Mortgage Lenders and Brokers in Celina, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Celina, Ohio mortgage lenders include First Financial BankFirst Financial Bank1942 Havermann Rd, Celina, OH 45822A+5.0 ★Texas Ratio: 3.21%, The Citizens National BankThe Citizens National Bank601 Grand Lake Rd, Celina, OH 45822A+5.0 ★Texas Ratio: 5.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Market St, Celina, OH 45822A+5.0 ★Texas Ratio: 3.68%, Superior Credit Union, Inc.Superior Credit Union, Inc.39 Oak St, Amelia, OH 45102A+5.0 ★Texas Ratio: 0.82%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, The Park National BankThe Park National Bank800 N Main St, Celina, OH 45822A5.0 ★Texas Ratio: 6.62%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Greenville FederalGreenville Federal100 Lease Ave, Greenville, OH 45331A+5.0 ★Texas Ratio: 5.18%, and Universal 1 Credit Union Inc.Universal 1 Credit Union Inc.2450 Esquire Dr, Beavercreek, OH 45431 2573A+5.0 ★Texas Ratio: 5.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Celina, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Celina are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Celina, Ohio
Market share is the lender's share of all home loans closed in Celina, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Celina 1942 Havermann Rd, Celina, OH 45822 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 4 +11 HELOCs |
3.5% | 100% | $182,500 | View |
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1 office in Celina 601 Grand Lake Rd, Celina, OH 45822 A+5.0 ★Texas Ratio: 5.51% |
Conventional | 3 | 2.6% | 100% | $295,000 | View |
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1 office in Celina 205 W Market St, Celina, OH 45822 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.7% | 100% | $110,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional, Jumbo, HELOC | 20 +8 HELOCs |
17.4% | 100% | $235,500 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
2.6% | 100% | $171,666 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
1.7% | 66.7% | $180,000 | View |
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800 N Main St, Celina, OH 45822 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 1.7% | 50% | $115,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $295,000 | View |
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100 Lease Ave, Greenville, OH 45331 A+5.0 ★Texas Ratio: 5.18% |
Conventional | 1 | 0.9% | 50% | $475,000 | View |
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2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
Conventional | 1 | 0.9% | 50% | $55,000 | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 50% | $275,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
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★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
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8530 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.9% | 50% | $35,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
myCUmortgage
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FHA | 4 | 3.5% | 100% | $160,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.7% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $185,000 | |
Superior Financial Solutions
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 7.8% | 75% | $140,555 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 6.1% | 63.6% | $159,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5.2% | 100% | $198,333 | |
Three Rivers Federal Crediit U
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Conventional, HELOC | 3 +2 HELOCs |
2.6% | 100% | $161,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.6% | 75% | $175,000 | |
Nfm, Inc
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Conventional, FHA | 3 | 2.6% | 100% | $138,333 | |
Mortgage Research Center
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VA | 3 | 2.6% | 60% | $235,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.7% | 100% | $150,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.7% | 100% | $130,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.7% | 50% | $135,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 1.7% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.7% | 100% | $120,000 | View |
Reliance First Capital, LLC
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FHA | 2 | 1.7% | 100% | $200,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $35,000 | |
American Portfolio Mortgage Corporation
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VA | 1 | 0.9% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.9% | 100% | $155,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.9% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 33.3% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.9% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 33.3% | $115,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Lake Michigan Credit Union
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Conventional, Jumbo | 1 | 0.9% | 100% | $875,000 | |
Lower, LLC
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FHA | 1 | 0.9% | 50% | $195,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.9% | 33.3% | $115,000 | |
Texana Bank
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.9% | 100% | $205,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Celina Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Celina, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Celina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Celina in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Celina, OH
Use these to narrow the list above. Each category shows how many Celina, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Celina, OH
Independent mortgage companies closed 46.1 percent of home loans in Celina, Ohio in 2025, banks 26.1 percent and credit unions 27.8 percent. Union Home Mortgage Corp. was the largest mortgage company, First Financial Bank the largest bank and Superior Credit Union, Inc. the largest credit union. Among lenders headquartered in Ohio, First Financial Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Celina, OH
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Celina, Ohio with 4 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Celina, Ohio in 2025, led by myCUmortgage with 4. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 8 credit unions closed home loans in Celina, Ohio in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Celina, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Celina, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Celina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
