Mortgage Lenders and Brokers in Fremont, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fremont, Ohio mortgage lenders include Fremont Federal Credit UnionFremont Federal Credit Union315 Croghan St, Fremont, OH 43420 3013A+5.0 ★Texas Ratio: 4.36%, Croghan Colonial BankCroghan Colonial Bank1600 River St, Fremont, OH 43420A+5.0 ★Texas Ratio: 0.49%, Huntington National BankHuntington National Bank300 Croghan St, Fremont, OH 43420A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.1214 Oak Harbor Rd, Fremont, OH 43420A+5.0 ★Texas Ratio: 2.85%, Keybank National AssociationKeybank National Association1215 Oak Harbor Rd, Fremont, OH 43420A+5.0 ★Texas Ratio: 4.81%, Old Fort Banking CompanyOld Fort Banking Company300 W State St, Fremont, OH 43420A+4.8 ★Texas Ratio: 1.69%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1207 Oak Harbor Rd, Fremont, OH 43420A+5.0 ★Texas Ratio: 3.22%, First National BankFirst National Bank1300 Oak Harbor Rd, Fremont, OH 43420A5.0 ★Texas Ratio: 10.36%, The Genoa Banking CompanyThe Genoa Banking Company1701 W State Street, Fremont, OH 43420A+5.0 ★Texas Ratio: 0.11%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fremont, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fremont are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fremont, Ohio
Market share is the lender's share of all home loans closed in Fremont, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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315 Croghan St, Fremont, OH 43420 3013 A+5.0 ★Texas Ratio: 4.36% |
Conventional, HELOC | 87 +89 HELOCs |
28.2% | 97.8% | $115,459 | View |
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4 offices in Fremont 1600 River St, Fremont, OH 43420 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 24 | 7.8% | 80% | $125,416 | View |
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1 office in Fremont 300 Croghan St, Fremont, OH 43420 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 9 +22 HELOCs |
2.9% | 64.3% | $148,333 | View |
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1 office in Fremont 1214 Oak Harbor Rd, Fremont, OH 43420 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +1 HELOCs |
2.3% | 63.6% | $152,142 | View |
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1 office in Fremont 1215 Oak Harbor Rd, Fremont, OH 43420 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 1.3% | 80% | $200,000 | View |
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1 office in Fremont 300 W State St, Fremont, OH 43420 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 4 | 1.3% | 83.3% | $80,000 | View |
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1 office in Fremont 1207 Oak Harbor Rd, Fremont, OH 43420 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +8 HELOCs |
1% | 50% | $141,666 | View |
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1 office in Fremont 1300 Oak Harbor Rd, Fremont, OH 43420 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1701 W State Street, Fremont, OH 43420 A+5.0 ★Texas Ratio: 0.11% |
Conventional | 8 | 2.6% | 100% | $165,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 50% | $120,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $165,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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1306 Cleveland Ave, Ashland, OH 44805 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 0.3% | 100% | $165,000 | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 9 | 2.9% | 100% | $162,777 | |
Union Capital Mortgage Corp
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Conventional, FHA | 9 | 2.9% | 81.8% | $137,222 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA, HELOC | 6 +2 HELOCs |
1.9% | 85.7% | $150,000 | |
Equity Resources Inc
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Conventional | 2 | 0.6% | 100% | $315,000 | |
Ag Credit, ACA
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Conventional | 2 | 0.6% | 100% | $500,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 7.8% | 86.7% | $170,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 4.5% | 87.5% | $196,428 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA | 12 | 3.9% | 85.7% | $180,000 | |
Mortgage Research Center
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Conventional, VA | 10 | 3.2% | 100% | $172,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, VA | 7 | 2.3% | 100% | $216,428 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.9% | 100% | $146,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA | 5 | 1.6% | 100% | $101,000 | |
Your Home Financial LLC
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Conventional, FHA | 4 | 1.3% | 100% | $160,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1% | 100% | $125,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1% | 100% | $91,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $80,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $65,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 50% | $35,000 | |
Click n' Close, Inc.
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Conventional, VA | 2 | 0.6% | 50% | $120,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 75% | $105,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.6% | 100% | $175,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.6% | 50% | $170,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $75,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Newrez LLC
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VA | 1 | 0.3% | 50% | $235,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $135,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $115,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.3% | 100% | $125,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $105,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $105,000 | |
Ccf - Auburn Hills Branch
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $185,000 | View |
Milend, Inc
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FHA | 1 | 0.3% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Bayer Hfcu
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.3% | 100% | $225,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $85,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fremont Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fremont, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Fremont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fremont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fremont, OH
Use these to narrow the list above. Each category shows how many Fremont, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Fremont, OH
Independent mortgage companies closed 44.5 percent of home loans in Fremont, Ohio in 2025, banks 25 percent and credit unions 30.5 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Croghan Colonial Bank the largest bank and Fremont Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Fremont Federal Credit Union led with 87 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fremont, OH
By home loans closed in 2025, Fremont Federal Credit Union was the largest mortgage lender in Fremont, Ohio with 87 loans, about 28.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fremont, Ohio, Fremont Federal Credit Union approved the highest share of completed applications in 2025 at 97.8 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Fremont, Ohio in 2025, led by Rocket Mortgage with 11. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Fremont, Ohio in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fremont, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fremont, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fremont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
