Mortgage Lenders and Brokers in Painesville, Ohio
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Painesville, Ohio mortgage lenders include Huntington National BankHuntington National Bank56 Liberty St, Painesville, OH 44077A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA25 Fairgrounds Rd, Painesville, OH 44077A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.40 W Erie St, Painesville, OH 44077A+5.0 ★Texas Ratio: 4.24%, Dollar Bank, FSBDollar Bank, FSB33 S Saint Clair St, Painesville, OH 44077A+5.0 ★Texas Ratio: 5.29%, Keybank National AssociationKeybank National Association7525 Crile Rd, Painesville, OH 44077A+5.0 ★Texas Ratio: 4.81%, L.C.E. Federal Credit UnionL.C.E. Federal Credit Union77 N Saint Clair St, Painesville, OH 44077A+5.0 ★Texas Ratio: 2.33%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood7595 Crile Rd, Painesville, OH 44077A+5.0 ★Texas Ratio: 4.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, and Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Painesville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Painesville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Painesville, Ohio
Market share is the lender's share of all home loans closed in Painesville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Painesville 56 Liberty St, Painesville, OH 44077 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 38 +20 HELOCs |
17.8% | 84.4% | $152,894 | View |
|
1 office in Painesville 25 Fairgrounds Rd, Painesville, OH 44077 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
2.3% | 100% | $179,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Painesville 40 W Erie St, Painesville, OH 44077 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +19 HELOCs |
0.9% | 66.7% | $195,000 | View |
|
2 offices in Painesville 33 S Saint Clair St, Painesville, OH 44077 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 50% | $70,000 | View |
|
1 office in Painesville 7525 Crile Rd, Painesville, OH 44077 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 2 | 0.9% | 66.7% | $100,000 | View |
|
77 N Saint Clair St, Painesville, OH 44077 A+5.0 ★Texas Ratio: 2.33% |
Conventional | 1 | 0.5% | 50% | $35,000 | View |
|
1 office in Painesville 7595 Crile Rd, Painesville, OH 44077 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
2.8% | 75% | $175,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 2.3% | 100% | $171,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +7 HELOCs |
1.9% | 66.7% | $337,500 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA | 3 | 1.4% | 100% | $305,000 | |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 66.7% | $130,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA | 2 | 0.9% | 100% | $240,000 | View |
|
625 Lake Ave, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.9% | 100% | $365,000 | View |
|
3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $235,000 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
19 Public Sq, Andover, OH 44003 A4.5 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 26 +2 HELOCs |
12.2% | 96.3% | $221,923 | |
Liberty Home Mortgage Corp
|
Conventional, FHA | 8 | 3.8% | 80% | $168,750 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
3.3% | 100% | $212,142 | |
The Middlefield Banking Company
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, FHA | 26 | 12.2% | 92.9% | $142,307 | |
Howard Hanna Financial Services, Inc
|
Conventional, FHA | 9 | 4.2% | 100% | $215,000 | |
United Wholesale Mortgage
|
Conventional, VA | 7 | 3.3% | 77.8% | $205,000 | |
Mortgage Research Center
|
FHA, VA | 4 | 1.9% | 100% | $202,500 | |
Freedom Mortgage Corporation
|
FHA | 3 | 1.4% | 100% | $251,666 | |
Synergy One Lending, Inc.
|
Conventional | 3 | 1.4% | 75% | $141,666 | |
loanDepot.com LLC
|
FHA, VA, HELOC | 2 +1 HELOCs |
0.9% | 40% | $245,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $30,000 | |
Polaris Home Funding Corp.
|
FHA | 2 | 0.9% | 100% | $165,000 | |
Ruoff Mortgage Company
|
Conventional, FHA | 2 | 0.9% | 100% | $235,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.9% | 66.7% | $105,000 | |
Goodleap, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $130,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 0.9% | 75% | $35,000 | |
Amerisave Mortgage Company
|
FHA | 2 | 0.9% | 40% | $135,000 | |
Your Home Financial LLC
|
Conventional | 2 | 0.9% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 100% | $60,000 | View |
Reliance First Capital, LLC
|
FHA | 2 | 0.9% | 100% | $170,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.5% | 66.7% | $155,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.5% | 100% | $325,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 100% | $325,000 | |
Coast One Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $345,000 | |
Mortgage Center LC
|
Conventional | 1 | 0.5% | 25% | $135,000 | |
|
A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.5% | 50% | $75,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.5% | 100% | $155,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.5% | 100% | $165,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.5% | 100% | $325,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 50% | $135,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View |
Painesville Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Painesville, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Painesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Painesville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Painesville, OH
Use these to narrow the list above. Each category shows how many Painesville, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Painesville, OH
Independent mortgage companies closed 59.2 percent of home loans in Painesville, Ohio in 2025, banks 38 percent and credit unions 2.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and L.C.E. Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Painesville, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Painesville, Ohio with 38 loans, about 17.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Painesville, Ohio in 2025, led by CrossCountry Mortgage, LLC with 8. 9 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 4 credit unions closed home loans in Painesville, Ohio in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Painesville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Painesville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Painesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
