Mortgage Lenders and Brokers in Toronto, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Toronto, Ohio mortgage lenders include US Bank, N.A.US Bank, N.A.217 N 3rd St, Toronto, OH 43964A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank301 S 4th St, Toronto, OH 43964A+5.0 ★Texas Ratio: 3.66%, Main Street Bank CorpMain Street Bank Corp120 N 4th St, Toronto, OH 43964A+5.0 ★Texas Ratio: 5.62%, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, Belmont Savings BankBelmont Savings Bank915 E Main St, Barnesville, OH 43713A5.0 ★Texas Ratio: 9.50%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%, Unified BankUnified BankHoward And Dekalb Streets, Bridgeport, OH 43912A5.0 ★Texas Ratio: 11.50%, Kemba Credit UnionKemba Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, and Consumers National BankConsumers National Bank9 E Main St, Adena, OH 43901A+5.0 ★Texas Ratio: 0.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Toronto, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Toronto are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Toronto, Ohio
Market share is the lender's share of all home loans closed in Toronto, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Toronto 217 N 3rd St, Toronto, OH 43964 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, USDA, HELOC | 30 +10 HELOCs |
24% | 96.9% | $113,000 | View |
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1 office in Toronto 301 S 4th St, Toronto, OH 43964 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 10 +12 HELOCs |
8% | 66.7% | $89,000 | View |
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120 N 4th St, Toronto, OH 43964 A+5.0 ★Texas Ratio: 5.62% |
Conventional | 7 | 5.6% | 100% | $55,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 100% | $105,000 | View |
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915 E Main St, Barnesville, OH 43713 A5.0 ★Texas Ratio: 9.50% |
Conventional | 2 | 1.6% | 100% | $255,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $205,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $325,000 | View |
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Howard And Dekalb Streets, Bridgeport, OH 43912 A5.0 ★Texas Ratio: 11.50% |
Conventional | 1 | 0.8% | 50% | $265,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.8% | 50% | $35,000 | View |
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9 E Main St, Adena, OH 43901 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nations Lending Corporation
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FHA | 1 | 0.8% | 100% | $175,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.8% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 8.8% | 57.1% | $132,272 | |
Hancock County Savings Bank, FSB
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Conventional, HELOC | 9 +4 HELOCs |
7.2% | 83.3% | $153,888 | |
Polaris Home Funding Corp.
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Conventional, FHA, VA, USDA | 9 | 7.2% | 92.3% | $142,777 | |
Waterstone Mortgage Corporation
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Conventional, VA, USDA | 5 | 4% | 100% | $131,000 | |
Mortgage Research Center
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VA | 4 | 3.2% | 57.1% | $220,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 2.4% | 100% | $191,666 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 2.4% | 60% | $155,000 | |
First Choice America Community
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Conventional | 3 | 2.4% | 100% | $125,000 | |
Das Acquisition Company, LLC
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Conventional, USDA | 2 | 1.6% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1.6% | 66.7% | $265,000 | View |
United Wholesale Mortgage
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VA | 1 | 0.8% | 100% | $145,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.8% | 100% | $115,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.8% | 50% | $35,000 | |
Hometown Equity Mortgage, LLC
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USDA | 1 | 0.8% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
Milend, Inc
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FHA | 1 | 0.8% | 100% | $185,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.8% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Lower, LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.8% | 100% | $45,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 50% | $25,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Toronto Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Toronto, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Toronto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Toronto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Toronto, OH
Use these to narrow the list above. Each category shows how many Toronto, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Toronto, OH
Independent mortgage companies closed 37.6 percent of home loans in Toronto, Ohio in 2025, banks 58.4 percent and credit unions 4 percent. Nations Lending Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Kemba Credit Union the largest credit union. Among lenders headquartered in Ohio, US Bank, N.A. led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Toronto, OH
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Toronto, Ohio with 30 loans, about 24 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Toronto, Ohio in 2025, led by Rocket Mortgage with 5. 9 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 3 credit unions closed home loans in Toronto, Ohio in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Toronto, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Toronto, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Toronto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
