Mortgage Lenders and Brokers in Ada, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ada, Oklahoma mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, Vision BankVision Bank1200 East 12th Street, Ada, OK 74820C+4.2 ★Texas Ratio: 25.17%, Chickasaw Community BankChickasaw Community Bank115 Park Ave, Oklahoma City, OK 73102A5.0 ★Texas Ratio: 13.31%, BMO Harris Bank NABMO Harris Bank NA606 E Main St, Ada, OK 74820A+5.0 ★Texas Ratio: 3.54%, Simmons BankSimmons Bank1616 Arlington St, Ada, OK 74820A+5.0 ★Texas Ratio: 5.33%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, Tinker Federal Credit UnionTinker Federal Credit Union1620 Lonnie Abbott Blvd, Ada, OK 74820A+5.0 ★Texas Ratio: 2.34%, Communication Federal Credit UnionCommunication Federal Credit Union129 S Mississippi Ave, Ada, OK 74820 6632A5.0 ★Texas Ratio: 6.32%, BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, and Arvest BankArvest Bank100 Se Frank Phillips Blvd, Bartlesville, OK 74003A5.0 ★Texas Ratio: 7.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ada, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ada are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ada, Oklahoma
Market share is the lender's share of all home loans closed in Ada, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Ada 221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 42 +14 HELOCs |
11% | 89.6% | $185,000 | View |
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1200 East 12th Street, Ada, OK 74820 C+4.2 ★Texas Ratio: 25.17% |
Conventional | 34 | 8.9% | 85.4% | $225,882 | View |
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2 offices in Ada 115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31% |
Conventional, FHA, USDA | 18 | 4.7% | 66.7% | $205,000 | View |
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1 office in Ada 606 E Main St, Ada, OK 74820 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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1 office in Ada 1616 Arlington St, Ada, OK 74820 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, USDA | 79 | 20.6% | 88.9% | $184,367 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 10 +5 HELOCs |
2.6% | 85.7% | $110,000 | View |
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129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 4 | 1% | 75% | $82,500 | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional | 3 | 0.8% | 100% | $121,666 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 3 | 0.8% | 100% | $371,666 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 2 | 0.5% | 100% | $130,000 | View |
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612 Willard Avenue, Canute, OK 73626 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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4700 Mow Way Rd, Fort Sill, OK 73503 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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1720 Mclish St, Ardmore, OK 73401 C+4.1 ★Texas Ratio: 25.84% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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7136 S Yale Ave, Tulsa, OK 74136 A+5.0 ★Texas Ratio: 3.54% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
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201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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2401 E Kenosha St, Broken Arrow, OK 74014 A+5.0 ★Texas Ratio: 0.75% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Associated Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $191,666 | |
Financial Concpepts Mortgage
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FHA | 1 | 0.3% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 8.4% | 68.1% | $183,437 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 3.7% | 93.8% | $221,428 | |
Michigan Mutual, Inc
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Conventional, FHA, VA, USDA | 10 | 2.6% | 100% | $162,000 | |
Mortgage Research Center
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VA | 9 | 2.3% | 75% | $248,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.1% | 88.9% | $133,750 | |
Geneva Financial LLC
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Conventional, FHA, VA, USDA | 8 | 2.1% | 100% | $212,500 | |
21St Mortgage
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Conventional | 7 | 1.8% | 60% | $135,000 | |
Everett Financial, Inc.
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Conventional, FHA | 6 | 1.6% | 100% | $233,333 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1.3% | 100% | $209,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 5 | 1.3% | 100% | $217,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 1% | 71.4% | $212,500 | |
Click n' Close, Inc.
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FHA | 4 | 1% | 80% | $292,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 1% | 46.2% | $197,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 75% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.8% | 60% | $215,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional, FHA | 3 | 0.8% | 50% | $171,666 | View |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 3 | 0.8% | 100% | $365,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 3 | 0.8% | 100% | $128,333 | |
Guaranteed Rate, Inc.
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Conventional, USDA | 2 | 0.5% | 100% | $255,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 0.5% | 100% | $180,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $210,000 | |
Flat Branch Mortgage, Inc.
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VA, USDA | 2 | 0.5% | 100% | $300,000 | |
The Mortgage Link, Inc.
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USDA | 2 | 0.5% | 100% | $140,000 | |
Mortgage Investment Services Corporation
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FHA | 1 | 0.3% | 100% | $175,000 | |
Primelending
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FHA | 1 | 0.3% | 100% | $265,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.3% | 100% | $155,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
Guild Mortgage Company
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VA | 1 | 0.3% | 50% | $305,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.3% | 100% | $295,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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VA | 1 | 0.3% | 100% | $325,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $365,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.3% | 100% | $165,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $305,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
T2 Financial LLC
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VA | 1 | 0.3% | 100% | $235,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.3% | 100% | $395,000 | |
Gardner Financial Services
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Towne Mortgage Company
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USDA | 1 | 0.3% | 100% | $125,000 | |
Better Mortgage Corporation
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VA | 1 | 0.3% | 25% | $415,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $175,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 33.3% | $75,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Red Diamond Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $415,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $285,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ada Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ada, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Ada? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ada in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ada, OK
Use these to narrow the list above. Each category shows how many Ada, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Ada, OK
Independent mortgage companies closed 44.6 percent of home loans in Ada, Oklahoma in 2025, banks 50.1 percent and credit unions 5.2 percent. Associated Mortgage Corporation was the largest mortgage company, First United Bank and Trust Co the largest bank and Tinker Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, First United Bank and Trust Co led with 42 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ada, OK
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Ada, Oklahoma with 42 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ada, Oklahoma, Gateway First Bank approved the highest share of completed applications in 2025 at 88.9 percent, against a 81.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Ada, Oklahoma in 2025, led by Gateway First Bank with 27. 21 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Ada, Oklahoma in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ada, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ada, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ada. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
