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Mortgage Lenders and Brokers in Westerville, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Westerville, Ohio mortgage lenders include Huntington National BankHuntington National Bank790 N State St, Westerville, OH 43082A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA875 N State St, Westerville, OH 43082A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association7425 State Route 3, Westerville, OH 43082A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.833 S State St, Westerville, OH 43081A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.120 Maxtown Xing, Westerville, OH 43082A+5.0 ★Texas Ratio: 4.24%, German American BankGerman American Bank450 S State St, Westerville, OH 43081A+5.0 ★Texas Ratio: 1.93%, First Commonwealth BankFirst Commonwealth Bank6156 Highland Lakes Ave, Westerville, OH 43082A+5.0 ★Texas Ratio: 3.82%, Keybank National AssociationKeybank National Association520 Polaris Pkwy, Westerville, OH 43082A+5.0 ★Texas Ratio: 4.81%, Cnb BankCnb Bank635 South State Street, Westerville, OH 43081A5.0 ★Texas Ratio: 6.26%, and Bank of America NABank of America NA127 Westerville Plz, Westerville, OH 43081A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Westerville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westerville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Westerville, Ohio

Market share is the lender's share of all home loans closed in Westerville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 3 offices in Westerville 790 N State St, Westerville, OH 43082 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	42 +147 HELOCs	4.3%	84.9%	$325,000	View
JPMorgan Chase Bank, NA 2 offices in Westerville 875 N State St, Westerville, OH 43082 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	35 +5 HELOCs	3.6%	92.1%	$348,142	View
Fifth Third Bank, National Association 3 offices in Westerville 7425 State Route 3, Westerville, OH 43082 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, Jumbo, HELOC	33 +73 HELOCs	3.4%	87.2%	$515,909	View
US Bank, N.A. 2 offices in Westerville 833 S State St, Westerville, OH 43081 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	15 +9 HELOCs	1.5%	80%	$309,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Westerville 120 Maxtown Xing, Westerville, OH 43082 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	14 +30 HELOCs	1.4%	93.3%	$300,714	View
German American Bank 1 office in Westerville 450 S State St, Westerville, OH 43081 A+5.0 ★Texas Ratio: 1.93%	Conventional, Jumbo, HELOC	4 +8 HELOCs	0.4%	100%	$895,000	View
First Commonwealth Bank 1 office in Westerville 6156 Highland Lakes Ave, Westerville, OH 43082 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	4 +5 HELOCs	0.4%	100%	$130,000	View
Keybank National Association 2 offices in Westerville 520 Polaris Pkwy, Westerville, OH 43082 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$265,000	View
Cnb Bank 1 office in Westerville 635 South State Street, Westerville, OH 43081 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$78,333	View
Bank of America NA 1 office in Westerville 127 Westerville Plz, Westerville, OH 43081 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +7 HELOCs	0.2%	100%	$155,000	View
T2 Financial LLC	Conventional, FHA	7	0.7%	100%	$339,285
Union Savings Bank 44 S State St, Westerville, OH 43081	Conventional, HELOC	33 +17 HELOCs	3.4%	91.7%	$349,545
First Financial Bank 2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo, HELOC	33 +9 HELOCs	3.4%	94.3%	$466,212	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	21 +42 HELOCs	2.2%	92%	$319,285	View
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional, HELOC	16 +15 HELOCs	1.6%	94.7%	$265,000	View
Kemba Financial Credit Union 622 N State St, Westerville, OH 43082 9083 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	14 +76 HELOCs	1.4%	93.3%	$226,428	View
The State Bank & Trust Company 1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99%	Conventional, HELOC	11 +10 HELOCs	1.1%	100%	$416,818	View
Telhio Credit Union, Inc. 201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81%	Conventional, HELOC	10 +6 HELOCs	1%	100%	$218,000	View
The Park National Bank 1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62%	Conventional, HELOC	8 +5 HELOCs	0.8%	88.9%	$407,500	View
Cme Federal Credit Union 428 S State St, Westerville, OH 43081 A+5.0 ★Texas Ratio: 5.42%	Conventional	6	0.6%	75%	$196,666	View
BMI Federal Credit Union 543 N Cleveland Ave, Westerville, OH 43082 7130 A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo, HELOC	5 +11 HELOCs	0.5%	100%	$361,000	View
First Merchants Bank 3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	5 +2 HELOCs	0.5%	83.3%	$511,000	View
The Union Bank Company 468 Polaris Pkwy, Westerville, OH 43082 A+5.0 ★Texas Ratio: 0.68%	Conventional	5	0.5%	100%	$273,000	View
First Federal S&L of Lakewood 36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66%	Conventional, HELOC	4 +1 HELOCs	0.4%	100%	$507,500	View
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.4%	100%	$922,500	View
Credit Union of Ohio 1652 Neil Ave, Columbus, OH 43201 A+5.0 ★Texas Ratio: 5.16%	Conventional	4	0.4%	100%	$107,500	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	3 +9 HELOCs	0.3%	100%	$631,666	View
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$205,000	View
