Mortgage Lenders and Brokers in Wagoner, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wagoner, Oklahoma mortgage lenders include BancfirstBancfirst309 E Church St, Wagoner, OK 74467A5.0 ★Texas Ratio: 6.40%, Arvest BankArvest Bank1521 State Highway 51, Wagoner, OK 74467A5.0 ★Texas Ratio: 7.48%, Armstrong BankArmstrong Bank1500 State Highway 51, Wagoner, OK 74467A+5.0 ★Texas Ratio: 3.14%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, TTCU Federal Credit UnionTTCU Federal Credit Union13475 S Memorial Dr, Bixby, OK 74008 3157A+5.0 ★Texas Ratio: 4.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1651 N 9th St, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 3.68%, Firstar BankFirstar Bank28664 E 141st St S, Coweta, OK 74429A+5.0 ★Texas Ratio: 5.68%, and Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wagoner, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wagoner are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wagoner, Oklahoma
Market share is the lender's share of all home loans closed in Wagoner, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Wagoner 309 E Church St, Wagoner, OK 74467 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, VA, HELOC | 25 +2 HELOCs |
15.1% | 90.6% | $137,800 | View |
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1 office in Wagoner 1521 State Highway 51, Wagoner, OK 74467 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 5 +10 HELOCs |
3% | 100% | $245,000 | View |
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1 office in Wagoner 1500 State Highway 51, Wagoner, OK 74467 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 60% | $175,000 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional | 7 | 4.2% | 100% | $125,000 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, USDA, HELOC | 5 +2 HELOCs |
3% | 83.3% | $197,000 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 5 | 3% | 100% | $395,000 | View |
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13475 S Memorial Dr, Bixby, OK 74008 3157 A+5.0 ★Texas Ratio: 4.35% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
1.8% | 100% | $171,666 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 3 | 1.8% | 100% | $195,000 | View |
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28664 E 141st St S, Coweta, OK 74429 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 3 | 1.8% | 100% | $378,333 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
FHA, USDA | 2 | 1.2% | 100% | $210,000 | View |
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11402 S Memorial Dr, Bixby, OK 74008 A+5.0 ★Texas Ratio: 4.13% |
Conventional, FHA | 2 | 1.2% | 100% | $395,000 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 13.71% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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15100 N May Ave, Edmond, OK 73013 8803 |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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1650 S Elm Pl, Broken Arrow, OK 74012 6455 B4.6 ★Texas Ratio: 20.19% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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113 W Blue Starr Dr, Claremore, OK 74017 4226 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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106 N Main St, Bristow, OK 74010 A5.0 ★Texas Ratio: 6.48% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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3032 E 2nd St, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.6% | 100% | $225,000 | View |
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129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Associated Mortgage Corporation
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Conventional, FHA | 3 | 1.8% | 100% | $285,000 | |
Mortgage Clearing Corporation
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Conventional | 1 | 0.6% | 100% | $605,000 | |
American Bank of Oklahoma
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FHA | 1 | 0.6% | 100% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 10.8% | 82.6% | $195,555 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 9 | 5.4% | 100% | $220,555 | |
Mortgage Research Center
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Conventional, VA | 8 | 4.8% | 80% | $200,000 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 3.6% | 100% | $270,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 5 | 3% | 100% | $217,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.4% | 80% | $242,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 2.4% | 100% | $185,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.8% | 100% | $338,333 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 1.2% | 100% | $125,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 1.2% | 75% | $275,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $210,000 | |
Envoy Mortgage, Ltd
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Conventional, USDA | 2 | 1.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.6% | 33.3% | $215,000 | View |
Mortgage Investment Services Corporation
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VA | 1 | 0.6% | 100% | $245,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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VA, Jumbo | 1 | 0.6% | 50% | $1,025,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 25% | $35,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $215,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Success Mortgage Partners, Inc
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USDA | 1 | 0.6% | 100% | $95,000 | |
FirstTrust Home Loans
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VA | 1 | 0.6% | 100% | $285,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.6% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 50% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Credence Funding Corporation
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VA | 1 | 0.6% | 100% | $325,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $155,000 | |
New Fed Mortgage Corp.
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FHA | 1 | 0.6% | 100% | $165,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.6% | 100% | $35,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 100% | $295,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 33.3% | $55,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.6% | 100% | $185,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.6% | 100% | $175,000 |
Wagoner Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wagoner, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Wagoner? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wagoner in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wagoner, OK
Use these to narrow the list above. Each category shows how many Wagoner, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Wagoner, OK
Independent mortgage companies closed 51.8 percent of home loans in Wagoner, Oklahoma in 2025, banks 42.8 percent and credit unions 5.4 percent. Associated Mortgage Corporation was the largest mortgage company, Bancfirst the largest bank and TTCU Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bancfirst led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wagoner, OK
By home loans closed in 2025, Bancfirst was the largest mortgage lender in Wagoner, Oklahoma with 25 loans, about 15.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Wagoner, Oklahoma in 2025, led by Bancfirst with 6. 17 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 8 credit unions closed home loans in Wagoner, Oklahoma in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wagoner, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wagoner, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wagoner. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
