Mortgage Lenders and Brokers in Commercial Point, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Commercial Point, Ohio mortgage lenders include Vinton County National BankVinton County National Bank1 Main St, Commercial Point, OH 43116A+5.0 ★Texas Ratio: 1.84%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, BMI Federal Credit UnionBMI Federal Credit Union760 Kinnear Rd, Columbus, OH 43212 1488A+5.0 ★Texas Ratio: 3.12%, Kemba Financial Credit UnionKemba Financial Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, Telhio Credit Union, Inc.Telhio Credit Union, Inc.201 Outerbelt St, Columbus, OH 43213 1529A-4.9 ★Texas Ratio: 15.81%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Commercial Point, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Commercial Point are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Commercial Point, Ohio
Market share is the lender's share of all home loans closed in Commercial Point, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Commercial Point 1 Main St, Commercial Point, OH 43116 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 3 | 0.9% | 100% | $288,333 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 10 +1 HELOCs |
3.2% | 92.3% | $245,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +3 HELOCs |
1.9% | 85.7% | $161,666 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, VA, Jumbo | 6 | 1.9% | 100% | $595,000 | |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +10 HELOCs |
1.3% | 40% | $280,000 | View |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 4 +2 HELOCs |
1.3% | 100% | $377,500 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 3 +6 HELOCs |
0.9% | 100% | $125,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 60% | $278,333 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $180,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.6% | 100% | $470,000 | View |
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101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93% |
Conventional, VA | 2 | 0.6% | 100% | $330,000 | View |
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501 Long St, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.6% | 100% | $275,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $215,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $45,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $325,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $545,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $345,000 | View |
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7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.3% | 50% | $205,000 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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920 E State St, Athens, OH 45701 2116 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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1652 Neil Ave, Columbus, OH 43201 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
M/I Financial. LLC
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Conventional, FHA, VA | 54 | 17.1% | 100% | $392,777 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.5% | 88.9% | $287,500 | |
Go Mortgage, LLC
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Conventional, FHA | 5 | 1.6% | 100% | $249,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 1.3% | 100% | $345,000 | |
Schumacher Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $430,000 | |
Union Capital Mortgage Corp
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Conventional | 2 | 0.6% | 100% | $200,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $275,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.3% | 100% | $305,000 | |
The Middlefield Banking Company
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 8.2% | 77.8% | $298,461 | |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 25 | 7.9% | 86.2% | $429,800 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 24 | 7.6% | 92.6% | $376,250 | |
Nfm, Inc
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Conventional, FHA, VA | 24 | 7.6% | 100% | $379,583 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.2% | 63.6% | $320,714 | |
Nationstar Mortgage
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Conventional | 6 | 1.9% | 100% | $155,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.6% | 100% | $231,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.6% | 87.5% | $409,000 | |
Lower, LLC
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Conventional, FHA, VA | 5 | 1.6% | 83.3% | $373,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA | 4 | 1.3% | 100% | $310,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 0.9% | 100% | $305,000 | |
Mortgage Research Center
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VA | 3 | 0.9% | 50% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $448,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.9% | 100% | $338,333 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.6% | 100% | $250,000 | |
Newrez LLC
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VA | 2 | 0.6% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $340,000 | |
Guild Mortgage Company
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FHA | 2 | 0.6% | 100% | $305,000 | |
Bayshore Mortgage Funding
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Conventional | 2 | 0.6% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 100% | $380,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 100% | $330,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 0.6% | 100% | $470,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $215,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.3% | 100% | $385,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $365,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
American Financing Corporation
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VA | 1 | 0.3% | 100% | $355,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.3% | 100% | $335,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $425,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Commercial Point Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Commercial Point, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Commercial Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Commercial Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Commercial Point, OH
Use these to narrow the list above. Each category shows how many Commercial Point, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Commercial Point, OH
Independent mortgage companies closed 77.8 percent of home loans in Commercial Point, Ohio in 2025, banks 13.6 percent and credit unions 8.5 percent. M/I Financial. LLC was the largest mortgage company, Vinton County National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Vinton County National Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Commercial Point, OH
By home loans closed in 2025, Vinton County National Bank was the largest mortgage lender in Commercial Point, Ohio with 3 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Commercial Point, Ohio, M/I Financial. LLC approved the highest share of completed applications in 2025 at 100 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Commercial Point, Ohio in 2025, led by RMC Home Mortgage, LLC with 15. 22 lenders closed VA loans, led by M/I Financial. LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Commercial Point, Ohio in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Commercial Point, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Commercial Point, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Commercial Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
