Johnstown, Ohio mortgage lenders include Huntington National BankHuntington National Bank880 W Coshocton St, Johnstown, OH 43031A+5.0 ★Texas Ratio: 3.66%, The Park National BankThe Park National Bank60 W Coshocton St, Johnstown, OH 43031A5.0 ★Texas Ratio: 6.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA900 W Coshocton St, Johnstown, OH 43031A+5.0 ★Texas Ratio: 3.68%, German American BankGerman American Bank730 W Coshocton St, Johnstown, OH 43031A+5.0 ★Texas Ratio: 1.93%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, Cme Federal Credit UnionCme Federal Credit Union150 E Mound St, Columbus, OH 43215A+5.0 ★Texas Ratio: 5.42%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, and Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Johnstown, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Johnstown are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Johnstown, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Johnstown 880 W Coshocton St, Johnstown, OH 43031 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 8 +18 HELOCs |
4.7% | 90% | $265,000 | View |
|
1 office in Johnstown 60 W Coshocton St, Johnstown, OH 43031 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $101,666 | View |
|
1 office in Johnstown 900 W Coshocton St, Johnstown, OH 43031 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.8% | 100% | $311,666 | View |
|
1 office in Johnstown 730 W Coshocton St, Johnstown, OH 43031 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 2 +7 HELOCs |
1.2% | 100% | $310,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 5 +9 HELOCs |
2.9% | 83.3% | $239,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 5 +1 HELOCs |
2.9% | 100% | $257,000 | |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional, VA, HELOC | 4 +1 HELOCs |
2.4% | 100% | $372,500 | View |
|
150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 4 | 2.4% | 80% | $110,000 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +5 HELOCs |
1.8% | 100% | $301,666 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $241,666 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +4 HELOCs |
1.2% | 100% | $475,000 | View |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 2 | 1.2% | 100% | $185,000 | View |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 2 | 1.2% | 100% | $425,000 | View |
|
1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $415,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $145,000 | View |
|
760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $355,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $65,000 | View |
|
101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
|
1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $235,000 | View |
|
238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
|
2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
|
158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $495,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
|
Conventional, FHA | 8 | 4.7% | 100% | $321,250 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 4 | 2.4% | 100% | $302,500 | |
The Equitable Mortgage Corporation
|
Conventional, FHA | 4 | 2.4% | 100% | $222,500 | |
T2 Financial LLC
|
FHA, VA | 3 | 1.8% | 100% | $251,666 | |
Hopewell Federal CU
|
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $30,000 | |
|
A5.0 ★Texas Ratio: 6.79% |
Conventional | 2 | 1.2% | 66.7% | $395,000 | View |
Go Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $120,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.6% | 50% | $205,000 | |
Nations Lending Corporation
|
VA | 1 | 0.6% | 100% | $315,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 11.8% | 72.4% | $271,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
6.5% | 100% | $390,454 | |
Nfm, Inc
|
Conventional, FHA | 7 | 4.1% | 88.9% | $382,142 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.4% | 100% | $330,000 | |
Lower, LLC
|
Conventional, FHA | 4 | 2.4% | 80% | $377,500 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1.8% | 100% | $325,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.2% | 50% | $405,000 | |
Kind Lending, LLC
|
Conventional | 2 | 1.2% | 50% | $360,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 1.2% | 50% | $55,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.2% | 66.7% | $60,000 | |
Guild Mortgage Company
|
Conventional, VA | 2 | 1.2% | 100% | $365,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 1.2% | 66.7% | $215,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.2% | 100% | $205,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 1.2% | 66.7% | $215,000 | |
Ruoff Mortgage Company
|
FHA | 1 | 0.6% | 100% | $475,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.6% | 100% | $35,000 | |
Newrez LLC
|
VA | 1 | 0.6% | 100% | $465,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.6% | 50% | $105,000 | |
AmeriHome Mortgage Company, LLC
|
VA | 1 | 0.6% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.6% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.6% | 100% | $635,000 | |
Securitynational Mortgage Company
|
FHA | 1 | 0.6% | 100% | $445,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.6% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
Mortgage Research Center
|
VA | 1 | 0.6% | 100% | $325,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $65,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.6% | 100% | $455,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $335,000 | |
Victory Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $375,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.6% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Reliance First Capital, LLC
|
FHA | 1 | 0.6% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 0.6% | 100% | $245,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Johnstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Johnstown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Johnstown, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61.2 percent of home loans in Johnstown, Ohio in 2025, banks 29.4 percent and credit unions 9.4 percent. Union Home Mortgage Corp. was the largest mortgage company, Huntington National Bank the largest bank and Cme Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Johnstown, Ohio with 8 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Johnstown, Ohio in 2025, led by Rocket Mortgage with 6. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 10 credit unions closed home loans in Johnstown, Ohio in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Johnstown, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Johnstown, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Johnstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.