Mortgage Lenders and Brokers in Gratiot, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gratiot, Ohio mortgage lenders include The Community BankThe Community Bank902 Wheeling Ave, Cambridge, OH 43725A+5.0 ★Texas Ratio: 0.65%, The Park National BankThe Park National Bank1187 W Ohio Pike, Amelia, OH 45102A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Truecore Federal Credit UnionTruecore Federal Credit Union508 hopewell dr, heath, OH 43056A+5.0 ★Texas Ratio: 2.77%, North Valley BankNorth Valley Bank5245 Walnut Rd Se, Buckeye Lake, OH 43008A+5.0 ★Texas Ratio: 1.15%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Civista BankCivista Bank529 N Cleveland Massillon Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.72%, German American BankGerman American Bank7755 Montgomery Rd, Cincinnati, OH 45236A+5.0 ★Texas Ratio: 1.93%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gratiot, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gratiot are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gratiot, Ohio
Market share is the lender's share of all home loans closed in Gratiot, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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902 Wheeling Ave, Cambridge, OH 43725 A+5.0 ★Texas Ratio: 0.65% |
Conventional | 16 | 7.8% | 100% | $188,750 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 15 +17 HELOCs |
7.3% | 88.2% | $185,666 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 14 +17 HELOCs |
6.8% | 83.3% | $257,142 | View |
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508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
Conventional, HELOC | 7 +3 HELOCs |
3.4% | 100% | $133,571 | View |
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5245 Walnut Rd Se, Buckeye Lake, OH 43008 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 5 | 2.4% | 100% | $169,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 3 +6 HELOCs |
1.5% | 75% | $248,333 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 1.5% | 100% | $415,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 66.7% | $450,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 66.7% | $110,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 66.7% | $245,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $385,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 1% | 66.7% | $430,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 2 | 1% | 66.7% | $175,000 | |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 33.3% | $445,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $365,000 | View |
The Home Loan Savings Bank
413 Main St, Coshocton, OH 43812 |
Conventional | 1 | 0.5% | 100% | $105,000 | |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
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250 W Main St, Crooksville, OH 43731 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
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150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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106 East Main Street, Junction City, OH 43748 A+5.0 ★Texas Ratio: 5.65% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.79% |
Conventional | 10 | 4.9% | 71.4% | $279,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 3.9% | 100% | $296,250 | |
Equity Resources Inc
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Conventional, FHA, VA | 5 | 2.4% | 83.3% | $273,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 1.5% | 75% | $201,666 | |
Hopewell Federal CU
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $35,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $315,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.5% | 100% | $315,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 5.8% | 70.6% | $157,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 10 | 4.9% | 100% | $254,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 8 | 3.9% | 88.9% | $300,000 | |
Nfm, Inc
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Conventional, VA | 7 | 3.4% | 100% | $295,000 | |
Mortgage Research Center
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VA | 5 | 2.4% | 83.3% | $381,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 5 | 2.4% | 71.4% | $577,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.9% | 100% | $207,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.5% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.5% | 75% | $361,666 | |
Lower, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $385,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
1% | 66.7% | $290,000 | |
Bayer Hfcu
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Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $220,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1% | 66.7% | $270,000 | |
Amerisave Mortgage Company
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FHA | 2 | 1% | 33.3% | $170,000 | |
Geneva Financial LLC
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Conventional | 2 | 1% | 100% | $190,000 | |
Self Reliance (NY) FCU
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 50% | $215,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $305,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $195,000 | |
Obsidian Financial Services
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FHA | 1 | 0.5% | 100% | $225,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.5% | 100% | $315,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $715,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $455,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $215,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 40% | $135,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $175,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Gratiot Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gratiot, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Gratiot? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gratiot in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gratiot, OH
Use these to narrow the list above. Each category shows how many Gratiot, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Gratiot, OH
Independent mortgage companies closed 50 percent of home loans in Gratiot, Ohio in 2025, banks 43.7 percent and credit unions 6.3 percent. CrossCountry Mortgage, LLC was the largest mortgage company, The Community Bank the largest bank and Truecore Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, The Community Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gratiot, OH
By home loans closed in 2025, The Community Bank was the largest mortgage lender in Gratiot, Ohio with 16 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Gratiot, Ohio in 2025, led by Huntington National Bank with 6. 14 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Gratiot, Ohio in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gratiot, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gratiot, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gratiot. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
