Mortgage Lenders and Brokers in Gervais, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gervais, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.40%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Unitus Community Credit UnionUnitus Community Credit Union3215 SW Cedar Hills Blvd, Beaverton, OR 97005A+5.0 ★Texas Ratio: 3.01%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, Marion & Polk Schools Credit UnionMarion & Polk Schools Credit Union2921 Crescent Ave, Eugene, OR 97408A5.0 ★Texas Ratio: 9.77%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Mortgage ExpressMortgage ExpressPortland, OR, DHI Mortgage Company, LTD., and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gervais, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gervais are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gervais, Oregon
Market share is the lender's share of all home loans closed in Gervais, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 50% | $390,000 | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 2 | 1.8% | 100% | $365,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $25,000 | |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $335,000 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
FHA | 1 | 0.9% | 100% | $455,000 | View |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA | 3 | 2.8% | 100% | $458,333 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 56 | 51.4% | 94.9% | $420,357 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 3.7% | 100% | $480,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 3.7% | 80% | $277,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 2.8% | 100% | $351,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 2.8% | 100% | $375,000 | |
Rocket Mortgage
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Conventional | 2 | 1.8% | 100% | $480,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1.8% | 100% | $495,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $190,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 1.8% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.8% | 100% | $425,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 1.8% | 66.7% | $395,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $435,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Kind Lending, LLC
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FHA | 1 | 0.9% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.9% | 100% | $415,000 | |
Peak Residential Lending Inc
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FHA | 1 | 0.9% | 100% | $475,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.9% | 100% | $55,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.9% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $475,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $805,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $545,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $375,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $485,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.9% | 33.3% | $45,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $745,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.9% | 100% | $645,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% |
Gervais Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gervais, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Gervais? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gervais in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gervais, OR
Use these to narrow the list above. Each category shows how many Gervais, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Gervais, OR
Independent mortgage companies closed 92.7 percent of home loans in Gervais, Oregon in 2025, banks 3.7 percent and credit unions 3.7 percent. Mortgage Express was the largest mortgage company, US Bank, N.A. the largest bank and Oregon State Credit Union the largest credit union. Among lenders headquartered in Oregon, Oregon State Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gervais, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Gervais, Oregon with 2 loans, about 1.8 percent of the market. The largest lender headquartered in Oregon was Oregon State Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Gervais, Oregon, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 94.9 percent, against a 91.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Gervais, Oregon in 2025, led by DHI Mortgage Company, LTD. with 26. 7 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 5 credit unions closed home loans in Gervais, Oregon in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gervais, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gervais, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gervais. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
