Mortgage Lenders and Brokers in Lexington, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lexington, Ohio mortgage lenders include Mechanics BankMechanics Bank256 E Main St, Lexington, OH 44904A+5.0 ★Texas Ratio: 4.43%, The Park National BankThe Park National Bank276 E Main St, Lexington, OH 44904A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, Directions Credit UnionDirections Credit Union340 W Main St, Lexington, OH 44904A+5.0 ★Texas Ratio: 3.08%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, First Federal Bank of OhioFirst Federal Bank of Ohio123 S Marion St, Cardington, OH 43315A+5.0 ★Texas Ratio: 2.76%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, and First Federal Community BankFirst Federal Community Bank4737 Us Highway 62, Berlin, OH 44610A+5.0 ★Texas Ratio: 0.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lexington, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lexington are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lexington, Ohio
Market share is the lender's share of all home loans closed in Lexington, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lexington 256 E Main St, Lexington, OH 44904 A+5.0 ★Texas Ratio: 4.43% |
Conventional, Jumbo | 25 | 16.9% | 100% | $307,800 | View |
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1 office in Lexington 276 E Main St, Lexington, OH 44904 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 2 +7 HELOCs |
1.4% | 50% | $235,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +9 HELOCs |
2.7% | 80% | $300,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
2% | 75% | $268,333 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 3 | 2% | 100% | $181,666 | View |
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340 W Main St, Lexington, OH 44904 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 2 +5 HELOCs |
1.4% | 66.7% | $150,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 2 | 1.4% | 50% | $240,000 | View |
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123 S Marion St, Cardington, OH 43315 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 1.4% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 1.4% | 100% | $185,000 | View |
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4737 Us Highway 62, Berlin, OH 44610 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 2 | 1.4% | 100% | $185,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
FHA, HELOC | 1 +1 HELOCs |
0.7% | 66.7% | $285,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 33.3% | $195,000 | View |
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645 N Main St, Akron, OH 44310 A+5.0 ★Texas Ratio: 5.84% |
Conventional | 1 | 0.7% | 100% | $15,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA, HELOC | 11 +2 HELOCs |
7.4% | 91.7% | $187,727 | |
Union Home Mortgage Corp.
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Conventional, VA, HELOC | 4 +1 HELOCs |
2.7% | 100% | $267,500 | |
The Equitable Mortgage Corporation
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Conventional | 2 | 1.4% | 100% | $315,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $115,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Ag Credit, ACA
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 6.1% | 64.3% | $216,111 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 8 | 5.4% | 100% | $188,750 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 5 +2 HELOCs |
3.4% | 100% | $113,000 | |
Nationstar Mortgage
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Conventional | 5 | 3.4% | 100% | $77,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.7% | 100% | $217,500 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 2% | 100% | $235,000 | |
Nfm, Inc
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Conventional | 3 | 2% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 2% | 100% | $308,333 | View |
Mortgage Research Center
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VA | 3 | 2% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 2% | 100% | $125,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.4% | 100% | $330,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.4% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 2 | 1.4% | 66.7% | $230,000 | |
Lower, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $215,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.4% | 100% | $300,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.7% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
VA | 1 | 0.7% | 100% | $345,000 | View |
Primelending
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Goodleap, LLC
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Newrez LLC
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VA | 1 | 0.7% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.7% | 100% | $205,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.7% | 100% | $105,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 50% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $55,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.7% | 50% | $375,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 25% | $55,000 | |
American Financing Corporation
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $215,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.7% | 100% | $65,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.7% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lexington Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lexington, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Lexington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lexington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lexington, OH
Use these to narrow the list above. Each category shows how many Lexington, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Lexington, OH
Independent mortgage companies closed 60.1 percent of home loans in Lexington, Ohio in 2025, banks 37.2 percent and credit unions 2.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Mechanics Bank the largest bank and Directions Credit Union the largest credit union. Among lenders headquartered in Ohio, Mechanics Bank led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lexington, OH
By home loans closed in 2025, Mechanics Bank was the largest mortgage lender in Lexington, Ohio with 25 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Lexington, Ohio in 2025, led by Freedom Mortgage Corporation with 2. 12 lenders closed VA loans, led by Usaa Federal Savings Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 4 credit unions closed home loans in Lexington, Ohio in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lexington, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lexington, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lexington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
