Mortgage Lenders and Brokers in Pilot Rock, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pilot Rock, Oregon mortgage lenders include Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, Guild Mortgage Company, American Pacific Mortgage Corporation, Pennymac Loan Services LLC, Bayshore Mortgage Funding, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pilot Rock, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pilot Rock are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pilot Rock, Oregon
Market share is the lender's share of all home loans closed in Pilot Rock, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA | 3 | 9.4% | 100% | $135,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 6.2% | 100% | $145,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 3.1% | 100% | $115,000 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA, USDA | 7 | 21.9% | 100% | $237,857 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 9.4% | 100% | $201,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 6.2% | 100% | $100,000 | |
Bayshore Mortgage Funding
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Conventional | 2 | 6.2% | 100% | $115,000 | |
United Wholesale Mortgage
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Conventional | 1 | 3.1% | 50% | $185,000 | |
Rocket Mortgage
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Conventional | 1 | 3.1% | 100% | $75,000 | |
Primelending
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FHA | 1 | 3.1% | 100% | $405,000 | |
Freedom Mortgage Corporation
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VA | 1 | 3.1% | 33.3% | $195,000 | |
American Financial Network, Inc.
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Conventional | 1 | 3.1% | 100% | $205,000 | |
Cmg Mortgage Inc
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FHA | 1 | 3.1% | 100% | $365,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 3.1% | 100% | $195,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 3.1% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional | 1 | 3.1% | 50% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 3.1% | 100% | $125,000 | |
Navy Federal Credit Union
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VA | 1 | 3.1% | 100% | $235,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 3.1% | 100% | $295,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wsecu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pilot Rock Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pilot Rock, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Pilot Rock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pilot Rock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pilot Rock, OR
Use these to narrow the list above. Each category shows how many Pilot Rock, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Pilot Rock, OR
Independent mortgage companies closed 71.9 percent of home loans in Pilot Rock, Oregon in 2025, banks 25 percent and credit unions 3.1 percent. Guild Mortgage Company was the largest mortgage company, Banner Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Oregon, First Community Credit Union led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pilot Rock, OR
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Pilot Rock, Oregon with 3 loans, about 9.4 percent of the market. The largest lender headquartered in Oregon was First Community Credit Union with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Pilot Rock, Oregon in 2025, led by Guild Mortgage Company with 2. 5 lenders closed VA loans, led by Pennymac Loan Services LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 3 credit unions closed home loans in Pilot Rock, Oregon in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pilot Rock, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pilot Rock, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pilot Rock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
