Mortgage Lenders and Brokers in Willoughby Hills, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Willoughby Hills, Ohio mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA27301 Chardon Rd, Willoughby Hills, OH 44092A+5.0 ★Texas Ratio: 3.68%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Dollar Bank, FSBDollar Bank, FSB1297 Center Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 5.29%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, Cardinal Credit Union, IncCardinal Credit Union, Inc625 Lake Ave, Ashtabula, OH 44004A5.0 ★Texas Ratio: 7.72%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%, and First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willoughby Hills, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willoughby Hills are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Willoughby Hills, Ohio
Market share is the lender's share of all home loans closed in Willoughby Hills, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Willoughby Hills 27301 Chardon Rd, Willoughby Hills, OH 44092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.6% | 100% | $401,666 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 8 +8 HELOCs |
7% | 61.5% | $253,750 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 6 +1 HELOCs |
5.3% | 100% | $103,333 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
4.4% | 100% | $169,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 4 +7 HELOCs |
3.5% | 80% | $440,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +12 HELOCs |
1.8% | 100% | $300,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +9 HELOCs |
1.8% | 100% | $395,000 | View |
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625 Lake Ave, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.8% | 66.7% | $505,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 2 | 1.8% | 100% | $310,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 25% | $275,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 50% | $425,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 14 +1 HELOCs |
12.3% | 88.2% | $329,285 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 3 | 2.6% | 100% | $245,000 | |
The Middlefield Banking Company
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Conventional | 3 | 2.6% | 100% | $275,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.9% | 33.3% | $435,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Union Capital Mortgage Corp
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Rocket Mortgage
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Conventional | 12 | 10.5% | 85.7% | $220,833 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 4.4% | 100% | $439,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 3 | 2.6% | 100% | $721,666 | |
Howard Hanna Financial Services, Inc
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Conventional | 3 | 2.6% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 2.6% | 100% | $351,666 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $120,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.8% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.9% | 100% | $465,000 | |
American Portfolio Mortgage Corporation
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VA | 1 | 0.9% | 100% | $625,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Nbkc Bank
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Conventional | 1 | 0.9% | 100% | $555,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $65,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $65,000 | |
Community Choice Credit Union
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Conventional | 1 | 0.9% | 100% | $45,000 | |
Eastman Credit Union
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Conventional | 1 | 0.9% | 100% | $545,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $805,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.9% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $395,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.9% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.9% | 100% | $245,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $245,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Willoughby Hills Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Willoughby Hills, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Willoughby Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willoughby Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Willoughby Hills, OH
Use these to narrow the list above. Each category shows how many Willoughby Hills, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Willoughby Hills, OH
Independent mortgage companies closed 56.1 percent of home loans in Willoughby Hills, Ohio in 2025, banks 39.5 percent and credit unions 4.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Cardinal Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, JPMorgan Chase Bank, NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Willoughby Hills, OH
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Willoughby Hills, Ohio with 3 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Willoughby Hills, Ohio in 2025, led by CrossCountry Mortgage, LLC with 2. 2 lenders closed VA loans, led by American Portfolio Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 5 credit unions closed home loans in Willoughby Hills, Ohio in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willoughby Hills, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willoughby Hills, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willoughby Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
