Mortgage Lenders and Brokers in Rockaway Beach, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rockaway Beach, Oregon mortgage lenders include OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.126 Highway 101 S, Rockaway Beach, OR 97136A+5.0 ★Texas Ratio: 2.85%, Embold Federal Credit UnionEmbold Federal Credit Union223 NE 2ND AVE, CANBY, OR 97013A5.0 ★Texas Ratio: 6.30%, Pacific Nw Federal Credit UnionPacific Nw Federal Credit Union1004 Pacific Ave, Hood River, OR 97031 1961A+5.0 ★Texas Ratio: 2.27%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.40%, 1st Security Bank of Washington1st Security Bank of Washington715 Laneda Avenue, Manzanita, OR 97130A+5.0 ★Texas Ratio: 4.31%, and Oregon Community Credit UnionOregon Community Credit Union840 NW 9th St, Corvallis, OR 97330 6141A5.0 ★Texas Ratio: 11.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rockaway Beach, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockaway Beach are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rockaway Beach, Oregon
Market share is the lender's share of all home loans closed in Rockaway Beach, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, VA, HELOC | 5 +3 HELOCs |
7.2% | 100% | $313,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, VA | 2 | 2.9% | 100% | $410,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.9% | 100% | $50,000 | View |
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126 Highway 101 S, Rockaway Beach, OR 97136 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 25% | $215,000 | View |
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223 NE 2ND AVE, CANBY, OR 97013 A5.0 ★Texas Ratio: 6.30% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $105,000 | View |
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1004 Pacific Ave, Hood River, OR 97031 1961 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1.4% | 100% | $255,000 | |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 1.4% | 100% | $255,000 | |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 1.4% | 100% | $155,000 | View |
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715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31% |
FHA | 1 | 1.4% | 50% | $255,000 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3970 Mercantile Dr, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mortgage Express
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Conventional | 3 | 4.3% | 100% | $351,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 10.1% | 100% | $335,000 | |
Guild Mortgage Company
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Conventional | 7 | 10.1% | 87.5% | $355,000 | |
United Wholesale Mortgage
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Conventional | 4 | 5.8% | 80% | $387,500 | |
The Loan Store, Inc
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Conventional | 3 | 4.3% | 75% | $361,666 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 2.9% | 66.7% | $315,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 2.9% | 100% | $395,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2.9% | 100% | $310,000 | |
Spring Eq, LLC
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Conventional | 2 | 2.9% | 100% | $60,000 | |
Fibre Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
1.4% | 80% | $195,000 | |
EMM Loans LLC
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FHA | 1 | 1.4% | 50% | $315,000 | |
Originpoint, LLC
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Conventional | 1 | 1.4% | 100% | $415,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.4% | 100% | $355,000 | |
Newrez LLC
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Conventional | 1 | 1.4% | 50% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.70% |
Conventional | 1 | 1.4% | 100% | $365,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $65,000 | |
Discover Bank
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Conventional | 1 | 1.4% | 100% | $85,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.4% | 100% | $155,000 | |
Click n' Close, Inc.
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Conventional | 1 | 1.4% | 100% | $165,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 1.4% | 100% | $105,000 | |
Basis Home Loans LLC
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Conventional | 1 | 1.4% | 100% | $705,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.4% | 100% | $415,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.4% | 100% | $215,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $425,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.4% | 100% | $295,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 1.4% | 50% | $305,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $295,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.4% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1.4% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.4% | 100% | $315,000 | View |
Navy Federal Credit Union
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VA | 1 | 1.4% | 100% | $285,000 | |
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rockaway Beach Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rockaway Beach, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Rockaway Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockaway Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rockaway Beach, OR
Use these to narrow the list above. Each category shows how many Rockaway Beach, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Rockaway Beach, OR
Independent mortgage companies closed 69.6 percent of home loans in Rockaway Beach, Oregon in 2025, banks 14.5 percent and credit unions 15.9 percent. Summit Mortgage Corporation was the largest mortgage company, Columbia Bank the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rockaway Beach, OR
By home loans closed in 2025, OnPoint Community Credit Union was the largest mortgage lender in Rockaway Beach, Oregon with 5 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Rockaway Beach, Oregon in 2025, led by OnPoint Community Credit Union with 2. 6 lenders closed VA loans, led by OnPoint Community Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 11 credit unions closed home loans in Rockaway Beach, Oregon in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rockaway Beach, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockaway Beach, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockaway Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
