Mortgage Lenders and Brokers in Cushing, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cushing, Oklahoma mortgage lenders include Payne County BankPayne County Bank1002 E Main St, Cushing, OK 74023A5.0 ★Texas Ratio: 6.54%, Rcb BankRcb Bank300 N Harrison Ave, Cushing, OK 74023A+5.0 ★Texas Ratio: 4.64%, BMO Harris Bank NABMO Harris Bank NA421 E Main St, Cushing, OK 74023A+5.0 ★Texas Ratio: 3.54%, Blue Sky BankBlue Sky Bank2106 E Main St, Cushing, OK 74023C+4.1 ★Texas Ratio: 26.33%, Great Plains National BankGreat Plains National Bank201 N Glenn L English St, Cordell, OK 73632A5.0 ★Texas Ratio: 12.14%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1651 N 9th St, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 3.68%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, and First Bank and Trust CoFirst Bank and Trust Co1720 Mclish St, Ardmore, OK 73401C+4.1 ★Texas Ratio: 25.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cushing, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cushing are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cushing, Oklahoma
Market share is the lender's share of all home loans closed in Cushing, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cushing 1002 E Main St, Cushing, OK 74023 A5.0 ★Texas Ratio: 6.54% |
Conventional, Jumbo | 14 | 8.8% | 87.5% | $215,000 | View |
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1 office in Cushing 300 N Harrison Ave, Cushing, OK 74023 A+5.0 ★Texas Ratio: 4.64% |
Conventional, FHA, VA, USDA | 6 | 3.8% | 85.7% | $181,666 | View |
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1 office in Cushing 421 E Main St, Cushing, OK 74023 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 3 | 1.9% | 75% | $85,000 | View |
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2 offices in Cushing 2106 E Main St, Cushing, OK 74023 C+4.1 ★Texas Ratio: 26.33% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
Conventional, FHA, VA, USDA | 12 | 7.5% | 100% | $192,500 | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional, USDA | 7 | 4.4% | 100% | $236,428 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA | 5 | 3.1% | 100% | $211,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.5% | 100% | $212,500 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
FHA | 3 | 1.9% | 100% | $188,333 | View |
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1720 Mclish St, Ardmore, OK 73401 C+4.1 ★Texas Ratio: 25.84% |
Conventional | 3 | 1.9% | 100% | $81,666 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 50% | $80,000 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
Community Bank
317 S Main St, Bristow, OK 74010 |
Conventional | 1 | 0.6% | 100% | $85,000 | |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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5951 S Lewis Ave, Tulsa, OK 74105 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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1616 Arlington St, Ada, OK 74820 A+5.0 ★Texas Ratio: 5.33% |
FHA | 1 | 0.6% | 100% | $75,000 | View |
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115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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4110 Nowata Rd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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13475 S Memorial Dr, Bixby, OK 74008 3157 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Associated Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 7.5% | 77.8% | $180,833 | |
Sente Mortgage, Inc.
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Conventional, FHA, VA, USDA | 11 | 6.9% | 100% | $138,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 5% | 72.7% | $213,750 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 7 | 4.4% | 100% | $159,285 | |
Mortgage Research Center
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Conventional, VA | 5 | 3.1% | 83.3% | $255,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.9% | 80% | $211,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.9% | 75% | $91,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.9% | 75% | $158,333 | |
Right Start Mortgage, Inc
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Conventional, USDA | 3 | 1.9% | 100% | $145,000 | |
21St Mortgage
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Conventional | 3 | 1.9% | 37.5% | $158,333 | |
Canopy Mortgage, LLC
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FHA, USDA | 2 | 1.3% | 100% | $150,000 | |
Kind Lending, LLC
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VA, USDA | 2 | 1.3% | 66.7% | $220,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.3% | 50% | $210,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.3% | 100% | $40,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 1.3% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.3% | 66.7% | $60,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 25% | $75,000 | |
Mortgage Investment Services Corporation
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FHA | 1 | 0.6% | 100% | $235,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.6% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 50% | $245,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.6% | 100% | $445,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 25% | $35,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.6% | 50% | $345,000 | |
Cmg Mortgage Inc
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USDA | 1 | 0.6% | 100% | $5,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 0.6% | 50% | $315,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 50% | $185,000 | |
Towne Mortgage Company
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USDA | 1 | 0.6% | 100% | $125,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $85,000 | |
New American Funding, LLC.
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VA | 1 | 0.6% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 25% | $195,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.6% | 100% | $235,000 | |
Southwest Funding LP
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cushing Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cushing, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Cushing? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cushing in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cushing, OK
Use these to narrow the list above. Each category shows how many Cushing, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Cushing, OK
Independent mortgage companies closed 56.6 percent of home loans in Cushing, Oklahoma in 2025, banks 42.1 percent and credit unions 1.3 percent. Associated Mortgage Corporation was the largest mortgage company, Payne County Bank the largest bank and Tinker Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Payne County Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cushing, OK
By home loans closed in 2025, Payne County Bank was the largest mortgage lender in Cushing, Oklahoma with 14 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Cushing, Oklahoma in 2025, led by Sente Mortgage, Inc. with 6. 16 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 2 credit unions closed home loans in Cushing, Oklahoma in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cushing, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cushing, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cushing. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
