Mortgage Lenders and Brokers in Fairfield Beach, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairfield Beach, Ohio mortgage lenders include Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, North Valley BankNorth Valley Bank5245 Walnut Rd Se, Buckeye Lake, OH 43008A+5.0 ★Texas Ratio: 1.15%, The Park National BankThe Park National Bank1187 W Ohio Pike, Amelia, OH 45102A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Vinton County National BankVinton County National Bank26 Main St E, Ashville, OH 43103A+5.0 ★Texas Ratio: 1.84%, Peoples State BankPeoples State Bank106 East Main Street, Junction City, OH 43748A+5.0 ★Texas Ratio: 5.65%, Fairfield Federal Savings & Loan Association of LancasterFairfield Federal Savings & Loan Association of Lancaster111 E Main St, Lancaster, OH 43130, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Kemba Financial Credit UnionKemba Financial Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, and US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairfield Beach, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairfield Beach are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairfield Beach, Ohio
Market share is the lender's share of all home loans closed in Fairfield Beach, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 6 +1 HELOCs |
5.7% | 85.7% | $326,666 | |
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5245 Walnut Rd Se, Buckeye Lake, OH 43008 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 6 | 5.7% | 100% | $200,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 5 +5 HELOCs |
4.7% | 83.3% | $295,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
4.7% | 71.4% | $271,000 | View |
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26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 3 | 2.8% | 75% | $315,000 | View |
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106 East Main Street, Junction City, OH 43748 A+5.0 ★Texas Ratio: 5.65% |
Conventional | 3 | 2.8% | 100% | $368,333 | View |
Fairfield Federal Savings & Loan Association of Lancaster
111 E Main St, Lancaster, OH 43130 |
Conventional | 2 | 1.9% | 100% | $160,000 | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.9% | 100% | $325,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $625,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $235,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
VA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $525,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.9% | 50% | $35,000 | View |
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920 E State St, Athens, OH 45701 2116 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
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150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
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902 Wheeling Ave, Cambridge, OH 43725 A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.9% | 100% | $405,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA | 6 | 5.7% | 85.7% | $353,333 | |
Equity Resources Inc
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Conventional, FHA | 3 | 2.8% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.9% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 6.79% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
3rd Street Financial Corp
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Conventional | 1 | 0.9% | 100% | $425,000 | |
The Equitable Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $305,000 | |
Nations Lending Corporation
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FHA | 1 | 0.9% | 100% | $205,000 | |
T2 Financial LLC
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.9% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 11.3% | 76.5% | $185,833 | |
Lower, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
2.8% | 60% | $481,666 | |
United Wholesale Mortgage
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Conventional | 3 | 2.8% | 75% | $485,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 2.8% | 75% | $368,333 | |
Nfm, Inc
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Conventional, FHA | 3 | 2.8% | 100% | $401,666 | |
Newrez LLC
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Conventional, FHA | 2 | 1.9% | 50% | $255,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 2 | 1.9% | 100% | $655,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.9% | 100% | $90,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.9% | 66.7% | $50,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.9% | 100% | $235,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $365,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 50% | $175,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $415,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.9% | 100% | $285,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.9% | 100% | $175,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $235,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 100% | $155,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $325,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.9% | 100% | $355,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 33.3% | $425,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $585,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $85,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairfield Beach Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairfield Beach, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Fairfield Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairfield Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairfield Beach, OH
Use these to narrow the list above. Each category shows how many Fairfield Beach, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Fairfield Beach, OH
Independent mortgage companies closed 58.5 percent of home loans in Fairfield Beach, Ohio in 2025, banks 36.8 percent and credit unions 4.7 percent. Union Home Mortgage Corp. was the largest mortgage company, Union Savings Bank the largest bank and Kemba Financial Credit Union the largest credit union. Among lenders headquartered in Ohio, Union Savings Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairfield Beach, OH
By home loans closed in 2025, Union Savings Bank was the largest mortgage lender in Fairfield Beach, Ohio with 6 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Fairfield Beach, Ohio in 2025, led by Huntington National Bank with 2. 2 lenders closed VA loans, led by Fifth Third Bank, National Association. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Fairfield Beach, Ohio in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairfield Beach, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairfield Beach, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairfield Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
