Mortgage Lenders and Brokers in Urbana, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Urbana, Ohio mortgage lenders include The Park National BankThe Park National Bank828 Scioto St, Urbana, OH 43078A5.0 ★Texas Ratio: 6.62%, Civista BankCivista Bank601 Scioto St, Urbana, OH 43078A+5.0 ★Texas Ratio: 4.72%, Wright Patt Credit Union IncWright Patt Credit Union Inc1868 E US Highway 36, Urbana, OH 43078A5.0 ★Texas Ratio: 6.22%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Honda Federal Credit UnionHonda Federal Credit Union12500 Meranda Rd, Anna, OH 45302 9604, Day Air Credit UnionDay Air Credit Union2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156A+5.0 ★Texas Ratio: 4.81%, Ih Credit UnionIh Credit Union731 Scioto St, urbana, OH 43078A+5.0 ★Texas Ratio: 5.64%, and US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Urbana, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Urbana are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Urbana, Ohio
Market share is the lender's share of all home loans closed in Urbana, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Urbana 828 Scioto St, Urbana, OH 43078 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 10 +8 HELOCs |
3.5% | 66.7% | $118,000 | View |
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1 office in Urbana 601 Scioto St, Urbana, OH 43078 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +10 HELOCs |
0.7% | 100% | $85,000 | View |
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1868 E US Highway 36, Urbana, OH 43078 A5.0 ★Texas Ratio: 6.22% |
Conventional, VA, USDA, HELOC | 38 +30 HELOCs |
13.5% | 72.9% | $144,473 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 8 +5 HELOCs |
2.8% | 61.5% | $146,250 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 7 +4 HELOCs |
2.5% | 87.5% | $289,285 | |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 5 +13 HELOCs |
1.8% | 55.6% | $215,000 | View |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
Conventional, HELOC | 3 +5 HELOCs |
1.1% | 100% | $88,333 | |
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2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $85,000 | View |
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731 Scioto St, urbana, OH 43078 A+5.0 ★Texas Ratio: 5.64% |
Conventional | 3 | 1.1% | 100% | $231,666 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.7% | 50% | $220,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $170,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.7% | 100% | $230,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $165,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $235,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $135,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | View |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $65,000 | View |
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1940 State Route 37 W, Delaware, OH 43015 A+5.0 ★Texas Ratio: 0.19% |
VA | 1 | 0.4% | 100% | $345,000 | View |
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501 Long St, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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102 S Main St, Bluffton, OH 45817 A+5.0 ★Texas Ratio: 5.51% |
Conventional | 1 | 0.4% | 50% | $805,000 | View |
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120 E Sandusky Ave, Bellefontaine, OH 43311 A5.0 ★Texas Ratio: 8.90% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
New Carlisle Federal Savings Bank
400 N Main St, New Carlisle, OH 45344 |
Conventional | 1 | 0.4% | 100% | $85,000 | |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
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★ 4 stars, 1 review 120 N Main St, Urbana, OH 43078 A+5.0 ★Texas Ratio: 1.84% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 15 | 5.3% | 100% | $244,333 | |
Union Home Mortgage Corp.
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FHA, VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $285,000 | |
The Equitable Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $310,000 | |
T2 Financial LLC
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FHA, USDA | 2 | 0.7% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 6.79% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 10.3% | 90.6% | $188,448 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.6% | 87.5% | $265,769 | |
Mortgage Research Center
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Conventional, VA | 9 | 3.2% | 81.8% | $195,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, USDA | 8 | 2.8% | 100% | $206,250 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.8% | 80% | $231,250 | |
Nfm, Inc
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Conventional, FHA, VA, USDA | 8 | 2.8% | 100% | $188,750 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 2.5% | 77.8% | $209,285 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 2.5% | 70% | $155,000 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.1% | 80% | $188,333 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 6 | 2.1% | 100% | $121,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.4% | 57.1% | $167,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1.4% | 66.7% | $175,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.1% | 42.9% | $88,333 | |
Cornerstone First Mortgage, LLC
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Conventional, VA, USDA | 3 | 1.1% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 1.1% | 100% | $231,666 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 3 | 1.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 2 | 0.7% | 100% | $185,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, USDA | 2 | 0.7% | 100% | $190,000 | |
American Financial Resources LLC
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VA, USDA | 2 | 0.7% | 100% | $150,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.7% | 100% | $325,000 | |
Primelending
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Conventional | 2 | 0.7% | 100% | $90,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.7% | 66.7% | $145,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.7% | 66.7% | $345,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.7% | 33.3% | $305,000 | |
Paramount Residential Mortgage
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USDA | 2 | 0.7% | 100% | $190,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 66.7% | $155,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.4% | 100% | $185,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.4% | 100% | $5,000 | |
RANLife, Inc.
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FHA | 1 | 0.4% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
United Trust Bank
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $85,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $285,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.4% | 100% | $145,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $45,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 50% | $315,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Towne Mortgage Company
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USDA | 1 | 0.4% | 100% | $195,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.4% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 60% | $85,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $295,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Urbana Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Urbana, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Urbana? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Urbana in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Urbana, OH
Use these to narrow the list above. Each category shows how many Urbana, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Urbana, OH
Independent mortgage companies closed 61.3 percent of home loans in Urbana, Ohio in 2025, banks 19.9 percent and credit unions 18.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, The Park National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Urbana, OH
By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Urbana, Ohio with 10 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Urbana, Ohio in 2025, led by Rocket Mortgage with 8. 21 lenders closed VA loans, led by Mortgage Research Center, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Urbana, Ohio in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Urbana, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Urbana, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Urbana. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
