Mortgage Lenders and Brokers in Charleroi, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Charleroi, Pennsylvania mortgage lenders include CfsbankCfsbank101 Mckean Ave, Charleroi, PA 15022A+5.0 ★Texas Ratio: 1.57%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Mon Valley Community Federal Credit UnionMon Valley Community Federal Credit Union1932 Main Street, Allenport, PA 15412A+5.0 ★Texas Ratio: 2.51%, First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, Newrez LLCNewrez LLCFort Washington, PA, Rocket Mortgage, United Wholesale Mortgage, Amerisave Mortgage Company, Nationstar Mortgage, and Stockton Mortgage Corporation. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Charleroi, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Charleroi are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Charleroi, Pennsylvania
Market share is the lender's share of all home loans closed in Charleroi, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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101 Mckean Ave, Charleroi, PA 15022 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 4.5% | 50% | $95,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 7 +4 HELOCs |
31.8% | 87.5% | $79,285 | View |
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1932 Main Street, Allenport, PA 15412 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 5 | 22.7% | 100% | $35,000 | View |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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FHA | 1 | 4.5% | 100% | $75,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 9.1% | 33.3% | $70,000 | |
United Wholesale Mortgage
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Conventional | 1 | 4.5% | 100% | $145,000 | |
Amerisave Mortgage Company
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FHA | 1 | 4.5% | 100% | $65,000 | |
Nationstar Mortgage
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FHA | 1 | 4.5% | 100% | $95,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 4.5% | 100% | $65,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 4.5% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 4.5% | 100% | $115,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Charleroi Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Charleroi, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Charleroi? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Charleroi in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Charleroi, PA
Use these to narrow the list above. Each category shows how many Charleroi, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Charleroi, PA
Independent mortgage companies closed 36.4 percent of home loans in Charleroi, Pennsylvania in 2025, banks 36.4 percent and credit unions 27.3 percent. Newrez LLC was the largest mortgage company, Cfsbank the largest bank and Mon Valley Community Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Cfsbank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Charleroi, PA
By home loans closed in 2025, Cfsbank was the largest mortgage lender in Charleroi, Pennsylvania with 1 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Charleroi, Pennsylvania in 2025, led by PNC Bank N.A. with 1. 1 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 3 credit unions closed home loans in Charleroi, Pennsylvania in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Charleroi, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Charleroi, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Charleroi. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
