Mortgage Lenders and Brokers in Wallowa, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wallowa, Oregon mortgage lenders include Columbia BankColumbia Bank202 N Storie Street, Wallowa, OR 97885A+5.0 ★Texas Ratio: 2.28%, Bank of Eastern OregonBank of Eastern Oregon325 On The Mall St, Arlington, OR 97812A5.0 ★Texas Ratio: 7.84%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Forrit Credit UnionForrit Credit Union12550 SE 93rd Ave, Clackamas, OR 97015A5.0 ★Texas Ratio: 6.38%, Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%, Rogue Credit UnionRogue Credit Union415 Lithia Way, Ashland, OR 97520A+5.0 ★Texas Ratio: 5.02%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, Fairway Independent Mort Corp, and Spokane Teachers Credit Union. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wallowa, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wallowa are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wallowa, Oregon
Market share is the lender's share of all home loans closed in Wallowa, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wallowa 202 N Storie Street, Wallowa, OR 97885 A+5.0 ★Texas Ratio: 2.28% |
Conventional, VA, HELOC | 9 +3 HELOCs |
26.5% | 100% | $288,333 | View |
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325 On The Mall St, Arlington, OR 97812 A5.0 ★Texas Ratio: 7.84% |
Conventional | 2 | 5.9% | 100% | $85,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.9% | 100% | $205,000 | View |
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12550 SE 93rd Ave, Clackamas, OR 97015 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 2.9% | 100% | $75,000 | View |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 2.9% | 100% | $315,000 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 1 | 2.9% | 100% | $175,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 11.8% | 100% | $272,500 | |
Spokane Teachers Credit Union
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Conventional, Jumbo, HELOC | 2 +4 HELOCs |
5.9% | 100% | $645,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 5.9% | 50% | $170,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 5.9% | 100% | $320,000 | |
Nationstar Mortgage
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Conventional | 2 | 5.9% | 100% | $355,000 | |
United Wholesale Mortgage
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Conventional | 1 | 2.9% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 2.9% | 100% | $105,000 | |
loanDepot.com LLC
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VA | 1 | 2.9% | 33.3% | $255,000 | |
Guild Mortgage Company
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Conventional | 1 | 2.9% | 100% | $165,000 | |
Cmg Mortgage Inc
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VA | 1 | 2.9% | 100% | $465,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 2.9% | 100% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 2.9% | 100% | $605,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wallowa Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wallowa, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Wallowa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wallowa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wallowa, OR
Use these to narrow the list above. Each category shows how many Wallowa, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Wallowa, OR
Independent mortgage companies closed 47.1 percent of home loans in Wallowa, Oregon in 2025, banks 38.2 percent and credit unions 14.7 percent. Fairway Independent Mort Corp was the largest mortgage company, Columbia Bank the largest bank and Forrit Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wallowa, OR
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Wallowa, Oregon with 9 loans, about 26.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Wallowa, Oregon in 2025, led by Fairway Independent Mort Corp with 3. 3 lenders closed VA loans, led by Columbia Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in Wallowa, Oregon in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wallowa, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wallowa, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wallowa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
