☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Ohio / Newark

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Newark, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Newark, Ohio mortgage lenders include The Park National BankThe Park National Bank51 N 3rd St, Newark, OH 43055A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank1040 N 21st St, Newark, OH 43055A+5.0 ★Texas Ratio: 3.66%, Truecore Federal Credit UnionTruecore Federal Credit Union215 Deo Dr, newark, OH 43055 3048A+5.0 ★Texas Ratio: 2.77%, The Community BankThe Community Bank835 N 21st St, Newark, OH 43055A+5.0 ★Texas Ratio: 0.65%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1510 W Church St, Newark, OH 43055A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1235 N 21st St, Newark, OH 43055A+5.0 ★Texas Ratio: 3.22%, German American BankGerman American Bank44 W Locust St, Newark, OH 43055A+5.0 ★Texas Ratio: 1.93%, Peoples BankPeoples Bank1180 N 21st St, Newark, OH 43055A+5.0 ★Texas Ratio: 3.39%, Equity Resources IncEquity Resources IncNewark, OH, and First Federal S&L of NewarkFirst Federal S&L of NewarkNewark, OHA5.0 ★Texas Ratio: 6.79%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Newark, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newark are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Newark, Ohio

Market share is the lender's share of all home loans closed in Newark, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
The Park National Bank 2 offices in Newark 51 N 3rd St, Newark, OH 43055 A5.0 ★Texas Ratio: 6.62%	Conventional, FHA, HELOC	72 +70 HELOCs	6.5%	86.2%	$165,694	View
Huntington National Bank 1 office in Newark 1040 N 21st St, Newark, OH 43055 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	53 +59 HELOCs	4.8%	81.5%	$238,207	View
Truecore Federal Credit Union 215 Deo Dr, newark, OH 43055 3048 A+5.0 ★Texas Ratio: 2.77%	Conventional, HELOC	37 +21 HELOCs	3.4%	88.4%	$120,675	View
The Community Bank 1 office in Newark 835 N 21st St, Newark, OH 43055 A+5.0 ★Texas Ratio: 0.65%	Conventional	27	2.4%	96.4%	$224,259	View
JPMorgan Chase Bank, NA 1 office in Newark 1510 W Church St, Newark, OH 43055 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	22 +2 HELOCs	2%	88%	$244,090	View
Fifth Third Bank, National Association 1 office in Newark 1235 N 21st St, Newark, OH 43055 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, HELOC	20 +25 HELOCs	1.8%	91.3%	$250,000	View
German American Bank 1 office in Newark 44 W Locust St, Newark, OH 43055 A+5.0 ★Texas Ratio: 1.93%	Conventional, HELOC	3 +6 HELOCs	0.3%	75%	$228,333	View
Peoples Bank 1 office in Newark 1180 N 21st St, Newark, OH 43055 A+5.0 ★Texas Ratio: 3.39%	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	100%	$180,000	View
Equity Resources Inc	Conventional, FHA, VA	101	9.2%	90.2%	$204,702
First Federal S&L of Newark A5.0 ★Texas Ratio: 6.79%	Conventional	29	2.6%	75.6%	$218,448	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, Jumbo, HELOC	16 +21 HELOCs	1.5%	84.2%	$275,625	View
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional, HELOC	16 +4 HELOCs	1.5%	81%	$188,750	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	8 +16 HELOCs	0.7%	69.2%	$146,250	View
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.7%	90%	$332,500
Kemba Financial Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	6 +8 HELOCs	0.5%	100%	$136,666	View
Telhio Credit Union, Inc. 201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81%	Conventional, HELOC	5 +2 HELOCs	0.5%	71.4%	$115,000	View
First Financial Bank 351 S 21st St, Newark, OH 43055 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	5 +2 HELOCs	0.5%	83.3%	$213,000	View
US Bank, N.A. 528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	4 +2 HELOCs	0.4%	62.5%	$222,500	View
First Federal S&L of Lakewood 36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66%	Conventional	4	0.4%	100%	$227,500	View
Peoples State Bank 106 East Main Street, Junction City, OH 43748 A+5.0 ★Texas Ratio: 5.65%	Conventional	4	0.4%	100%	$210,000	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.3%	100%	$548,333	View
Fairfield Federal Savings & Loan Association of Lancaster 111 E Main St, Lancaster, OH 43130	Conventional	3	0.3%	100%	$141,666
North Valley Bank 5245 Walnut Rd Se, Buckeye Lake, OH 43008 A+5.0 ★Texas Ratio: 1.15%	Conventional	3	0.3%	100%	$148,333	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$235,000	View
The Home Loan Savings Bank 1041 W Main St, Newark, OH 43055	Conventional, Jumbo	2	0.2%	66.7%	$3,115,000
The Savings Bank 501 Long St, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.59%	Conventional	2	0.2%	100%	$115,000	View
Cme Federal Credit Union 150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42%	Conventional	2	0.2%	100%	$360,000	View
