Mortgage Lenders and Brokers in Sheffield Lake, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sheffield Lake, Ohio mortgage lenders include Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Dollar Bank, FSBDollar Bank, FSB1297 Center Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 5.29%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Northwest BankNorthwest Bank1175 Cleveland Ave, Amherst, OH 44001A+5.0 ★Texas Ratio: 3.99%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, and Wesbanco Bank, Inc.Wesbanco Bank, Inc.112 E Liberty St, Arlington, OH 45814A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sheffield Lake, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheffield Lake are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sheffield Lake, Ohio
Market share is the lender's share of all home loans closed in Sheffield Lake, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 8 +3 HELOCs |
4.2% | 100% | $128,750 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
4.2% | 100% | $107,500 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 6 +21 HELOCs |
3.2% | 85.7% | $171,666 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 3 +9 HELOCs |
1.6% | 50% | $215,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
1.6% | 75% | $171,666 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.6% | 42.9% | $78,333 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 3 | 1.6% | 100% | $255,000 | View |
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1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +5 HELOCs |
1.1% | 100% | $100,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $90,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 1.1% | 100% | $175,000 | View |
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832 Cleveland St, Elyria, OH 44035 4141 A+5.0 ★Texas Ratio: 3.42% |
Conventional | 2 | 1.1% | 100% | $140,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 2 | 1.1% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $175,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $245,000 | View |
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★ 5 stars, 1 review 2402 University Dr E, Huron, OH 44839 9173 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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1 Union Sq, Bellevue, OH 44811 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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625 Lake Ave, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
10.1% | 95% | $204,473 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.1% | 100% | $250,000 | |
Union Capital Mortgage Corp
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Conventional | 4 | 2.1% | 100% | $192,500 | |
Liberty Home Mortgage Corp
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FHA | 2 | 1.1% | 100% | $195,000 | |
Rapid Mortgage Company
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VA | 1 | 0.5% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 12.2% | 80% | $125,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.7% | 70% | $206,428 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.6% | 85.7% | $197,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.1% | 80% | $92,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2.1% | 57.1% | $107,500 | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 2.1% | 80% | $200,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 2.1% | 100% | $210,000 | |
Ruoff Mortgage Company
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Conventional | 3 | 1.6% | 100% | $155,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 3 | 1.6% | 100% | $108,333 | |
Newrez LLC
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Conventional, VA | 3 | 1.6% | 50% | $175,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, VA | 3 | 1.6% | 100% | $211,666 | |
Nfm, Inc
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Conventional | 3 | 1.6% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.6% | 100% | $151,666 | |
Lower, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $150,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 2 | 1.1% | 100% | $150,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.1% | 100% | $240,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 1.1% | 100% | $125,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $135,000 | |
Gvc Mortgage, Inc.
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Conventional | 2 | 1.1% | 100% | $200,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.1% | 50% | $140,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 66.7% | $75,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 2 | 1.1% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $45,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.5% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $65,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.5% | 100% | $265,000 | |
Your Home Financial LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 50% | $105,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.5% | 100% | $285,000 | |
Milend, Inc
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FHA | 1 | 0.5% | 100% | $165,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.5% | 100% | $235,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.5% | 100% | $225,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 33.3% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $155,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sheffield Lake Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sheffield Lake, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Sheffield Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheffield Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sheffield Lake, OH
Use these to narrow the list above. Each category shows how many Sheffield Lake, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Sheffield Lake, OH
Independent mortgage companies closed 70.9 percent of home loans in Sheffield Lake, Ohio in 2025, banks 27 percent and credit unions 2.1 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Third Federal Savings and Loan the largest bank and Community Star Credit Union the largest credit union. Among lenders headquartered in Ohio, Third Federal Savings and Loan led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sheffield Lake, OH
By home loans closed in 2025, Third Federal Savings and Loan was the largest mortgage lender in Sheffield Lake, Ohio with 8 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Sheffield Lake, Ohio in 2025, led by CrossCountry Mortgage, LLC with 11. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 4 credit unions closed home loans in Sheffield Lake, Ohio in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sheffield Lake, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheffield Lake, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheffield Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
