Chandler, Oklahoma mortgage lenders include BancfirstBancfirst823 Steele Ave, Chandler, OK 74834A5.0 ★Texas Ratio: 6.40%, Payne County BankPayne County Bank920 E 1st St, Chandler, OK 74834A5.0 ★Texas Ratio: 6.54%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, Tinker Federal Credit UnionTinker Federal Credit Union1620 Lonnie Abbott Blvd, Ada, OK 74820A+5.0 ★Texas Ratio: 2.34%, Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%, True Sky Federal Credit UnionTrue Sky Federal Credit Union1906 East 1st, Chandler, OK 74834B+4.4 ★Texas Ratio: 8.51%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1651 N 9th St, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 3.68%, and First American Mortgage, LLCFirst American Mortgage, LLC301 West Main Street, Stonewall, OK 74871A+5.0 ★Texas Ratio: 2.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chandler, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chandler are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Chandler, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Chandler 823 Steele Ave, Chandler, OK 74834 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 21 +1 HELOCs |
21% | 89.3% | $111,666 | View |
|
1 office in Chandler 920 E 1st St, Chandler, OK 74834 A5.0 ★Texas Ratio: 6.54% |
Conventional | 3 | 3% | 100% | $141,666 | View |
|
422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 6% | 100% | $103,333 | View |
|
3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA | 3 | 3% | 100% | $238,333 | View |
|
1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +2 HELOCs |
2% | 66.7% | $145,000 | View |
|
1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
FHA, USDA | 2 | 2% | 100% | $235,000 | View |
|
1906 East 1st, Chandler, OK 74834 B+4.4 ★Texas Ratio: 8.51% |
Conventional | 2 | 2% | 66.7% | $85,000 | View |
|
221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, USDA | 2 | 2% | 100% | $185,000 | View |
|
1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $175,000 | View |
|
301 West Main Street, Stonewall, OK 74871 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1% | 100% | $165,000 | View |
|
213 N Main St, Noble, OK 73068 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1% | 100% | $355,000 | View |
|
12201 N May Ave, Oklahoma City, OK 73120 A5.0 ★Texas Ratio: 6.61% |
Conventional | 1 | 1% | 100% | $345,000 | View |
|
15100 N May Ave, Edmond, OK 73013 8803 |
FHA | 1 | 1% | 100% | $115,000 | View |
|
1720 Mclish St, Ardmore, OK 73401 C+4.1 ★Texas Ratio: 25.84% |
Conventional | 1 | 1% | 100% | $215,000 | View |
|
1804 S 1st St, Chickasha, OK 73018 6011 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 1% | 100% | $25,000 | View |
|
201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
FHA | 1 | 1% | 100% | $335,000 | View |
Financial Concpepts Mortgage
|
Conventional, VA | 2 | 2% | 100% | $190,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 5 | 5% | 71.4% | $251,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA, USDA | 5 | 5% | 100% | $249,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, USDA | 4 | 4% | 100% | $242,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 3% | 75% | $178,333 | |
Mortgage Research Center
|
VA | 3 | 3% | 50% | $271,666 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA, VA | 2 | 2% | 100% | $230,000 | |
New American Funding, LLC.
|
Conventional, VA | 2 | 2% | 66.7% | $220,000 | |
Paramount Residential Mortgage
|
FHA, VA | 2 | 2% | 100% | $375,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 2% | 33.3% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $215,000 | View |
Goodleap, LLC
|
VA | 1 | 1% | 50% | $415,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $315,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1% | 50% | $275,000 | |
Newrez LLC
|
Conventional | 1 | 1% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 1% | 100% | $415,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1% | 50% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
FHA | 1 | 1% | 100% | $65,000 | View |
Cmg Mortgage Inc
|
FHA | 1 | 1% | 100% | $235,000 | |
Discover Bank
|
Conventional | 1 | 1% | 100% | $45,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 1% | 100% | $205,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $325,000 | View |
Gardner Financial Services
|
Conventional | 1 | 1% | 100% | $175,000 | |
Nationstar Mortgage
|
FHA | 1 | 1% | 100% | $135,000 | |
Better Mortgage Corporation
|
FHA | 1 | 1% | 100% | $145,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1% | 100% | $205,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 1% | 50% | $165,000 | |
21St Mortgage
|
Conventional | 1 | 1% | 50% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 1% | 100% | $175,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 1% | 100% | $235,000 | |
Southwest Funding LP
|
FHA | 1 | 1% | 100% | $375,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Chandler? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chandler in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Chandler, OK lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 47 percent of home loans in Chandler, Oklahoma in 2025, banks 47 percent and credit unions 6 percent. Financial Concpepts Mortgage was the largest mortgage company, Bancfirst the largest bank and Tinker Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bancfirst led with 21 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
By home loans closed in 2025, Bancfirst was the largest mortgage lender in Chandler, Oklahoma with 21 loans, about 21 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Chandler, Oklahoma in 2025, led by Gateway First Bank with 3. 13 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 4 credit unions closed home loans in Chandler, Oklahoma in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chandler, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chandler, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chandler. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.