Mortgage Lenders and Brokers in Willoughby, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Willoughby, Ohio mortgage lenders include Huntington National BankHuntington National Bank36505 Euclid Ave, Willoughby, OH 44094A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4850 Robinhood Dr, Willoughby, OH 44094A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association5831 Som Center Rd, Willoughby, OH 44094A+5.0 ★Texas Ratio: 3.22%, Keybank National AssociationKeybank National Association34801 Euclid Ave, Willoughby, OH 44094A+5.0 ★Texas Ratio: 4.81%, Citizens Bank, NACitizens Bank, NA4015 Erie St, Willoughby, OH 44094A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.35091 Euclid Ave, Willoughby, OH 44094A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.4098 Erie St, Willoughby, OH 44094A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA36191 Euclid Avenue, Willoughby, OH 44094A+5.0 ★Texas Ratio: 4.14%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, and First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willoughby, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willoughby are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Willoughby, Ohio
Market share is the lender's share of all home loans closed in Willoughby, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Willoughby 36505 Euclid Ave, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 27 +31 HELOCs |
7.1% | 96.4% | $266,111 | View |
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1 office in Willoughby 4850 Robinhood Dr, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +3 HELOCs |
2.1% | 100% | $207,500 | View |
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1 office in Willoughby 5831 Som Center Rd, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +15 HELOCs |
1.1% | 83.3% | $370,000 | View |
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1 office in Willoughby 34801 Euclid Ave, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 50% | $238,333 | View |
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1 office in Willoughby 4015 Erie St, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +38 HELOCs |
0.5% | 50% | $100,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Willoughby 35091 Euclid Ave, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +19 HELOCs |
0.5% | 100% | $135,000 | View |
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1 office in Willoughby 4098 Erie St, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 33.3% | $260,000 | View |
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1 office in Willoughby 36191 Euclid Avenue, Willoughby, OH 44094 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 27 +32 HELOCs |
7.1% | 93.5% | $236,481 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
2.4% | 100% | $359,444 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 7 +4 HELOCs |
1.8% | 88.9% | $50,714 | View |
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3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 100% | $295,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 60% | $228,333 | View |
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34465 Euclid Ave Unit 2, Willoughby, OH 44094 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $145,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 0.3% | 100% | $325,000 | |
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19 Public Sq, Andover, OH 44003 A4.5 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 58 | 15.3% | 96.7% | $218,620 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 8 +1 HELOCs |
2.1% | 100% | $206,250 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 8 | 2.1% | 100% | $177,500 | |
Union Capital Mortgage Corp
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Conventional, FHA, VA | 4 | 1.1% | 100% | $342,500 | |
Westfield Bank, FSB
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $205,000 | |
Rocket Mortgage
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Conventional, FHA | 44 | 11.6% | 91.7% | $159,318 | |
Synergy One Lending, Inc.
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Conventional, FHA | 15 | 3.9% | 93.8% | $151,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
3.4% | 84.2% | $277,307 | |
Guaranteed Rate, Inc.
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Conventional, VA | 11 | 2.9% | 100% | $276,818 | |
Mortgage Research Center
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Conventional, FHA, VA | 11 | 2.9% | 78.6% | $226,818 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.1% | 100% | $201,250 | |
Ruoff Mortgage Company
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Conventional, VA | 7 | 1.8% | 100% | $257,857 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.6% | 75% | $141,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 1.6% | 100% | $168,333 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.3% | 77.8% | $209,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.1% | 80% | $147,500 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 4 | 1.1% | 100% | $270,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.1% | 100% | $97,500 | |
Your Home Financial LLC
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Conventional | 3 | 0.8% | 100% | $248,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 0.8% | 75% | $148,333 | |
Top Flite Financial, Inc.
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Conventional, FHA | 3 | 0.8% | 75% | $191,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $85,000 | |
Click n' Close, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $260,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $190,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.5% | 100% | $240,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.5% | 100% | $140,000 | |
Reliance First Capital, LLC
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Conventional, VA | 2 | 0.5% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.5% | 100% | $160,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.3% | 100% | $175,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $785,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
loanDepot.com LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $415,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $105,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Nfm, Inc
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VA | 1 | 0.3% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $305,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $245,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 50% | $425,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $345,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $225,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
West Penn Financial Service Center, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $25,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Inova Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Willoughby Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Willoughby, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Willoughby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willoughby in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Willoughby, OH
Use these to narrow the list above. Each category shows how many Willoughby, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Willoughby, OH
Independent mortgage companies closed 67.6 percent of home loans in Willoughby, Ohio in 2025, banks 30.8 percent and credit unions 1.6 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Cardinal Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Willoughby, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Willoughby, Ohio with 27 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Willoughby, Ohio, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 96.7 percent, against a 90.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Willoughby, Ohio in 2025, led by CrossCountry Mortgage, LLC with 12. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 6 credit unions closed home loans in Willoughby, Ohio in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willoughby, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willoughby, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willoughby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
