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Mortgage Lenders and Brokers in Lancaster, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lancaster, Ohio mortgage lenders include The Park National BankThe Park National Bank143 W Main St, Lancaster, OH 43130A5.0 ★Texas Ratio: 6.62%, Fairfield Federal Savings & Loan Association of LancasterFairfield Federal Savings & Loan Association of Lancaster111 E Main St, Lancaster, OH 43130, Huntington National BankHuntington National Bank2665 N Memorial Dr, Lancaster, OH 43130A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA123 S Broad St, Lancaster, OH 43130A+5.0 ★Texas Ratio: 3.68%, Vinton County National BankVinton County National Bank521 E Main St, Lancaster, OH 43130A+5.0 ★Texas Ratio: 1.84%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2152 Schorrway Dr, Lancaster, OH 43130A+5.0 ★Texas Ratio: 3.22%, Peoples BankPeoples Bank2211 W Fair Ave, Lancaster, OH 43130A+5.0 ★Texas Ratio: 3.39%, The Savings BankThe Savings Bank1355 Ety Rd Nw, Lancaster, OH 43130A+5.0 ★Texas Ratio: 1.59%, PNC Bank N.A.PNC Bank N.A.148 W Main St, Lancaster, OH 43130A+5.0 ★Texas Ratio: 4.24%, and Unified BankUnified Bank201 N Columbus St, Lancaster, OH 43130A5.0 ★Texas Ratio: 11.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lancaster, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lancaster are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lancaster, Ohio

