Wellston, Ohio mortgage lenders include Peoples BankPeoples Bank101 E A St, Wellston, OH 45692A+5.0 ★Texas Ratio: 3.39%, Ohio Valley BankOhio Valley Bank123 S Ohio Ave, Wellston, OH 45692A5.0 ★Texas Ratio: 10.78%, Atomic Credit Union, IncAtomic Credit Union, Inc109 N Ohio Ave, Wellston, OH 45692 1231A+5.0 ★Texas Ratio: 2.28%, Vinton County National BankVinton County National Bank26 Main St E, Ashville, OH 43103A+5.0 ★Texas Ratio: 1.84%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Universal 1 Credit Union Inc.Universal 1 Credit Union Inc.2450 Esquire Dr, Beavercreek, OH 45431 2573A+5.0 ★Texas Ratio: 5.33%, and PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wellston, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wellston are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Wellston, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Wellston 101 E A St, Wellston, OH 45692 A+5.0 ★Texas Ratio: 3.39% |
Conventional, FHA, HELOC | 4 +11 HELOCs |
3.7% | 83.3% | $107,500 | View |
|
1 office in Wellston 123 S Ohio Ave, Wellston, OH 45692 A5.0 ★Texas Ratio: 10.78% |
Conventional | 4 | 3.7% | 100% | $250,000 | View |
|
109 N Ohio Ave, Wellston, OH 45692 1231 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 16 | 14.8% | 64% | $125,625 | View |
|
26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional, HELOC | 6 +4 HELOCs |
5.6% | 87.5% | $131,666 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
3.7% | 100% | $187,500 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $165,000 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 50% | $55,000 | View |
|
2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rapid Mortgage Company
|
Conventional, FHA, VA, USDA | 14 | 13% | 100% | $181,428 | |
Union Home Mortgage Corp.
|
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $195,000 | |
Equity Resources Inc
|
FHA | 1 | 0.9% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
|
USDA | 1 | 0.9% | 100% | $145,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.9% | 100% | $385,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 8 | 7.4% | 50% | $103,750 | |
Mortgage Research Center
|
VA | 6 | 5.6% | 85.7% | $248,333 | |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 4.6% | 100% | $159,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 4.6% | 60% | $117,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 3 | 2.8% | 100% | $211,666 | |
Nfm, Inc
|
Conventional | 3 | 2.8% | 100% | $181,666 | |
Ruoff Mortgage Company
|
Conventional | 2 | 1.9% | 100% | $125,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.9% | 66.7% | $140,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA, VA | 2 | 1.9% | 100% | $215,000 | |
New American Funding, LLC.
|
FHA | 2 | 1.9% | 100% | $100,000 | |
Polaris Home Funding Corp.
|
FHA | 1 | 0.9% | 100% | $105,000 | |
United Wholesale Mortgage
|
VA | 1 | 0.9% | 50% | $185,000 | |
Primelending
|
VA | 1 | 0.9% | 100% | $235,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.9% | 100% | $65,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $145,000 | |
Newrez LLC
|
FHA | 1 | 0.9% | 100% | $135,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.9% | 100% | $325,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.9% | 100% | $335,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 0.9% | 100% | $75,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $185,000 | View |
Churchill Mortgage Corporation
|
USDA | 1 | 0.9% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.9% | 100% | $255,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.9% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.9% | 100% | $185,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Wellston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wellston in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Wellston, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 62 percent of home loans in Wellston, Ohio in 2025, banks 22.2 percent and credit unions 15.7 percent. Rapid Mortgage Company was the largest mortgage company, Peoples Bank the largest bank and Atomic Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, Peoples Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Wellston, Ohio with 4 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Wellston, Ohio in 2025, led by Rapid Mortgage Company with 8. 9 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 2 credit unions closed home loans in Wellston, Ohio in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wellston, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wellston, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wellston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.