Mortgage Lenders and Brokers in Seaside, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seaside, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.251 Avenue A, Seaside, OR 97138A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank301 Avenue A, Seaside, OR 97138A+5.0 ★Texas Ratio: 2.28%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Wauna Federal Credit UnionWauna Federal Credit Union595 Marine Dr, Astoria, OR 97103 4202A5.0 ★Texas Ratio: 6.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, 1st Security Bank of Washington1st Security Bank of Washington715 Laneda Avenue, Manzanita, OR 97130A+5.0 ★Texas Ratio: 4.31%, and Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seaside, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seaside are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seaside, Oregon
Market share is the lender's share of all home loans closed in Seaside, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Seaside 251 Avenue A, Seaside, OR 97138 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
7.5% | 70% | $261,666 | View |
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1 office in Seaside 301 Avenue A, Seaside, OR 97138 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $540,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +3 HELOCs |
2.5% | 100% | $240,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $350,000 | |
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595 Marine Dr, Astoria, OR 97103 4202 A5.0 ★Texas Ratio: 6.12% |
Conventional | 2 | 2.5% | 75% | $345,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 1.2% | 100% | $545,000 | |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
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715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 8 | 10% | 80% | $271,250 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 5 +1 HELOCs |
6.2% | 100% | $423,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 6.2% | 100% | $513,000 | |
Fibre Federal Credit Union
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Conventional, HELOC | 4 +4 HELOCs |
5% | 66.7% | $312,500 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 5% | 100% | $362,500 | |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 3 | 3.8% | 100% | $361,666 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 3 | 3.8% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 3.8% | 100% | $335,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
2.5% | 100% | $60,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.5% | 100% | $375,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 2.5% | 100% | $460,000 | |
Navy Federal Credit Union
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VA | 2 | 2.5% | 100% | $465,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $425,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $425,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 100% | $385,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $475,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $635,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 1.2% | 100% | $405,000 | |
American Financing Corporation
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Conventional | 1 | 1.2% | 100% | $315,000 | |
Home Mortgage Advisors, LLC
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Conventional | 1 | 1.2% | 100% | $345,000 | |
Hapo Communtiy Credit Union
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Conventional, Jumbo | 1 | 1.2% | 100% | $965,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.2% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 1 | 1.2% | 100% | $465,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $115,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 50% | $315,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $285,000 | |
New American Funding, LLC.
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FHA | 1 | 1.2% | 100% | $335,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.2% | 100% | $435,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $385,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Seaside Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seaside, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Seaside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seaside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seaside, OR
Use these to narrow the list above. Each category shows how many Seaside, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Seaside, OR
Independent mortgage companies closed 65 percent of home loans in Seaside, Oregon in 2025, banks 18.8 percent and credit unions 16.2 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seaside, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Seaside, Oregon with 6 loans, about 7.5 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Seaside, Oregon in 2025, led by United Wholesale Mortgage with 1. 4 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 8 credit unions closed home loans in Seaside, Oregon in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seaside, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seaside, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seaside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