Market share is the lender's share of all home loans closed in Lancaster, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
The Park National Bank 3 offices in Lancaster 143 W Main St, Lancaster, OH 43130 A5.0 ★Texas Ratio: 6.62%	Conventional, HELOC	65 +30 HELOCs	7%	77.6%	$145,461	View
Fairfield Federal Savings & Loan Association of Lancaster 111 E Main St, Lancaster, OH 43130	Conventional, Jumbo	31	3.3%	84.1%	$148,548
Huntington National Bank 1 office in Lancaster 2665 N Memorial Dr, Lancaster, OH 43130 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	29 +28 HELOCs	3.1%	76.3%	$210,862	View
JPMorgan Chase Bank, NA 1 office in Lancaster 123 S Broad St, Lancaster, OH 43130 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	16 +1 HELOCs	1.7%	90%	$199,375	View
Vinton County National Bank 2 offices in Lancaster 521 E Main St, Lancaster, OH 43130 A+5.0 ★Texas Ratio: 1.84%	Conventional, HELOC	15 +16 HELOCs	1.6%	91.3%	$348,333	View
Fifth Third Bank, National Association 1 office in Lancaster 2152 Schorrway Dr, Lancaster, OH 43130 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, HELOC	14 +15 HELOCs	1.5%	87.5%	$152,142	View
Peoples Bank 1 office in Lancaster 2211 W Fair Ave, Lancaster, OH 43130 A+5.0 ★Texas Ratio: 3.39%	Conventional, FHA, HELOC	14 +1 HELOCs	1.5%	87.5%	$105,714	View
The Savings Bank 1 office in Lancaster 1355 Ety Rd Nw, Lancaster, OH 43130 A+5.0 ★Texas Ratio: 1.59%	Conventional	10	1.1%	90.9%	$141,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Lancaster 148 W Main St, Lancaster, OH 43130 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, VA, HELOC	7 +28 HELOCs	0.8%	63.6%	$186,428	View
Unified Bank 2 offices in Lancaster 201 N Columbus St, Lancaster, OH 43130 A5.0 ★Texas Ratio: 11.50%	Conventional	5	0.5%	80%	$133,000	View
Union Savings Bank 1654 E Main St, Lancaster, OH 43130	Conventional, FHA, HELOC	11 +18 HELOCs	1.2%	78.6%	$262,272
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional, HELOC	9 +8 HELOCs	1%	55.6%	$150,555	View
Kingston National Bank 11811 Main Street, Adelphi, OH 43101 A+5.0 ★Texas Ratio: 2.44%	Conventional	7	0.8%	87.5%	$190,714	View
Kemba Financial Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	5 +17 HELOCs	0.5%	100%	$119,000	View
Pathways Financial Credit Union 1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10%	Conventional, HELOC	5 +1 HELOCs	0.5%	100%	$179,000	View
The State Bank & Trust Company 1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99%	Conventional, FHA	5	0.5%	100%	$255,000	View
Buckeye State Bank 101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93%	Conventional	4	0.4%	100%	$405,000	View
First Financial Bank 2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	4	0.4%	80%	$507,500	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$201,666	View
Atomic Credit Union, Inc 1355 Ety Rd NW, Lancaster, OH 43130 7639 A+5.0 ★Texas Ratio: 2.28%	Conventional	3	0.3%	42.9%	$248,333	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +10 HELOCs	0.2%	60%	$190,000	View
US Bank, N.A. 528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	2 +6 HELOCs	0.2%	25%	$95,000	View
Telhio Credit Union, Inc. 201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$80,000	View
First Merchants Bank 3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	100%	$115,000	View
The Union Bank Company 1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68%	Conventional, VA	2	0.2%	66.7%	$240,000	View
Cme Federal Credit Union 150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42%	Conventional	2	0.2%	100%	$220,000	View
Bridge Credit Union 425 Rona Pkwy, Brookville, OH 45309 1117	Conventional	2	0.2%	100%	$130,000	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	1 +9 HELOCs	0.1%	100%	$895,000	View
Civista Bank 529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$475,000	View
First Service FCU 1660 Holt Rd, Columbus, OH 43228 3649 A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$55,000	View
Flagstar Bank NA 1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	100%	$225,000	View
North Valley Bank 5245 Walnut Rd Se, Buckeye Lake, OH 43008 A+5.0 ★Texas Ratio: 1.15%	Conventional	1	0.1%	100%	$135,000	View
Northwest Bank 1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0.1%	100%	$185,000	View
Credit Union of Ohio 1652 Neil Ave, Columbus, OH 43201 A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$45,000	View
First Federal S&L of Lakewood 36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66%	Conventional	1	0.1%	100%	$335,000	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$165,000	View
BMI Federal Credit Union 760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12%	HELOC	0 +3 HELOCs	0%	n/a		View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +1 HELOCs	0%	0%		View
Education First Credit Union 510 E Mound St, Columbus, OH 43215 5539 A5.0 ★Texas Ratio: 13.58%	HELOC	0 +1 HELOCs	0%	n/a		View
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	76 +2 HELOCs	8.2%	96.2%	$205,263
CrossCountry Mortgage, LLC	Conventional, FHA, VA	33	3.5%	94.3%	$231,666
Equity Resources Inc	Conventional, FHA	23	2.5%	100%	$217,608
Rapid Mortgage Company	Conventional, FHA, VA	16	1.7%	100%	$210,625
T2 Financial LLC	Conventional	6	0.6%	100%	$231,666
Go Mortgage, LLC	Conventional	4	0.4%	100%	$190,000
The Equitable Mortgage Corporation	Conventional	2	0.2%	100%	$260,000
Nations Lending Corporation	Conventional, VA	2	0.2%	100%	$340,000
Union Capital Mortgage Corp	Conventional	2	0.2%	100%	$250,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$345,000
Liberty Home Mortgage Corp	Conventional	1	0.1%	100%	$255,000
Rocket Mortgage	Conventional, FHA, VA	87	9.3%	81.7%	$176,149
Nfm, Inc	Conventional, FHA, VA	44	4.7%	100%	$230,681
United Wholesale Mortgage	Conventional, FHA, VA	41	4.4%	87.8%	$241,341
Mortgage300 Corporation	Conventional, FHA, VA	28	3%	93.3%	$229,642
Lower, LLC	Conventional, FHA, VA	28	3%	96.6%	$200,357
Pennymac Loan Services LLC	Conventional, FHA, VA	19	2%	79.2%	$179,736
Mortgage Research Center	VA	15	1.6%	80%	$265,000
Freedom Mortgage Corporation	FHA, VA	13	1.4%	82.4%	$276,538
New American Funding, LLC.	Conventional, FHA	13	1.4%	92.9%	$141,153
Nationstar Mortgage	Conventional, FHA	12	1.3%	100%	$85,000
Newrez LLC	Conventional, FHA, VA	10	1.1%	100%	$233,000
Amerisave Mortgage Company	Conventional, FHA, HELOC	8 +1 HELOCs	0.9%	53.3%	$103,750
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.9%	88.9%	$145,000
Polaris Home Funding Corp.	Conventional, FHA, VA	7	0.8%	100%	$227,857
Ruoff Mortgage Company	Conventional, FHA	7	0.8%	92.9%	$250,714
