Mortgage Lenders and Brokers in Kelleys Island, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kelleys Island, Ohio mortgage lenders include Civista BankCivista Bank529 N Cleveland Massillon Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.72%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, First Federal Savings & Loan Association of LorainFirst Federal Savings & Loan Association of Lorain1180 Park Ave, Amherst, OH 44001, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, VacationLand Federal Credit UnionVacationLand Federal Credit Union2402 University Dr E, Huron, OH 44839 9173A+5.0 ★Texas Ratio: 4.80%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, and Mechanics BankMechanics Bank65 Main St, Bellville, OH 44813A+5.0 ★Texas Ratio: 4.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kelleys Island, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kelleys Island are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kelleys Island, Ohio
Market share is the lender's share of all home loans closed in Kelleys Island, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, Jumbo, HELOC | 21 +12 HELOCs |
22.6% | 100% | $416,904 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +5 HELOCs |
3.2% | 75% | $501,666 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
3.2% | 75% | $191,666 | View |
First Federal Savings & Loan Association of Lorain
1180 Park Ave, Amherst, OH 44001 |
Conventional | 3 | 3.2% | 100% | $305,000 | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 100% | $615,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 2.2% | 66.7% | $360,000 | View |
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★ 5 stars, 1 review 2402 University Dr E, Huron, OH 44839 9173 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 2.2% | 100% | $260,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $355,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $255,000 | View |
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65 Main St, Bellville, OH 44813 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
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120 North St, Bellevue, OH 44811 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 1.1% | 100% | $475,000 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.1% | 100% | $355,000 | View |
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1701 W State Street, Fremont, OH 43420 A+5.0 ★Texas Ratio: 0.11% |
Conventional | 1 | 1.1% | 50% | $155,000 | View |
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123 S Marion St, Cardington, OH 43315 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, Jumbo | 1 | 1.1% | 100% | $645,000 | View |
New Carlisle Federal Savings Bank
400 N Main St, New Carlisle, OH 45344 |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,165,000 | |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,045,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1175 Cleveland Ave, Amherst, OH 44001 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, HELOC | 4 +1 HELOCs |
4.3% | 80% | $195,000 | |
Schumacher Mortgage LLC
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Conventional | 2 | 2.2% | 100% | $575,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $225,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 1.1% | 50% | $345,000 | |
T2 Financial LLC
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Conventional | 1 | 1.1% | 100% | $305,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 11.8% | 84.6% | $326,818 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
4.3% | 100% | $167,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 3.2% | 75% | $175,000 | |
Your Home Financial LLC
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Conventional, FHA | 3 | 3.2% | 100% | $208,333 | |
Nationstar Mortgage
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Conventional | 2 | 2.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
Primelending
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Conventional | 1 | 1.1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.1% | 100% | $995,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $105,000 | |
Movement Mortgage, LLC
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VA | 1 | 1.1% | 100% | $165,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.1% | 100% | $225,000 | |
Capital Center LLC
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $205,000 | |
MMS Mortgage Services, Ltd.
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Conventional | 1 | 1.1% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 50% | $265,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.1% | 100% | $805,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $145,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $65,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kelleys Island Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kelleys Island, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Kelleys Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kelleys Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kelleys Island, OH
Use these to narrow the list above. Each category shows how many Kelleys Island, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Kelleys Island, OH
Independent mortgage companies closed 47.3 percent of home loans in Kelleys Island, Ohio in 2025, banks 50.5 percent and credit unions 2.2 percent. Union Home Mortgage Corp. was the largest mortgage company, Civista Bank the largest bank and VacationLand Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Civista Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kelleys Island, OH
By home loans closed in 2025, Civista Bank was the largest mortgage lender in Kelleys Island, Ohio with 21 loans, about 22.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Kelleys Island, Ohio in 2025, led by Civista Bank with 1. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 1 credit unions closed home loans in Kelleys Island, Ohio in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kelleys Island, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kelleys Island, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kelleys Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
