Scappoose, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.52313 Columbia River Hwy, Scappoose, OR 97056A+5.0 ★Texas Ratio: 2.85%, OnPoint Community Credit UnionOnPoint Community Credit Union51501 Columbia River Hwy, Scappoose, OR 97056A+5.0 ★Texas Ratio: 4.12%, InRoads Federal Credit UnionInRoads Federal Credit Union52691 Columbia River Hwy, Scappoose, OR 97056 3120A5.0 ★Texas Ratio: 9.98%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Wauna Federal Credit UnionWauna Federal Credit Union52381 Columbia River Hwy, Scappoose, OR 97056 3553A5.0 ★Texas Ratio: 6.12%, Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, BMO Harris Bank NABMO Harris Bank NA2495 Ne Town Center Dr, Beaverton, OR 97006A+5.0 ★Texas Ratio: 3.54%, and Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scappoose, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scappoose are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Scappoose, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Scappoose 52313 Columbia River Hwy, Scappoose, OR 97056 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +7 HELOCs |
1.8% | 75% | $215,000 | View |
|
51501 Columbia River Hwy, Scappoose, OR 97056 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 7 +25 HELOCs |
4.1% | 100% | $362,142 | View |
|
52691 Columbia River Hwy, Scappoose, OR 97056 3120 A5.0 ★Texas Ratio: 9.98% |
Conventional | 7 | 4.1% | 77.8% | $189,285 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $331,666 | |
|
52381 Columbia River Hwy, Scappoose, OR 97056 3553 A5.0 ★Texas Ratio: 6.12% |
Conventional | 3 | 1.8% | 80% | $128,333 | View |
|
4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $485,000 | View |
|
128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 0.6% | 100% | $535,000 | |
|
2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
FHA | 1 | 0.6% | 100% | $415,000 | View |
|
333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
|
Conventional, VA | 5 | 3% | 100% | $469,000 | |
Lpmc, LLC dba Landmark Profess
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Consolidated Community Credit
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 27 | 16% | 100% | $351,296 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
7.7% | 100% | $393,461 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 7.1% | 80% | $271,666 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 12 | 7.1% | 92.3% | $431,666 | |
Newrez LLC
|
Conventional, FHA, VA | 7 | 4.1% | 87.5% | $272,142 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 7 | 4.1% | 100% | $235,000 | |
Pennymac Loan Services LLC
|
Conventional | 4 | 2.4% | 100% | $152,500 | |
Lennar Mortgage, LLC
|
Conventional, VA | 4 | 2.4% | 100% | $397,500 | |
Freedom Mortgage Corporation
|
VA | 3 | 1.8% | 75% | $421,666 | |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 1.8% | 100% | $428,333 | |
loanDepot.com LLC
|
FHA, VA, HELOC | 2 +1 HELOCs |
1.2% | 66.7% | $450,000 | |
Envoy Mortgage, Ltd
|
Conventional | 2 | 1.2% | 100% | $410,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $410,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 1.2% | 100% | $485,000 | |
Discover Bank
|
Conventional | 2 | 1.2% | 66.7% | $165,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 1.2% | 100% | $430,000 | |
Provident Funding Associates
|
Conventional | 2 | 1.2% | 100% | $360,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 1.2% | 100% | $375,000 | |
Mortgage Research Center
|
VA | 2 | 1.2% | 100% | $340,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 1.2% | 50% | $365,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 2 | 1.2% | 100% | $655,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $55,000 | |
Arc Home LLC
|
Conventional | 1 | 0.6% | 100% | $615,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.6% | 100% | $255,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.6% | 100% | $335,000 | |
Pacific Lending LLC
|
Conventional | 1 | 0.6% | 100% | $485,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.6% | 50% | $65,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 16.7% | $85,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
Peak Residential Lending Inc
|
Conventional | 1 | 0.6% | 100% | $425,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.6% | 25% | $145,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
Evergreen Moneysource Mortgage Company
|
FHA | 1 | 0.6% | 100% | $485,000 | |
First Federal Savings Bank
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Nationstar Mortgage
|
VA | 1 | 0.6% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $795,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 0.6% | 100% | $445,000 | |
Alliant Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Scappoose? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scappoose in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Scappoose, OR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.3 percent of home loans in Scappoose, Oregon in 2025, banks 7.1 percent and credit unions 13.6 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Scappoose, Oregon with 3 loans, about 1.8 percent of the market. The largest lender headquartered in Oregon was OnPoint Community Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Scappoose, Oregon in 2025, led by Guild Mortgage Company with 7. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 14 credit unions closed home loans in Scappoose, Oregon in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scappoose, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scappoose, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scappoose. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.