Hallstead, Pennsylvania mortgage lenders include Nbt Bank NANbt Bank NA3 Kennedy Dr, Archbald, PA 18403A+5.0 ★Texas Ratio: 3.43%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company25109 State Route 11, Hallstead, PA 18822A+5.0 ★Texas Ratio: 2.51%, The Honesdale National BankThe Honesdale National Bank313 Main St, Hallstead, PA 18822A+5.0 ★Texas Ratio: 1.92%, Community Bank, N.A.Community Bank, N.A.1701 Chew St, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.83%, Wayne BankWayne Bank1099 Georgetown Rd, Christiana, PA 17509A5.0 ★Texas Ratio: 10.36%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%, Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, and Spring Eq, LLCSpring Eq, LLCConshohocken, PA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hallstead, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hallstead are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hallstead, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Hallstead 3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 4 +6 HELOCs |
10.8% | 100% | $200,000 | View |
|
1 office in Hallstead 25109 State Route 11, Hallstead, PA 18822 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
1 office in Hallstead 313 Main St, Hallstead, PA 18822 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1701 Chew St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 2.7% | 50% | $215,000 | View |
|
1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 2.7% | 100% | $95,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 2.7% | 100% | $45,000 | View |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 2.7% | 100% | $145,000 | View |
|
303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 2.7% | 100% | $35,000 | View |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
Conventional | 1 | 2.7% | 100% | $45,000 | |
Rocket Mortgage
|
Conventional, FHA | 4 | 10.8% | 66.7% | $237,500 | |
Summit Mortgage Corporation
|
Conventional, VA, USDA | 4 | 10.8% | 100% | $167,500 | |
Mortgage Research Center
|
VA | 3 | 8.1% | 100% | $148,333 | |
Visions Federal Credit Union
|
Conventional, HELOC | 2 +3 HELOCs |
5.4% | 66.7% | $85,000 | |
United Wholesale Mortgage
|
VA | 2 | 5.4% | 100% | $240,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 5.4% | 100% | $170,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 5.4% | 100% | $130,000 | View |
1St Priority Mortgage, Inc.
|
Conventional | 1 | 2.7% | 100% | $205,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 2.7% | 100% | $225,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 2.7% | 100% | $25,000 | |
| Conventional | 1 | 2.7% | 100% | $65,000 | View | |
Homestead Funding Corp.
|
Conventional | 1 | 2.7% | 50% | $105,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 2.7% | 100% | $95,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 2.7% | 100% | $285,000 | |
Empower Federal Credit Union
|
Conventional | 1 | 2.7% | 100% | $95,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hallstead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hallstead in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hallstead, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 59.5 percent of home loans in Hallstead, Pennsylvania in 2025, banks 24.3 percent and credit unions 16.2 percent. Spring Eq, LLC was the largest mortgage company, Nbt Bank NA the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Peoples Security Bank and Trust Company led with 0 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Nbt Bank NA was the largest mortgage lender in Hallstead, Pennsylvania with 4 loans, about 10.8 percent of the market. The largest lender headquartered in Pennsylvania was Peoples Security Bank and Trust Company with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Hallstead, Pennsylvania in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in Hallstead, Pennsylvania in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hallstead, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hallstead, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hallstead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.