Pathways Financial Credit Union 1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$325,000	View
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$315,000	View
Cnb Bank 3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26%	Conventional	1	0.1%	100%	$495,000	View
Buckeye State Bank 101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93%	Conventional	1	0.1%	100%	$225,000	View
Keybank National Association 3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$125,000	View
Flagstar Bank NA 1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11%	VA	1	0.1%	50%	$265,000	View
Dollar Bank, FSB 1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$75,000	View
The First National Bank of Mcconnelsville 1012 E State St, Athens, OH 45701 A+5.0 ★Texas Ratio: 4.43%	Conventional	1	0.1%	100%	$155,000	View
First Federal Community Bank 4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.1%	100%	$285,000	View
The Union Bank Company 1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.1%	100%	$255,000	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Vinton County National Bank 26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84%	HELOC	0 +1 HELOCs	0%	n/a		View
BMI Federal Credit Union 760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Bridge Credit Union 425 Rona Pkwy, Brookville, OH 45309 1117	HELOC	0 +1 HELOCs	0%	n/a		View
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	32 +3 HELOCs	2.9%	100%	$250,937
Hopewell Federal CU	Conventional, HELOC	29 +15 HELOCs	2.6%	80.5%	$51,896
CrossCountry Mortgage, LLC	Conventional, FHA, VA	24	2.2%	100%	$246,250
T2 Financial LLC	Conventional, FHA, VA	8	0.7%	90%	$225,000
Rapid Mortgage Company	Conventional, FHA, VA	5	0.5%	100%	$295,000
Go Mortgage, LLC	Conventional	4	0.4%	100%	$190,000
The Equitable Mortgage Corporation	Conventional, FHA, VA	4	0.4%	100%	$277,500
Nations Lending Corporation	Conventional, FHA	3	0.3%	100%	$168,333
myCUmortgage	FHA	1	0.1%	100%	$255,000
Ces CU A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$195,000	View
Liberty Home Mortgage Corp	FHA	1	0.1%	100%	$205,000
Union Capital Mortgage Corp	Conventional	1	0.1%	100%	$95,000
Rocket Mortgage	Conventional, FHA, VA	86	7.8%	79.3%	$163,720
Nfm, Inc	Conventional, FHA, VA	53	4.8%	98.1%	$276,509
United Wholesale Mortgage	Conventional, FHA, VA	41	3.7%	83%	$285,975
New American Funding, LLC.	Conventional, FHA, VA	26	2.4%	100%	$203,846
Lower, LLC	Conventional, FHA, VA, HELOC	24 +1 HELOCs	2.2%	85.7%	$243,333
Mortgage Research Center	FHA, VA	19	1.7%	76.9%	$272,368
DHI Mortgage Company, LTD.	Conventional, FHA, VA	19	1.7%	95%	$411,315
Pennymac Loan Services LLC	Conventional, FHA, VA	17	1.5%	76%	$223,235
Guaranteed Rate, Inc.	Conventional, FHA, VA	13	1.2%	100%	$231,153
Freedom Mortgage Corporation	Conventional, FHA, VA	13	1.2%	86.7%	$227,307
Fairway Independent Mort Corp	Conventional, FHA, VA	13	1.2%	100%	$195,769
Newrez LLC	Conventional, FHA, VA	11	1%	64.7%	$197,727
loanDepot.com LLC	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.8%	64.3%	$162,777
Nationstar Mortgage	Conventional, VA	9	0.8%	90%	$113,888
Mutual of Omaha Mortgage	Conventional, FHA	9	0.8%	75%	$267,222
Howard Hanna Financial Services, Inc	Conventional, FHA	8	0.7%	100%	$257,500
Ruoff Mortgage Company	Conventional, FHA, VA	7	0.6%	75%	$233,571
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	7	0.6%	100%	$215,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	6 +2 HELOCs	0.5%	85.7%	$56,666
Mortgage300 Corporation	Conventional, FHA	6	0.5%	100%	$258,333
Village Capital & Investment	VA	6	0.5%	90%	$253,333
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	5	0.5%	85.7%	$231,000	View
Carrington Mortgage Services LLC	Conventional, FHA	5	0.5%	50%	$129,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	5	0.5%	100%	$233,000
Goodleap, LLC	Conventional, FHA	4	0.4%	100%	$122,500
Amerisave Mortgage Company	Conventional, FHA	4	0.4%	40%	$72,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	100%	$97,500	View
Polaris Home Funding Corp.	Conventional, FHA	3	0.3%	100%	$248,333
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.3%	75%	$285,000
Success Lending, LLC	Conventional, FHA	3	0.3%	100%	$168,333
AdvantageFirst Lending Inc	FHA, VA	3	0.3%	100%	$218,333
General Mortgage Capital Corporation	Conventional	3	0.3%	100%	$288,333
Farm Credit Mid-America, Aca	Conventional	3	0.3%	100%	$358,333
Spring Eq, LLC	Conventional	3	0.3%	33.3%	$45,000
The Loan Store, Inc	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$210,000
Sage Home Loans Corporation	Conventional	2	0.2%	100%	$240,000
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	66.7%	$305,000
Kind Lending, LLC	Conventional, VA	2	0.2%	100%	$365,000
American Financial Network, Inc.	FHA	2	0.2%	100%	$195,000
