in 2025, Mon Valley Community Federal Credit Union was the largest mortgage lender in Roscoe, Pennsylvania with 11 loans, about 35.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Roscoe, Pennsylvania in 2025, led by United Wholesale Mortgage with 3. 2 lenders closed VA loans, led by Equity Resources Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 2 credit unions closed home loans in Roscoe, Pennsylvania in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roscoe, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roscoe, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roscoe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
