Mortgage Lenders and Brokers in Lake Waynoka, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Waynoka, Ohio mortgage lenders include First State BankFirst State Bank4901 Vine St, Cincinnati, OH 45217, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Merchants National BankMerchants National Bank20 E Stimson Ave, Athens, OH 45701A+5.0 ★Texas Ratio: 4.14%, Riverhills BankRiverhills Bank1719 W Ohio Pike, Amelia, OH 45102A+5.0 ★Texas Ratio: 0.96%, The Park National BankThe Park National Bank1187 W Ohio Pike, Amelia, OH 45102A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, 1st National Bank1st National Bank1095 S Main St, Centerville, OH 45458A+5.0 ★Texas Ratio: 4.63%, and Peoples BankPeoples Bank158 E Cuyahoga Falls Ave, Akron, OH 44310A+5.0 ★Texas Ratio: 3.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Waynoka, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Waynoka are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Waynoka, Ohio
Market share is the lender's share of all home loans closed in Lake Waynoka, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First State Bank
4901 Vine St, Cincinnati, OH 45217 |
Conventional, HELOC | 12 +14 HELOCs |
7.4% | 100% | $230,833 | |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 9 +14 HELOCs |
5.5% | 100% | $245,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, USDA, HELOC | 6 +2 HELOCs |
3.7% | 75% | $268,333 | View |
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20 E Stimson Ave, Athens, OH 45701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 5 | 3.1% | 71.4% | $167,000 | View |
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1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional, FHA, VA | 4 | 2.5% | 80% | $242,500 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.8% | 100% | $231,666 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 1.8% | 100% | $288,333 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 3 | 1.8% | 100% | $208,333 | |
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1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional, FHA | 3 | 1.8% | 100% | $278,333 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $135,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $110,000 | View |
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★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 2 | 1.2% | 100% | $165,000 | View |
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920 E State St, Athens, OH 45701 2116 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 1.2% | 50% | $85,000 | View |
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200 E State St, Georgetown, OH 45121 A5.0 ★Texas Ratio: 7.26% |
Conventional | 2 | 1.2% | 66.7% | $30,000 | View |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $305,000 | View |
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225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
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6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
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425 Rona Pkwy, Brookville, OH 45309 1117 |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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225 Reading Rd, Mason, OH 45040 B4.6 ★Texas Ratio: 20.46% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
6.1% | 100% | $313,000 | |
Equity Resources Inc
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USDA | 1 | 0.6% | 100% | $235,000 | |
Schumacher Mortgage LLC
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VA | 1 | 0.6% | 100% | $645,000 | |
Sibcy Cline Mortgage Services, Inc.
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FHA | 1 | 0.6% | 100% | $285,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
6.1% | 76.9% | $234,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 4.3% | 100% | $152,142 | |
Rocket Mortgage
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Conventional, VA | 6 | 3.7% | 75% | $190,000 | |
Farm Credit Mid-America, Aca
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Conventional | 5 | 3.1% | 100% | $267,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 4 | 2.5% | 100% | $235,000 | |
Mortgage Research Center
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VA | 4 | 2.5% | 33.3% | $360,000 | |
Paramount Residential Mortgage
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Conventional, FHA, USDA | 4 | 2.5% | 100% | $145,000 | |
Primelending
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Conventional, FHA, VA | 3 | 1.8% | 100% | $231,666 | |
BoxCar Mortgage, LLC
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Conventional, VA | 3 | 1.8% | 100% | $365,000 | |
Polaris Home Funding Corp.
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Conventional, USDA | 2 | 1.2% | 100% | $285,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 1.2% | 100% | $290,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $165,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.2% | 100% | $355,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.2% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.6% | 50% | $205,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 50% | $335,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $305,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $355,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.6% | 100% | $215,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.6% | 100% | $365,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.6% | 100% | $195,000 | |
Guild Mortgage Company
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FHA | 1 | 0.6% | 100% | $315,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.6% | 100% | $275,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.6% | 100% | $245,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.6% | 100% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $105,000 | |
Nfm, Inc
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FHA | 1 | 0.6% | 100% | $225,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Hometown Equity Mortgage, LLC
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USDA | 1 | 0.6% | 100% | $85,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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B4.6 ★Texas Ratio: 20.37% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.6% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 100% | $275,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $395,000 | |
Lower, LLC
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VA | 1 | 0.6% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 50% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $55,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lake Waynoka Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Waynoka, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Lake Waynoka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Waynoka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Waynoka, OH
Use these to narrow the list above. Each category shows how many Lake Waynoka, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Waynoka, OH
Independent mortgage companies closed 54 percent of home loans in Lake Waynoka, Ohio in 2025, banks 39.9 percent and credit unions 6.1 percent. CrossCountry Mortgage, LLC was the largest mortgage company, First State Bank the largest bank and Superior Credit Union, Inc. the largest credit union. Among lenders headquartered in Ohio, First State Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Waynoka, OH
By home loans closed in 2025, First State Bank was the largest mortgage lender in Lake Waynoka, Ohio with 12 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Lake Waynoka, Ohio in 2025, led by United Wholesale Mortgage with 6. 14 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Lake Waynoka, Ohio in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Waynoka, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Waynoka, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Waynoka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