Buckeye State Bank 101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93%	Conventional	2	0.2%	100%	$315,000	View
Vinton County National Bank 26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84%	Conventional	2	0.2%	100%	$365,000	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	2	0.2%	100%	$915,000	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$255,000	View
Pathways Financial Credit Union 1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$265,000	View
Honda Federal Credit Union 12500 Meranda Rd, Anna, OH 45302 9604	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000
Fidelity Federal Savings and Loan Association 1940 State Route 37 W, Delaware, OH 43015 A+5.0 ★Texas Ratio: 0.19%	Conventional	1	0.1%	100%	$385,000	View
Somerville Bank ★ 5 stars, 1 review 4 S Main St, Camden, OH 45311 A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$325,000	View
Dollar Bank, FSB 1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$635,000	View
City National Bank of WV 3871 State Route 7, Chesapeake, OH 45619 A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	50%	$475,000	View
The Genoa Banking Company 1701 W State Street, Fremont, OH 43420 A+5.0 ★Texas Ratio: 0.11%	Conventional	1	0.1%	100%	$345,000	View
First Federal Community Bank 4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.1%	100%	$425,000	View
Education First Credit Union 510 E Mound St, Columbus, OH 43215 5539 A5.0 ★Texas Ratio: 13.58%	HELOC	0 +3 HELOCs	0%	n/a		View
Kemba Credit Union 622 N State St, Westerville, OH 43082 9083 A+5.0 ★Texas Ratio: 3.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Northwest Bank 1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Bridge Credit Union 425 Rona Pkwy, Brookville, OH 45309 1117	HELOC	0 +1 HELOCs	0%	n/a		View
S&T Bank 491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Union Home Mortgage Corp.	Conventional, HELOC	37 +3 HELOCs	3.8%	97.4%	$396,081
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	24 +6 HELOCs	2.5%	100%	$433,333
The Equitable Mortgage Corporation	Conventional	21	2.2%	100%	$319,285
The Middlefield Banking Company	Conventional	8	0.8%	80%	$117,500
Rapid Mortgage Company	Conventional, FHA, VA	7	0.7%	100%	$350,714
Go Mortgage, LLC	Conventional	6	0.6%	100%	$233,333
Equity Resources Inc	Conventional	3	0.3%	75%	$295,000
Nations Lending Corporation	FHA	2	0.2%	100%	$225,000
First Federal S&L of Newark A5.0 ★Texas Ratio: 6.79%	Conventional	1	0.1%	100%	$655,000	View
Hopewell Federal CU	Conventional	1	0.1%	100%	$95,000
Ces CU A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$145,000	View
Liberty Home Mortgage Corp	Conventional	1	0.1%	100%	$255,000
Nfm, Inc	Conventional, FHA, VA, Jumbo	91	9.3%	97.8%	$375,329
Rocket Mortgage	Conventional, FHA, VA	72	7.4%	85.9%	$260,416
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	52 +2 HELOCs	5.3%	91.2%	$403,076
Lower, LLC	Conventional, FHA, Jumbo	24	2.5%	92.3%	$361,250
Pulte Mortgage LLC	Conventional	19	1.9%	79.2%	$409,210
Freedom Mortgage Corporation	Conventional, FHA, VA	14	1.4%	100%	$358,571
Pennymac Loan Services LLC	Conventional, FHA, VA	14	1.4%	93.8%	$275,714
Guaranteed Rate, Inc.	Conventional, VA, HELOC	9 +4 HELOCs	0.9%	90%	$343,888
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, VA	9	0.9%	90.9%	$398,333	View
Fairway Independent Mort Corp	Conventional	9	0.9%	100%	$356,111
loanDepot.com LLC	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.7%	100%	$336,428
Ruoff Mortgage Company	Conventional	7	0.7%	100%	$342,142
Newrez LLC	Conventional, FHA, VA	7	0.7%	70%	$305,000
Howard Hanna Financial Services, Inc	Conventional	7	0.7%	100%	$307,857
Discover Bank	Conventional	7	0.7%	50%	$93,571
Provident Funding Associates	Conventional	7	0.7%	100%	$376,428
Spring Eq, LLC	Conventional, HELOC	6 +2 HELOCs	0.6%	42.9%	$86,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.6%	85.7%	$186,666	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.5%	100%	$385,000
Paramount Residential Mortgage	Conventional, FHA	5	0.5%	100%	$413,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	5	0.5%	100%	$293,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.4%	66.7%	$187,500
Geneva Financial LLC	Conventional, FHA	4	0.4%	100%	$240,000
American Pacific Mortgage Corporation	Conventional	4	0.4%	100%	$335,000
Nationstar Mortgage	Conventional	4	0.4%	80%	$90,000
The Loan Store, Inc	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.3%	100%	$731,666
New American Funding, LLC.	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	75%	$255,000
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.3%	100%	$388,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.3%	100%	$461,666	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	2 +2 HELOCs	0.2%	100%	$225,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	100%	$385,000	View
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$280,000
Primelending	Conventional	2	0.2%	100%	$565,000
Goodleap, LLC	FHA	2	0.2%	100%	$290,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$420,000
Envoy Mortgage, Ltd	Conventional, FHA	2	0.2%	100%	$305,000
Nbkc Bank	Conventional	2	0.2%	100%	$305,000
PHH Mortgage Corporation	VA	2	0.2%	100%	$445,000
Usalliance Federal Credit Union	Conventional	2	0.2%	100%	$190,000
Amerisave Mortgage Company	Conventional, FHA	2	0.2%	16.7%	$225,000
Guild Mortgage Company	Conventional, VA	2	0.2%	75%	$330,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	100%	$355,000	View
