Mortgage Lenders and Brokers in The Plains, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
The Plains, Ohio mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, The First National Bank of McconnelsvilleThe First National Bank of Mcconnelsville1012 E State St, Athens, OH 45701A+5.0 ★Texas Ratio: 4.43%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Merchants National BankMerchants National Bank20 E Stimson Ave, Athens, OH 45701A+5.0 ★Texas Ratio: 4.14%, Unified BankUnified BankHoward And Dekalb Streets, Bridgeport, OH 43912A5.0 ★Texas Ratio: 11.50%, Vinton County National BankVinton County National Bank26 Main St E, Ashville, OH 43103A+5.0 ★Texas Ratio: 1.84%, The Farmers Bank & Savings ComThe Farmers Bank & Savings Com82 Mccormick Rd, Gallipolis, OH 45631A5.0 ★Texas Ratio: 7.49%, Peoples BankPeoples Bank158 E Cuyahoga Falls Ave, Akron, OH 44310A+5.0 ★Texas Ratio: 3.39%, and Kemba Financial Credit UnionKemba Financial Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in The Plains, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in The Plains are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in The Plains, Ohio
Market share is the lender's share of all home loans closed in The Plains, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 7.5% | 100% | $231,666 | View |
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1012 E State St, Athens, OH 45701 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 2 | 5% | 66.7% | $105,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
USDA | 1 | 2.5% | 100% | $165,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 2.5% | 100% | $85,000 | View |
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20 E Stimson Ave, Athens, OH 45701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 2.5% | 50% | $145,000 | View |
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Howard And Dekalb Streets, Bridgeport, OH 43912 A5.0 ★Texas Ratio: 11.50% |
Conventional | 1 | 2.5% | 100% | $65,000 | View |
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26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 1 | 2.5% | 100% | $65,000 | View |
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82 Mccormick Rd, Gallipolis, OH 45631 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 2.5% | 100% | $85,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 2.5% | 100% | $135,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 12.5% | 100% | $137,000 | |
T2 Financial LLC
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Conventional | 1 | 2.5% | 50% | $165,000 | |
Union Capital Mortgage Corp
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Conventional | 1 | 2.5% | 100% | $165,000 | |
Rocket Mortgage
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Conventional | 2 | 5% | 66.7% | $165,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 5% | 66.7% | $355,000 | |
Nfm, Inc
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Conventional, VA | 2 | 5% | 100% | $160,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 5% | 100% | $150,000 | View |
Mortgage Research Center
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VA | 2 | 5% | 100% | $345,000 | |
United Wholesale Mortgage
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Conventional | 1 | 2.5% | 100% | $215,000 | |
Newrez LLC
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FHA | 1 | 2.5% | 50% | $375,000 | |
American Financing Corporation
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Conventional | 1 | 2.5% | 100% | $125,000 | |
Mortgage300 Corporation
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FHA | 1 | 2.5% | 100% | $135,000 | |
Provident Funding Associates
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Conventional | 1 | 2.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.5% | 100% | $105,000 | View |
Nationstar Mortgage
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Conventional | 1 | 2.5% | 100% | $135,000 | |
Mission Loans, LLC
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Conventional | 1 | 2.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 2.5% | 100% | $445,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 2.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 2.5% | 50% | $185,000 | View |
The Plains Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in The Plains, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in The Plains? The list below shows the banks, credit unions and mortgage brokers that closed home loans in The Plains in 2025, with lenders based there listed first.
Types of Mortgage Lenders in The Plains, OH
Use these to narrow the list above. Each category shows how many The Plains, OH lenders fit and what that kind of lender is usually best for.
Who Lends in The Plains, OH
Independent mortgage companies closed 52.5 percent of home loans in The Plains, Ohio in 2025, banks 45 percent and credit unions 2.5 percent. Union Home Mortgage Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Kemba Financial Credit Union the largest credit union. Among lenders headquartered in Ohio, JPMorgan Chase Bank, NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in The Plains, OH
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in The Plains, Ohio with 3 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in The Plains, Ohio in 2025, led by Union Home Mortgage Corp. with 2. 3 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 2 credit unions closed home loans in The Plains, Ohio in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in The Plains, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in The Plains, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up The Plains. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
