Chardon, Ohio mortgage lenders include Huntington National BankHuntington National Bank376 Center St, Chardon, OH 44024A+5.0 ★Texas Ratio: 3.66%, Keybank National AssociationKeybank National Association220 Center Street Suite 1a, Chardon, OH 44024A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA100 Center St, Chardon, OH 44024A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association349 Center St, Chardon, OH 44024A+5.0 ★Texas Ratio: 3.22%, First National Bank of PAFirst National Bank of PA540 Water St, Chardon, OH 44024A+5.0 ★Texas Ratio: 1.62%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.201 Meadowlands Dr, Chardon, OH 44024A+5.0 ★Texas Ratio: 3.87%, PNC Bank N.A.PNC Bank N.A.117 South St, Chardon, OH 44024A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Dollar Bank, FSBDollar Bank, FSB1297 Center Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 5.29%, and Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chardon, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chardon are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Chardon, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Chardon 376 Center St, Chardon, OH 44024 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 8 +20 HELOCs |
6.3% | 80% | $212,500 | View |
|
1 office in Chardon 220 Center Street Suite 1a, Chardon, OH 44024 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 4 +2 HELOCs |
3.1% | 100% | $107,500 | View |
|
1 office in Chardon 100 Center St, Chardon, OH 44024 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.4% | 100% | $218,333 | View |
|
1 office in Chardon 349 Center St, Chardon, OH 44024 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +7 HELOCs |
0.8% | 100% | $475,000 | View |
|
1 office in Chardon 540 Water St, Chardon, OH 44024 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $35,000 | View |
|
1 office in Chardon 201 Meadowlands Dr, Chardon, OH 44024 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Chardon 117 South St, Chardon, OH 44024 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.6% | 100% | $380,000 | View |
|
1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 0.8% | 100% | $95,000 | |
|
36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
13000 Auburn Rd, Chardon, OH 44024 9337 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 15 | 11.8% | 100% | $222,333 | |
The Middlefield Banking Company
|
Conventional | 11 | 8.7% | 91.7% | $182,272 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
3.9% | 100% | $145,000 | |
Westfield Bank, FSB
|
Conventional | 1 | 0.8% | 100% | $255,000 | |
Liberty Home Mortgage Corp
|
Conventional | 1 | 0.8% | 50% | $245,000 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 31 | 24.4% | 91.2% | $335,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 7.9% | 83.3% | $223,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 4 | 3.1% | 100% | $180,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 4 | 3.1% | 80% | $285,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.6% | 100% | $350,000 | |
Canopy Mortgage, LLC
|
Conventional, VA | 2 | 1.6% | 100% | $400,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.6% | 100% | $350,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 1.6% | 100% | $115,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 1.6% | 100% | $215,000 | |
EMM Loans LLC
|
FHA | 1 | 0.8% | 100% | $535,000 | |
Ruoff Mortgage Company
|
VA | 1 | 0.8% | 100% | $255,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 0.8% | 100% | $445,000 | |
Newrez LLC
|
Conventional | 1 | 0.8% | 100% | $55,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.8% | 100% | $175,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $235,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.8% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.8% | 100% | $175,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.8% | 100% | $245,000 | View |
Reliance First Capital, LLC
|
Conventional | 1 | 0.8% | 100% | $295,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Chardon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chardon in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Chardon, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.9 percent of home loans in Chardon, Ohio in 2025, banks 29.1 percent and credit unions 0 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Cardinal Credit Union, Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Chardon, Ohio with 8 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Chardon, Ohio in 2025, led by Nvr Mortgage Finance, Inc. with 6. 5 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in Chardon, Ohio in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chardon, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chardon, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chardon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.