Mortgage Lenders and Brokers in Youngstown, Ohio
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Youngstown, Ohio mortgage lenders include Huntington National BankHuntington National Bank23 W Federal St, Youngstown, OH 44503A+5.0 ★Texas Ratio: 3.66%, Farmers National BankFarmers National Bank3619 S Meridian Rd, Youngstown, OH 44511A+5.0 ★Texas Ratio: 5.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA44 E Federal Street Unit 4, Youngstown, OH 44503A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2996 Mccartney Rd, Youngstown, OH 44505A+5.0 ★Texas Ratio: 3.87%, First National Bank of PAFirst National Bank of PA5632 Mahoning Ave, Youngstown, OH 44515A+5.0 ★Texas Ratio: 1.62%, Citizens Bank, NACitizens Bank, NA4333 Belmont Ave, Youngstown, OH 44505A+5.0 ★Texas Ratio: 5.44%, Associated School Employees Credit UnionAssociated School Employees Credit Union1690 S Canfield Niles Rd, Youngstown, OH 44515 4055A+5.0 ★Texas Ratio: 2.49%, PNC Bank N.A.PNC Bank N.A.4949 Mahoning Ave, Youngstown, OH 44515A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association3198 Belmont Ave, Youngstown, OH 44505A+5.0 ★Texas Ratio: 4.81%, and Seven Seventeen Credit UnionSeven Seventeen Credit Union6460 Mahoning Ave, Austintown, OH 44515 2008A5.0 ★Texas Ratio: 7.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Youngstown, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Youngstown are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Youngstown, Ohio
Market share is the lender's share of all home loans closed in Youngstown, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
6 offices in Youngstown 23 W Federal St, Youngstown, OH 44503 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 83 +54 HELOCs |
15.1% | 73.3% | $97,168 | View |
|
2 offices in Youngstown 3619 S Meridian Rd, Youngstown, OH 44511 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA, HELOC | 32 +3 HELOCs |
5.8% | 89.5% | $111,875 | View |
|
2 offices in Youngstown 44 E Federal Street Unit 4, Youngstown, OH 44503 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 32 +1 HELOCs |
5.8% | 80% | $106,250 | View |
|
5 offices in Youngstown 2996 Mccartney Rd, Youngstown, OH 44505 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 25 +21 HELOCs |
4.5% | 69.4% | $89,400 | View |
|
2 offices in Youngstown 5632 Mahoning Ave, Youngstown, OH 44515 A+5.0 ★Texas Ratio: 1.62% |
Conventional, VA, HELOC | 10 +5 HELOCs |
1.8% | 62.5% | $70,000 | View |
|
1 office in Youngstown 4333 Belmont Ave, Youngstown, OH 44505 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +12 HELOCs |
0.5% | 75% | $95,000 | View |
|
1690 S Canfield Niles Rd, Youngstown, OH 44515 4055 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 3 | 0.5% | 100% | $48,333 | View |
|
★ 1.7 stars, 3 reviews 3 offices in Youngstown 4949 Mahoning Ave, Youngstown, OH 44515 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 66.7% | $140,000 | View |
|
1 office in Youngstown 3198 Belmont Ave, Youngstown, OH 44505 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $45,000 | View |
|
6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional, HELOC | 67 +43 HELOCs |
12.2% | 63.9% | $51,417 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 6 | 1.1% | 100% | $96,666 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.4% | 100% | $110,000 | View |
|
625 Lake Ave, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
|
1055 Sugarbush Dr, Ashland, OH 44805 A+5.0 ★Texas Ratio: 5.62% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
|
1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
425 Rona Pkwy, Brookville, OH 45309 1117 |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
5.3% | 100% | $135,689 | |
Rapid Mortgage Company
|
Conventional, FHA | 5 | 0.9% | 100% | $125,000 | |
Union Home Mortgage Corp.
|
Conventional | 3 | 0.5% | 100% | $138,333 | |
myCUmortgage
|
FHA | 2 | 0.4% | 100% | $115,000 | |
Nations Lending Corporation
|
FHA, VA | 2 | 0.4% | 100% | $150,000 | |
Liberty Home Mortgage Corp
|
Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
T2 Financial LLC
|
FHA | 1 | 0.2% | 100% | $125,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 50 | 9.1% | 68.5% | $103,600 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 43 | 7.8% | 100% | $126,162 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 22 | 4% | 76.7% | $140,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 10 | 1.8% | 100% | $80,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 7 | 1.3% | 38.9% | $172,142 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 1.1% | 50% | $131,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 1.1% | 80% | $90,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
0.9% | 87.5% | $145,000 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $139,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 5 | 0.9% | 100% | $103,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $155,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 0.9% | 62.5% | $91,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 23.5% | $82,500 | |
Royal United Mortgage LLC
|
Conventional | 3 | 0.5% | 40% | $65,000 | |
Discover Bank
|
Conventional | 3 | 0.5% | 37.5% | $61,666 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $81,666 | View |
West Penn Financial Service Center, Inc.
|
FHA | 3 | 0.5% | 100% | $151,666 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional, FHA | 2 | 0.4% | 66.7% | $125,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 2 | 0.4% | 100% | $95,000 | View |
Affordable Mortgage Advisors
|
Conventional | 2 | 0.4% | 100% | $100,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $55,000 | View |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.4% | 8.7% | $85,000 | |
Bayshore Mortgage Funding
|
Conventional, FHA | 2 | 0.4% | 100% | $80,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $65,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $85,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.4% | 100% | $50,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $95,000 | |
Reliance First Capital, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $90,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 2 | 0.4% | 100% | $60,000 | |
Leaderone Financial Corp.
|
FHA | 2 | 0.4% | 100% | $115,000 | |
Goodleap, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $85,000 | |
Polaris Home Funding Corp.
|
FHA | 1 | 0.2% | 100% | $155,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.2% | 50% | $85,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
Freedom Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $65,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Dart Bank
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $155,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.2% | 100% | $175,000 | |
Assurance Financial Group, L.L.C.
|
VA | 1 | 0.2% | 100% | $245,000 | |
Your Home Financial LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Click n' Close, Inc.
|
VA | 1 | 0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 4.10% |
Conventional | 1 | 0.2% | 100% | $35,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $85,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.2% | 40% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Youngstown Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Youngstown, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Youngstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Youngstown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Youngstown, OH
Use these to narrow the list above. Each category shows how many Youngstown, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Youngstown, OH
Independent mortgage companies closed 38.5 percent of home loans in Youngstown, Ohio in 2025, banks 47.1 percent and credit unions 14.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Associated School Employees Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 83 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Youngstown, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Youngstown, Ohio with 83 loans, about 15.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Youngstown, Ohio, Huntington National Bank approved the highest share of completed applications in 2025 at 73.3 percent, against a 73.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Youngstown, Ohio in 2025, led by Ixonia Bank with 23. 21 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Youngstown, Ohio in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Youngstown, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Youngstown, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Youngstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
