Norwalk, Ohio mortgage lenders include Civista BankCivista Bank207 Milan Ave, Norwalk, OH 44857A+5.0 ★Texas Ratio: 4.72%, Keybank National AssociationKeybank National Association51 E Main St, Norwalk, OH 44857A+5.0 ★Texas Ratio: 4.81%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.50 W Main St, Norwalk, OH 44857A+5.0 ★Texas Ratio: 3.87%, Croghan Colonial BankCroghan Colonial Bank60 Whittlesey Ave, Norwalk, OH 44857A+5.0 ★Texas Ratio: 0.49%, PNC Bank N.A.PNC Bank N.A.25 E Monroe St, Norwalk, OH 44857A+5.0 ★Texas Ratio: 4.24%, First National BankFirst National Bank345 Milan Ave, Norwalk, OH 44857A5.0 ★Texas Ratio: 10.36%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, First Federal Bank of OhioFirst Federal Bank of Ohio123 S Marion St, Cardington, OH 43315A+5.0 ★Texas Ratio: 2.76%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Norwalk, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Norwalk are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Norwalk, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Norwalk 207 Milan Ave, Norwalk, OH 44857 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 12 +23 HELOCs |
4% | 80% | $210,000 | View |
|
1 office in Norwalk 51 E Main St, Norwalk, OH 44857 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, VA, HELOC | 11 +2 HELOCs |
3.7% | 66.7% | $161,363 | View |
|
1 office in Norwalk 50 W Main St, Norwalk, OH 44857 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 8 +13 HELOCs |
2.7% | 88.9% | $391,250 | View |
|
1 office in Norwalk 60 Whittlesey Ave, Norwalk, OH 44857 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 5 | 1.7% | 85.7% | $89,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Norwalk 25 E Monroe St, Norwalk, OH 44857 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +18 HELOCs |
0.3% | 50% | $225,000 | View |
|
1 office in Norwalk 345 Milan Ave, Norwalk, OH 44857 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +5 HELOCs |
1.3% | 80% | $122,500 | View |
|
123 S Marion St, Cardington, OH 43315 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 3 | 1% | 100% | $141,666 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +8 HELOCs |
0.7% | 100% | $180,000 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $140,000 | View |
|
1200 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 4.36% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $145,000 | View |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $305,000 | View |
|
1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $15,000 | View |
|
1306 Cleveland Ave, Ashland, OH 44805 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $185,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.3% | 50% | $175,000 | View |
|
65 Main St, Bellville, OH 44813 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 0.3% | 66.7% | $405,000 | View |
First Federal Savings & Loan Association of Lorain
1180 Park Ave, Amherst, OH 44001 |
Conventional | 1 | 0.3% | 100% | $245,000 | |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, USDA, HELOC | 41 +4 HELOCs |
13.8% | 97.7% | $193,048 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA | 17 | 5.7% | 100% | $194,411 | |
Ag Credit, ACA
|
Conventional | 5 | 1.7% | 100% | $231,000 | |
Union Capital Mortgage Corp
|
Conventional, FHA, USDA | 4 | 1.3% | 80% | $265,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
myCUmortgage
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
The Equitable Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Nations Lending Corporation
|
VA | 1 | 0.3% | 100% | $195,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 49 | 16.4% | 80.3% | $149,285 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 19 | 6.4% | 90.9% | $249,210 | |
Your Home Financial LLC
|
Conventional, FHA, VA | 14 | 4.7% | 93.3% | $200,714 | |
Howard Hanna Financial Services, Inc
|
Conventional, FHA | 7 | 2.3% | 100% | $150,714 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 7 | 2.3% | 100% | $159,285 | |
New American Funding, LLC.
|
Conventional, FHA | 6 | 2% | 100% | $130,000 | |
Mortgage Research Center
|
Conventional, VA | 5 | 1.7% | 71.4% | $229,000 | |
Reliance First Capital, LLC
|
Conventional, USDA | 5 | 1.7% | 100% | $157,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 5 | 1.7% | 100% | $137,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1.3% | 80% | $252,500 | |
loanDepot.com LLC
|
FHA, VA, HELOC | 3 +1 HELOCs |
1% | 75% | $331,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1% | 100% | $138,333 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 3 | 1% | 50% | $118,333 | |
Newrez LLC
|
Conventional, VA | 2 | 0.7% | 66.7% | $135,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.7% | 50% | $140,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.7% | 100% | $105,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.7% | 50% | $115,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 0.7% | 100% | $135,000 | |
21St Mortgage
|
Conventional | 2 | 0.7% | 14.3% | $30,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $165,000 | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $135,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 50% | $125,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 0.3% | 100% | $115,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.3% | 50% | $415,000 | |
Nbkc Bank
|
VA | 1 | 0.3% | 100% | $355,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 50% | $165,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 0.3% | 50% | $315,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 20% | $125,000 | |
JMJ Financial Group Inc.
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
Shoreham Bank
|
FHA | 1 | 0.3% | 100% | $25,000 | |
Milend, Inc
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 100% | $45,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.3% | 100% | $175,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 100% | $75,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 50% | $35,000 | |
Texana Bank
|
FHA | 1 | 0.3% | 100% | $165,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 50% | $25,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 50% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Norwalk? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Norwalk in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Norwalk, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.8 percent of home loans in Norwalk, Ohio in 2025, banks 22.1 percent and credit unions 2 percent. Union Home Mortgage Corp. was the largest mortgage company, Civista Bank the largest bank and Fremont Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Civista Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Civista Bank was the largest mortgage lender in Norwalk, Ohio with 12 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Norwalk, Ohio in 2025, led by Rocket Mortgage with 15. 17 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Norwalk, Ohio in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Norwalk, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Norwalk, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Norwalk. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.