Eldred, Pennsylvania mortgage lenders include Cnb BankCnb Bank11 N Main St, Alburtis, PA 18011A5.0 ★Texas Ratio: 6.26%, Community Bank, N.A.Community Bank, N.A.1701 Chew St, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.83%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, The Juniata Valley BankThe Juniata Valley Bank320 S Logan Blvd, Burnham, PA 17009A4.7 ★Texas Ratio: 0.29%, Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Ameriserv Financial BankAmeriserv Financial Bank101 S Main St, Carrolltown, PA 15722A+5.0 ★Texas Ratio: 5.69%, Newrez LLCNewrez LLCFort Washington, PA, Rocket Mortgage, Royal United Mortgage LLC, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eldred, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eldred are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Eldred, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional | 5 | 15.6% | 100% | $71,000 | View |
|
1701 Chew St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 4 | 12.5% | 66.7% | $97,500 | View |
|
413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 3 +1 HELOCs |
9.4% | 37.5% | $91,666 | View |
|
320 S Logan Blvd, Burnham, PA 17009 A4.7 ★Texas Ratio: 0.29% |
Conventional | 2 | 6.2% | 50% | $110,000 | View |
|
19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 3.1% | 100% | $35,000 | View |
|
101 S Main St, Carrolltown, PA 15722 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 1 | 3.1% | 100% | $75,000 | View |
Newrez LLC
|
VA | 1 | 3.1% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, FHA | 8 | 25% | 88.9% | $116,250 | |
Royal United Mortgage LLC
|
Conventional | 2 | 6.2% | 100% | $55,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 3.1% | 50% | $75,000 | |
Primary Residential Mortgage, INC.
|
VA | 1 | 3.1% | 100% | $345,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 3.1% | 100% | $155,000 | |
loanDepot.com LLC
|
Conventional | 1 | 3.1% | 100% | $305,000 | |
New American Funding, LLC.
|
FHA | 1 | 3.1% | 100% | $185,000 | |
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Eldred? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eldred in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Eldred, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50 percent of home loans in Eldred, Pennsylvania in 2025, banks 50 percent and credit unions 0 percent. Newrez LLC was the largest mortgage company, Cnb Bank the largest bank and Corning Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Cnb Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Cnb Bank was the largest mortgage lender in Eldred, Pennsylvania with 5 loans, about 15.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Eldred, Pennsylvania in 2025, led by Rocket Mortgage with 4. 2 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 1 credit unions closed home loans in Eldred, Pennsylvania in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eldred, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eldred, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eldred. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.