Heath, Ohio mortgage lenders include The Park National BankThe Park National Bank800 S 30th St, Heath, OH 43056A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank580 Hebron Rd, Heath, OH 43056A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA895 Hebron Rd, Heath, OH 43056A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.586 Hebron Rd, Heath, OH 43056A+5.0 ★Texas Ratio: 4.24%, Hopewell Federal CUHopewell Federal CUHeath, OH, Truecore Federal Credit UnionTruecore Federal Credit Union508 hopewell dr, heath, OH 43056A+5.0 ★Texas Ratio: 2.77%, The Community BankThe Community Bank902 Wheeling Ave, Cambridge, OH 43725A+5.0 ★Texas Ratio: 0.65%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, and Telhio Credit Union, Inc.Telhio Credit Union, Inc.201 Outerbelt St, Columbus, OH 43213 1529A-4.9 ★Texas Ratio: 15.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Heath, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Heath are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Heath, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Heath 800 S 30th St, Heath, OH 43056 A5.0 ★Texas Ratio: 6.62% |
Conventional, FHA, HELOC | 11 +22 HELOCs |
4.8% | 84.6% | $205,909 | View |
|
1 office in Heath 580 Hebron Rd, Heath, OH 43056 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 7 +13 HELOCs |
3.1% | 87.5% | $227,857 | View |
|
1 office in Heath 895 Hebron Rd, Heath, OH 43056 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.7% | 80% | $282,500 | View |
|
★ 1.7 stars, 3 reviews 1 office in Heath 586 Hebron Rd, Heath, OH 43056 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $190,000 | View |
Hopewell Federal CU
|
Conventional, HELOC | 13 +10 HELOCs |
5.7% | 100% | $35,769 | |
|
508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
Conventional, HELOC | 14 +7 HELOCs |
6.1% | 100% | $112,857 | View |
|
902 Wheeling Ave, Cambridge, OH 43725 A+5.0 ★Texas Ratio: 0.65% |
Conventional, Jumbo | 6 | 2.6% | 85.7% | $448,333 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, USDA, HELOC | 5 +2 HELOCs |
2.2% | 100% | $329,000 | |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 75% | $340,000 | View |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 2 | 0.9% | 100% | $175,000 | View |
|
1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 2 | 0.9% | 100% | $240,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $115,000 | View |
|
2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $135,000 | View |
|
201 N Chestnut St, Barnesville, OH 43713 A5.0 ★Texas Ratio: 9.04% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
106 East Main Street, Junction City, OH 43748 A+5.0 ★Texas Ratio: 5.65% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
|
7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1066 Hebron Rd, Heath, OH 43056 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Resources Inc
|
Conventional, FHA, VA | 17 | 7.4% | 85% | $260,882 | |
|
A5.0 ★Texas Ratio: 6.79% |
Conventional | 13 | 5.7% | 93.3% | $217,307 | View |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
2.2% | 100% | $261,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 4 | 1.7% | 100% | $247,500 | |
myCUmortgage
|
FHA | 1 | 0.4% | 100% | $275,000 | |
Rapid Mortgage Company
|
FHA | 1 | 0.4% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 8.7% | 87% | $151,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 14 | 6.1% | 94.1% | $230,000 | |
Nfm, Inc
|
Conventional, FHA | 7 | 3.1% | 100% | $255,000 | |
New American Funding, LLC.
|
Conventional, FHA | 7 | 3.1% | 87.5% | $245,000 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 2.6% | 100% | $253,333 | |
Ruoff Mortgage Company
|
Conventional, FHA | 4 | 1.7% | 100% | $200,000 | |
Victory Mortgage, LLC
|
Conventional, FHA, VA | 4 | 1.7% | 80% | $387,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $261,666 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 3 | 1.3% | 100% | $338,333 | |
Howard Hanna Financial Services, Inc
|
Conventional | 3 | 1.3% | 100% | $195,000 | |
Mortgage300 Corporation
|
Conventional, FHA | 3 | 1.3% | 100% | $228,333 | |
BoxCar Mortgage, LLC
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $458,333 | |
Lower, LLC
|
Conventional, FHA | 3 | 1.3% | 100% | $241,666 | |
21St Mortgage
|
Conventional | 3 | 1.3% | 42.9% | $61,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $250,000 | |
loanDepot.com LLC
|
FHA, VA | 2 | 0.9% | 50% | $140,000 | |
Mortgage Research Center
|
VA | 2 | 0.9% | 100% | $300,000 | |
Spring Eq, LLC
|
Conventional | 2 | 0.9% | 100% | $70,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
PHH Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $215,000 | |
Siwell, Inc., dba Capital Mortgage Services of Tex
|
FHA | 1 | 0.4% | 100% | $325,000 | |
United Trust Bank
|
VA | 1 | 0.4% | 100% | $355,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 0.4% | 100% | $185,000 | |
Emporium Tpo LLC
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 0.4% | 100% | $295,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.4% | 100% | $205,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $275,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $345,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $415,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 50% | $45,000 | |
Mission Loans, LLC
|
FHA | 1 | 0.4% | 100% | $185,000 | |
American Heritage Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $65,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Heath? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Heath in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Heath, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 59.4 percent of home loans in Heath, Ohio in 2025, banks 25.8 percent and credit unions 14.8 percent. Equity Resources Inc was the largest mortgage company, The Park National Bank the largest bank and Hopewell Federal CU the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Heath, Ohio with 11 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Heath, Ohio in 2025, led by New American Funding, LLC. with 5. 15 lenders closed VA loans, led by Equity Resources Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Heath, Ohio in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Heath, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Heath, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Heath. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.