Discover Bank	Conventional	2	0.2%	22.2%	$50,000
Das Acquisition Company, LLC	FHA, VA	2	0.2%	100%	$260,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	66.7%	$220,000
East Coast Capital Corp.	FHA, VA	2	0.2%	100%	$320,000
American Financing Corporation	FHA	2	0.2%	100%	$185,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$305,000	View
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$180,000
Planet Home Lending, LLC	Conventional, VA	2	0.2%	50%	$205,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.2%	100%	$145,000	View
Sente Mortgage, Inc.	FHA	2	0.2%	100%	$290,000
Nations Direct Mortgage, LLC	FHA	2	0.2%	100%	$265,000
Veritas Funding, LLC	FHA	2	0.2%	100%	$255,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	66.7%	$215,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.2%	25%	$125,000
Better Mortgage Corporation	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$185,000
EMM Loans LLC	FHA	1	0.1%	100%	$185,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$275,000
Brighton Bank	VA	1	0.1%	100%	$275,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$245,000
Triad Financial Services, Inc.	Conventional	1	0.1%	50%	$75,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$155,000
Siwell, Inc., dba Capital Mortgage Services of Tex	FHA	1	0.1%	100%	$145,000
Guild Mortgage Company	FHA	1	0.1%	100%	$295,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$255,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$245,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$325,000
Bayshore Mortgage Funding	FHA	1	0.1%	50%	$255,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$275,000
Network Capital Funding Corporation	FHA	1	0.1%	100%	$325,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$245,000
New Day Financial, LLC.	VA	1	0.1%	12.5%	$285,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$105,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$245,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$225,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$185,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$215,000
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$315,000
Right Start Mortgage, Inc	FHA	1	0.1%	100%	$415,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$225,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$325,000	View
Texana Bank	Conventional	1	0.1%	100%	$165,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$205,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$585,000	View
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$225,000
The Mortgage Link, Inc.	Conventional	1	0.1%	100%	$205,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +9 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	n/a
American Heritage Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Newark Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Newark, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Newark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newark in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Newark, OH

Use these to narrow the list above. Each category shows how many Newark, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 86 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 62 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 45 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Newark, OH

Independent mortgage companies closed 61.1 percent of home loans in Newark, Ohio in 2025, banks 29.4 percent and credit unions 9.5 percent. Equity Resources Inc was the largest mortgage company, The Park National Bank the largest bank and Truecore Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 72 loans.

61.1%

Mortgage companies

29.4%

Banks

9.5%

Credit unions

19%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Newark, OH

Who is the largest mortgage lender in Newark, OH?

By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Newark, Ohio with 72 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Newark, OH have the highest approval rates?

Among lenders with meaningful volume in Newark, Ohio, Nfm, Inc approved the highest share of completed applications in 2025 at 98.1 percent, against a 84.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Newark, OH mortgage lenders offer FHA, VA and USDA loans?

62 lenders closed FHA loans in Newark, Ohio in 2025, led by Equity Resources Inc with 24. 44 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Newark, OH lender list?

Yes. 46 banks and 17 credit unions closed home loans in Newark, Ohio in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Newark, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Newark, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newark, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.