Mortgage Lenders and Brokers in Luther, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Luther, Oklahoma mortgage lenders include BancfirstBancfirst19280 E Highway 66, Luther, OK 73054A5.0 ★Texas Ratio: 6.40%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, Sovereign BankSovereign Bank612 Willard Avenue, Canute, OK 73626A+5.0 ★Texas Ratio: 0.44%, The Central Trust BankThe Central Trust Bank3032 E 2nd St, Edmond, OK 73034A+5.0 ★Texas Ratio: 3.12%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, Communication Federal Credit UnionCommunication Federal Credit Union129 S Mississippi Ave, Ada, OK 74820 6632A5.0 ★Texas Ratio: 6.32%, Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%, MidFirst BankMidFirst Bank2511 N Main St, Altus, OK 73521A+5.0 ★Texas Ratio: 4.93%, Fidelity BankFidelity Bank1020 Nw 150th St, Edmond, OK 73013A5.0 ★Texas Ratio: 12.33%, and Oklahoma's Credit UnionOklahoma's Credit Union15100 N May Ave, Edmond, OK 73013 8803. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Luther, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Luther are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Luther, Oklahoma
Market share is the lender's share of all home loans closed in Luther, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Luther 19280 E Highway 66, Luther, OK 73054 A5.0 ★Texas Ratio: 6.40% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
16.2% | 93.3% | $243,181 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, HELOC | 3 +1 HELOCs |
4.4% | 100% | $388,333 | View |
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612 Willard Avenue, Canute, OK 73626 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 3 | 4.4% | 100% | $245,000 | View |
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3032 E 2nd St, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 3 | 4.4% | 75% | $928,333 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 2.9% | 100% | $420,000 | View |
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129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 2 | 2.9% | 100% | $415,000 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 1.5% | 100% | $205,000 | View |
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★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 1.5% | 100% | $785,000 | View |
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1020 Nw 150th St, Edmond, OK 73013 A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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15100 N May Ave, Edmond, OK 73013 8803 |
Conventional | 1 | 1.5% | 50% | $45,000 | View |
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5101 N Western Ave, Oklahoma City, OK 73118 A5.0 ★Texas Ratio: 12.27% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
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★ 5 stars, 1 review 15801 Ne 23rd St, Choctaw, OK 73020 B4.5 ★Texas Ratio: 21.65% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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5951 S Lewis Ave, Tulsa, OK 74105 A+5.0 ★Texas Ratio: 5.06% |
Conventional, Jumbo | 1 | 1.5% | 100% | $675,000 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
VA | 1 | 1.5% | 100% | $405,000 | View |
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15 E 15th St, Edmond, OK 73013 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.5% | 100% | $345,000 | View |
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225 W Main St, Binger, OK 73009 B-4.4 ★Texas Ratio: 22.58% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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116 S Grand St, Crescent, OK 73028 A+5.0 ★Texas Ratio: 2.45% |
VA | 1 | 1.5% | 100% | $265,000 | View |
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807 W Gary Blvd, Clinton, OK 73601 A5.0 ★Texas Ratio: 11.26% |
Conventional | 1 | 1.5% | 100% | $405,000 | View |
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310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Associated Mortgage Corporation
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Conventional | 2 | 2.9% | 100% | $395,000 | |
Financial Concpepts Mortgage
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VA | 1 | 1.5% | 100% | $285,000 | |
Rocket Mortgage
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Conventional | 4 | 5.9% | 80% | $197,500 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.4% | 100% | $205,000 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 3 | 4.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 2.9% | 42.9% | $70,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.9% | 100% | $285,000 | |
21St Mortgage
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Conventional | 2 | 2.9% | 33.3% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 1.5% | 100% | $295,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.5% | 50% | $585,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 1.5% | 50% | $145,000 | |
loanDepot.com LLC
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FHA | 1 | 1.5% | 100% | $85,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 1.5% | 100% | $805,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.5% | 100% | $725,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $365,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.5% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.5% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $185,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.5% | 100% | $295,000 | |
Village Capital & Investment
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VA | 1 | 1.5% | 100% | $285,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Luther Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Luther, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Luther? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Luther in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Luther, OK
Use these to narrow the list above. Each category shows how many Luther, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Luther, OK
Independent mortgage companies closed 44.1 percent of home loans in Luther, Oklahoma in 2025, banks 50 percent and credit unions 5.9 percent. Associated Mortgage Corporation was the largest mortgage company, Bancfirst the largest bank and Communication Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bancfirst led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Luther, OK
By home loans closed in 2025, Bancfirst was the largest mortgage lender in Luther, Oklahoma with 11 loans, about 16.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Luther, Oklahoma in 2025, led by United Wholesale Mortgage with 1. 8 lenders closed VA loans, led by First United Bank and Trust Co. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Luther, Oklahoma in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Luther, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Luther, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Luther. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