Right Start Mortgage, Inc	Conventional, FHA	6	0.6%	100%	$271,666
Goodleap, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.5%	83.3%	$95,000
Guaranteed Rate, Inc.	Conventional, VA	5	0.5%	83.3%	$179,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.5%	83.3%	$215,000
21St Mortgage	Conventional	4	0.4%	40%	$62,500
loanDepot.com LLC	Conventional, FHA, HELOC	3 +2 HELOCs	0.3%	36.4%	$145,000
Royal United Mortgage LLC	Conventional, FHA	3	0.3%	50%	$65,000
Howard Hanna Financial Services, Inc	Conventional, FHA	3	0.3%	100%	$245,000
Triad Financial Services, Inc.	Conventional	3	0.3%	45.8%	$61,666
Guild Mortgage Company	Conventional, FHA	3	0.3%	100%	$118,333
Discover Bank	Conventional	3	0.3%	37.5%	$81,666
Das Acquisition Company, LLC	Conventional, FHA	3	0.3%	100%	$261,666
Cardinal Financial Company, Li	Conventional, VA	3	0.3%	100%	$185,000
American Financing Corporation	Conventional, FHA	3	0.3%	80%	$225,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.3%	100%	$268,333	View
Land Home Financial Services,	Conventional, FHA, VA	3	0.3%	100%	$248,333
American Pacific Mortgage Corporation	Conventional, FHA, VA	3	0.3%	100%	$235,000
Zillow Home Loans, LLC	Conventional, FHA	3	0.3%	100%	$221,666
Carrington Mortgage Services LLC	FHA	3	0.3%	44.4%	$181,666
Reliance First Capital, LLC	Conventional, FHA	3	0.3%	100%	$128,333
Guaranteed Rate Affinity, LLC	FHA, VA, HELOC	2 +1 HELOCs	0.2%	100%	$200,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$160,000
American Financial Resources LLC	Conventional, USDA	2	0.2%	100%	$220,000
Everett Financial, Inc.	FHA	2	0.2%	100%	$170,000
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.2%	60%	$330,000
Nbkc Bank	Conventional	2	0.2%	66.7%	$405,000
PHH Mortgage Corporation	FHA, VA	2	0.2%	100%	$190,000
Synergy One Lending, Inc.	FHA	2	0.2%	66.7%	$205,000
American Financial Network, Inc.	FHA	2	0.2%	66.7%	$160,000
Click n' Close, Inc.	Conventional, VA	2	0.2%	100%	$185,000
East Coast Capital Corp.	Conventional, VA	2	0.2%	100%	$200,000
Milend, Inc	FHA	2	0.2%	66.7%	$275,000
Pentagon Federal Credit Union	FHA, VA	2	0.2%	100%	$310,000
The Loan Store, Inc	VA	2	0.2%	100%	$295,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.2%	100%	$435,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	100%	$100,000	View
Top Flite Financial, Inc.	FHA, VA	2	0.2%	100%	$245,000
Village Capital & Investment	VA	2	0.2%	100%	$260,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +3 HELOCs	0.1%	100%	$245,000
Spring Eq, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	14.3%	$45,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$75,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0.1%	100%	$175,000	View
Primelending	Conventional	1	0.1%	50%	$165,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$25,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$155,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$355,000
Kind Lending, LLC	FHA	1	0.1%	33.3%	$395,000
People First Federal Credit Union	Conventional	1	0.1%	100%	$45,000
AdvantageFirst Lending Inc	FHA	1	0.1%	33.3%	$175,000
Eustis Mortgage Corp	FHA	1	0.1%	100%	$415,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$135,000	View
City 1st Mortgage Services, LC	VA	1	0.1%	100%	$365,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$255,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$325,000
Capital Center LLC	Conventional	1	0.1%	100%	$245,000
New Day Financial, LLC.	VA	1	0.1%	50%	$295,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$225,000
Provident Funding Associates	Conventional	1	0.1%	100%	$235,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	100%	$335,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	VA	1	0.1%	100%	$245,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$195,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$205,000	View
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$165,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$205,000
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	1	0.1%	100%	$295,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$335,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$425,000
DHI Mortgage Company, LTD.	FHA	1	0.1%	50%	$305,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$375,000
Nexera Holding LLC	FHA	1	0.1%	100%	$165,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$175,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$195,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Inova Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Lancaster Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lancaster, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Lancaster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lancaster in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lancaster, OH

Use these to narrow the list above. Each category shows how many Lancaster, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 83 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 42 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Lancaster, OH

Independent mortgage companies closed 66.4 percent of home loans in Lancaster, Ohio in 2025, banks 29.7 percent and credit unions 3.9 percent. Union Home Mortgage Corp. was the largest mortgage company, The Park National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 65 loans.

66.4%

Mortgage companies

29.7%

Banks

3.9%

Credit unions

22%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Lancaster, OH

Who is the largest mortgage lender in Lancaster, OH?

By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Lancaster, Ohio with 65 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lancaster, OH have the highest approval rates?

Among lenders with meaningful volume in Lancaster, Ohio, Union Home Mortgage Corp. approved the highest share of completed applications in 2025 at 96.2 percent, against a 83.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lancaster, OH mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Lancaster, Ohio in 2025, led by Union Home Mortgage Corp. with 23. 41 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lancaster, OH lender list?

Yes. 43 banks and 16 credit unions closed home loans in Lancaster, Ohio in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lancaster, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lancaster, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lancaster, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lancaster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.