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.2%	100%	$245,000
Das Acquisition Company, LLC	Conventional, VA	2	0.2%	66.7%	$430,000
Click n' Close, Inc.	FHA, VA	2	0.2%	100%	$330,000
American Financing Corporation	Conventional, FHA	2	0.2%	40%	$270,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.2%	100%	$285,000	View
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.2%	100%	$250,000	View
Mortgage Research Center	VA	2	0.2%	100%	$440,000
Lake Michigan Credit Union	Conventional	2	0.2%	100%	$330,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$250,000
Nations Direct Mortgage, LLC	FHA	2	0.2%	66.7%	$450,000
Nexera Holding LLC	Conventional	2	0.2%	100%	$580,000
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$405,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$365,000
Movement Mortgage, LLC	VA, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Oaktree Funding Corp	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$345,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$115,000
Genisys Credit Union	Conventional	1	0.1%	100%	$675,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
American Financial Resources LLC	VA	1	0.1%	100%	$485,000
Atlantic Coast Mortgage, LLC	FHA	1	0.1%	100%	$165,000
Kind Lending, LLC	VA	1	0.1%	50%	$325,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$475,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$395,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$275,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$625,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$85,000
First United Bank A+5.0 ★Texas Ratio: 3.01%	Conventional	1	0.1%	100%	$175,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$605,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$265,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$355,000
HomeXpress Mortgage Corp.	FHA	1	0.1%	100%	$415,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$95,000
Securitynational Mortgage Company	FHA	1	0.1%	100%	$215,000
Bay Equity LLC	Conventional	1	0.1%	100%	$295,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$405,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$325,000
Congressional Federal Credit Union	Conventional	1	0.1%	100%	$555,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$455,000	View
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$445,000
Capital Center LLC	Conventional	1	0.1%	100%	$345,000
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	Conventional	1	0.1%	100%	$295,000	View
Mortgage300 Corporation	Conventional	1	0.1%	100%	$85,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$415,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$505,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$405,000	View
Mission Loans, LLC	FHA	1	0.1%	100%	$455,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$235,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$415,000
Farm Credit Mid-America, Aca	Conventional, Jumbo	1	0.1%	100%	$2,935,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$285,000
Village Capital & Investment	FHA	1	0.1%	50%	$365,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$365,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Cmg Mortgage Inc	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Community Choice Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Westerville Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Westerville, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Westerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westerville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Westerville, OH

Use these to narrow the list above. Each category shows how many Westerville, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 85 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 36 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 28 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 13 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 43 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Westerville, OH

Independent mortgage companies closed 56.7 percent of home loans in Westerville, Ohio in 2025, banks 36.3 percent and credit unions 7.1 percent. T2 Financial LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 42 loans.

56.7%

Mortgage companies

36.3%

Banks

7.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Westerville, OH

Who is the largest mortgage lender in Westerville, OH?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Westerville, Ohio with 42 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Westerville, OH have the highest approval rates?

Among lenders with meaningful volume in Westerville, Ohio, Nfm, Inc approved the highest share of completed applications in 2025 at 97.8 percent, against a 89.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Westerville, OH mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Westerville, Ohio in 2025, led by Rocket Mortgage with 7. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Westerville, OH lender list?

Yes. 53 banks and 25 credit unions closed home loans in Westerville, Ohio in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Westerville, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Westerville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westerville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.