Mortgage Lenders and Brokers in Vernonia, Oregon
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Vernonia, Oregon mortgage lenders include Wauna Federal Credit UnionWauna Federal Credit Union1010 Bridge St, Vernonia, OR 97064 1117A5.0 ★Texas Ratio: 6.12%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, InRoads Federal Credit UnionInRoads Federal Credit Union6175 NE Cornell Rd, Hillsboro, OR 97124 5410A5.0 ★Texas Ratio: 9.98%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, Washington Trust BankWashington Trust Bank1219 Ne 3rd St, Bend, OR 97701A+5.0 ★Texas Ratio: 4.63%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%, and Heritage BankHeritage Bank9515 Ne Windsor St, Beaverton, OR 97006A+5.0 ★Texas Ratio: 1.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vernonia, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vernonia are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vernonia, Oregon
Market share is the lender's share of all home loans closed in Vernonia, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1010 Bridge St, Vernonia, OR 97064 1117 A5.0 ★Texas Ratio: 6.12% |
Conventional | 6 | 6.1% | 77.8% | $121,666 | View |
|
2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 2 +8 HELOCs |
2% | 100% | $270,000 | View |
|
2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +5 HELOCs |
2% | 50% | $205,000 | View |
|
6175 NE Cornell Rd, Hillsboro, OR 97124 5410 A5.0 ★Texas Ratio: 9.98% |
Conventional | 2 | 2% | 100% | $115,000 | View |
|
2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 1 | 1% | 100% | $1,005,000 | View |
|
1219 Ne 3rd St, Bend, OR 97701 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 1% | 100% | $765,000 | View |
|
2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $225,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional | 1 | 1% | 50% | $65,000 | |
|
840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
9515 Ne Windsor St, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directors Mortgage, Inc
|
FHA | 1 | 1% | 100% | $405,000 | |
Mortgage Express
|
Conventional | 1 | 1% | 100% | $255,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 12 | 12.1% | 82.4% | $382,500 | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 9.1% | 90% | $205,000 | |
Mortgage Research Center
|
VA, Jumbo | 8 | 8.1% | 100% | $488,750 | |
United Wholesale Mortgage
|
Conventional, VA | 6 | 6.1% | 100% | $420,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 5.1% | 100% | $299,000 | |
Cmg Mortgage Inc
|
Conventional, VA | 4 | 4% | 100% | $332,500 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
3% | 60% | $171,666 | |
Amerisave Mortgage Company
|
Conventional | 3 | 3% | 60% | $68,333 | |
Nationstar Mortgage
|
Conventional | 3 | 3% | 100% | $168,333 | |
Primary Residential Mortgage, INC.
|
FHA, VA | 2 | 2% | 66.7% | $455,000 | |
Peak Residential Lending Inc
|
Conventional | 2 | 2% | 100% | $270,000 | |
Nations Direct Mortgage, LLC
|
Conventional, VA | 2 | 2% | 100% | $370,000 | |
New American Funding, LLC.
|
FHA | 2 | 2% | 100% | $285,000 | |
Village Capital & Investment
|
VA | 2 | 2% | 100% | $355,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1% | 100% | $195,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 100% | $315,000 | |
Newrez LLC
|
USDA | 1 | 1% | 50% | $395,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $495,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 1% | 100% | $465,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1% | 100% | $405,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1% | 50% | $55,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 1% | 100% | $245,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 1% | 66.7% | $165,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $425,000 | View |
Provident Funding Associates
|
Conventional | 1 | 1% | 100% | $355,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1% | 100% | $665,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 100% | $325,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1% | 100% | $635,000 | View |
Navy Federal Credit Union
|
VA | 1 | 1% | 100% | $435,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 1% | 100% | $405,000 | |
Loan Simple, Inc.
|
USDA | 1 | 1% | 100% | $315,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $355,000 | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fibre Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Vernonia Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vernonia, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Vernonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vernonia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vernonia, OR
Use these to narrow the list above. Each category shows how many Vernonia, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Vernonia, OR
Independent mortgage companies closed 79.8 percent of home loans in Vernonia, Oregon in 2025, banks 7.1 percent and credit unions 13.1 percent. Directors Mortgage, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Wauna Federal Credit Union the largest credit union. Among lenders headquartered in Oregon, Wauna Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vernonia, OR
By home loans closed in 2025, Wauna Federal Credit Union was the largest mortgage lender in Vernonia, Oregon with 6 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Vernonia, Oregon in 2025, led by Guild Mortgage Company with 4. 12 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 13 credit unions closed home loans in Vernonia, Oregon in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vernonia, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vernonia, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vernonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
