MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Oregon / Depoe Bay
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Depoe Bay, Oregon

Depoe Bay, Oregon mortgage lenders include Columbia BankColumbia Bank541 Northwest Highway 101, Depoe Bay, OR 97341A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Oregon State Credit UnionOregon State Credit Union1394 Clay St SE, Albany, OR 97322 6884A+5.0 ★Texas Ratio: 3.40%, Washington FederalWashington Federal300 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.48%, Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%, Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%, Willamette Valley BankWillamette Valley Bank1970 14th Ave Se, Albany, OR 97322A+5.0 ★Texas Ratio: 0.89%, Central Willamette Credit UnionCentral Willamette Credit Union7101 Supra Dr SW, Albany, OR 97321A+5.0 ★Texas Ratio: 4.79%, and Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Depoe Bay, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Depoe Bay are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Depoe Bay, Oregon

Market share is the lender's share of all home loans closed in Depoe Bay, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Depoe Bay
541 Northwest Highway 101, Depoe Bay, OR 97341
A+5.0 ★Texas Ratio: 2.28%
Conventional, HELOC 1
+2 HELOCs
1.4% 50% $85,000 View
2650 Santiam Hwy Se, Albany, OR 97322
A+5.0 ★Texas Ratio: 2.85%
Conventional 2 2.8% 100% $390,000 View
2500 Santiam Hwy SE, Albany, OR 97322 5265
A+5.0 ★Texas Ratio: 4.12%
Conventional, HELOC 1
+3 HELOCs
1.4% 100% $575,000 View
1394 Clay St SE, Albany, OR 97322 6884
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 1
+3 HELOCs
1.4% 100% $75,000 View
300 Ellsworth St Sw, Albany, OR 97321
A+5.0 ★Texas Ratio: 4.48%
Conventional, HELOC 1
+1 HELOCs
1.4% 100% $255,000 View
4875 SW Griffith Dr, Beaverton, OR 97005 8722
A5.0 ★Texas Ratio: 9.96%
Conventional 1 1.4% 100% $205,000 View
1823 14th Ave SE, Albany, OR 97322
A+5.0 ★Texas Ratio: 1.92%
Conventional 1 1.4% 100% $375,000 View
1970 14th Ave Se, Albany, OR 97322
A+5.0 ★Texas Ratio: 0.89%
Conventional 1 1.4% 100% $245,000 View
7101 Supra Dr SW, Albany, OR 97321
A+5.0 ★Texas Ratio: 4.79%
Conventional 1 1.4% 100% $105,000 View
1375 Nw 185th Ave, Aloha, OR 97006
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+2 HELOCs
0% n/a View
2024 Washington Ave, Baker City, OR 97814
A+5.0 ★Texas Ratio: 2.91%
HELOC 0
+1 HELOCs
0% 0% View
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008
HELOC 0
+1 HELOCs
0% n/a
Lpmc, LLC dba Landmark Profess
Conventional, FHA 5 7% 100% $271,000
Directors Mortgage, Inc
Conventional 1 1.4% 100% $295,000
Mortgage Express
Conventional 1 1.4% 100% $505,000
Evergreen Moneysource Mortgage Company
Conventional, FHA, VA 6 8.5% 100% $250,000
Rocket Mortgage
Conventional 5 7% 71.4% $147,000
Guild Mortgage Company
Conventional, FHA 5 7% 83.3% $335,000
United Wholesale Mortgage
Conventional, FHA 3 4.2% 100% $351,666
Guaranteed Rate, Inc.
Conventional, Jumbo 2 2.8% 100% $670,000
CrossCountry Mortgage, LLC
Conventional 2 2.8% 100% $200,000
Movement Mortgage, LLC
Conventional, FHA 2 2.8% 100% $175,000
Pennymac Loan Services LLC
Conventional 2 2.8% 100% $155,000
Catalyst Mortgage
Conventional, FHA 2 2.8% 100% $365,000
VanDyk Mortgage Corporation
FHA, VA 2 2.8% 100% $435,000
Nationstar Mortgage
Conventional 2 2.8% 66.7% $380,000
Prosperity Home Mortgage, LLC
Conventional 2 2.8% 100% $390,000
Union Home Mortgage Corp.
Conventional, HELOC 1
+1 HELOCs
1.4% 100% $335,000
A5.0 ★Texas Ratio: 13.68%
Conventional 1 1.4% 100% $705,000 View
Newrez LLC
Conventional 1 1.4% 100% $275,000
Amerisave Mortgage Company
FHA 1 1.4% 33.3% $265,000
Sammamish Mortgage Company
Conventional 1 1.4% 100% $695,000
Synergy One Lending, Inc.
Conventional 1 1.4% 100% $275,000
Click n' Close, Inc.
Conventional 1 1.4% 100% $625,000
Calcon Mutual Mortgage LLC
VA, Jumbo 1 1.4% 100% $875,000
Cardinal Financial Company, Li
FHA 1 1.4% 100% $535,000
Churchill Mortgage Corporation
Conventional 1 1.4% 100% $745,000
Lendsure Mortgage Corp.
Conventional 1 1.4% 100% $205,000
A+5.0 ★Texas Ratio: 2.91%
Conventional 1 1.4% 100% $45,000 View
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 1.4% 100% $445,000 View
Mission Loans, LLC
Conventional 1 1.4% 100% $145,000
Iserve Residential Lending
VA 1 1.4% 100% $375,000
RoundPoint Mortgage Servicing LLC
Conventional 1 1.4% 100% $295,000
Citadel Servicing Corporation
Conventional, Jumbo 1 1.4% 100% $1,045,000
Navy Federal Credit Union
Conventional 1 1.4% 100% $135,000
Mason-McDuffie Mortgage Corporation
Conventional 1 1.4% 100% $285,000
Cmg Mortgage Inc
HELOC 0
+2 HELOCs
0% n/a
Fibre Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Alliant Credit Union
HELOC 0
+1 HELOCs
0% n/a
HomeStreet Bank
HELOC 0
+1 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Red Canoe Credit Union
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Depoe Bay, Oregon

Looking for mortgage lenders near me or mortgage brokers near me in Depoe Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Depoe Bay in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Depoe Bay, OR

Use these to narrow the list above. Each category shows how many Depoe Bay, OR lenders fit and what that kind of lender is usually best for.

Who Lends in Depoe Bay, OR

Independent mortgage companies closed 81.7 percent of home loans in Depoe Bay, Oregon in 2025, banks 8.5 percent and credit unions 9.9 percent. Lpmc, LLC dba Landmark Profess was the largest mortgage company, Columbia Bank the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 1 loans.

81.7%
Mortgage companies
8.5%
Banks
9.9%
Credit unions
17%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.

More Oregon Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Depoe Bay, OR

Who is the largest mortgage lender in Depoe Bay, OR?

By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Depoe Bay, Oregon with 1 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Depoe Bay, OR mortgage lenders offer FHA, VA and USDA loans?

9 lenders closed FHA loans in Depoe Bay, Oregon in 2025, led by Lpmc, LLC dba Landmark Profess with 3. 4 lenders closed VA loans, led by Evergreen Moneysource Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Depoe Bay, OR lender list?

Yes. 10 banks and 11 credit unions closed home loans in Depoe Bay, Oregon in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Depoe Bay, OR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Depoe Bay, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Depoe Bay, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Depoe Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.