Mortgage Lenders and Brokers in Cedarville, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedarville, Ohio mortgage lenders include Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Old Fort Banking CompanyOld Fort Banking Company238 State St, Bettsville, OH 44815A+4.8 ★Texas Ratio: 1.69%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, The Park National BankThe Park National Bank1187 W Ohio Pike, Amelia, OH 45102A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.64 N Main St, Cedarville, OH 45314A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Lcnb National BankLcnb National Bank225 Upper Lewisburg Salem Rd, Brookville, OH 45309A+5.0 ★Texas Ratio: 2.05%, Bank of America NABank of America NA3451 Center Rd, Brunswick, OH 44212A+5.0 ★Texas Ratio: 4.14%, and Universal 1 Credit Union Inc.Universal 1 Credit Union Inc.2450 Esquire Dr, Beavercreek, OH 45431 2573A+5.0 ★Texas Ratio: 5.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedarville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedarville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedarville, Ohio
Market share is the lender's share of all home loans closed in Cedarville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, FHA, VA, HELOC | 13 +3 HELOCs |
20.6% | 100% | $225,769 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 4 | 6.3% | 100% | $400,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 2 | 3.2% | 100% | $270,000 | |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 3.2% | 100% | $95,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +10 HELOCs |
1.6% | 33.3% | $195,000 | View |
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64 N Main St, Cedarville, OH 45314 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $65,000 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
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225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 1.6% | 50% | $275,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.6% | 100% | $285,000 | View |
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2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1.6% | 100% | $45,000 | View |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 1.6% | 100% | $595,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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425 Rona Pkwy, Brookville, OH 45309 1117 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 4.8% | 100% | $211,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 4.8% | 100% | $261,666 | |
Nations Lending Corporation
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FHA | 1 | 1.6% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA | 7 | 11.1% | 87.5% | $185,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 6.3% | 100% | $242,500 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 4 | 6.3% | 100% | $647,500 | |
Freedom Mortgage Corporation
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VA | 2 | 3.2% | 100% | $255,000 | |
Newrez LLC
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Conventional | 2 | 3.2% | 100% | $185,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.6% | 100% | $215,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.6% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 1.6% | 50% | $55,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $155,000 | |
Mortgage Research Center
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VA | 1 | 1.6% | 50% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.6% | 100% | $145,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.6% | 100% | $115,000 |
Cedarville Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedarville, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Cedarville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedarville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedarville, OH
Use these to narrow the list above. Each category shows how many Cedarville, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Cedarville, OH
Independent mortgage companies closed 54 percent of home loans in Cedarville, Ohio in 2025, banks 23.8 percent and credit unions 22.2 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Old Fort Banking Company the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Wright Patt Credit Union Inc led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedarville, OH
By home loans closed in 2025, Wright Patt Credit Union Inc was the largest mortgage lender in Cedarville, Ohio with 13 loans, about 20.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Cedarville, Ohio in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Cedarville, Ohio in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedarville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedarville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedarville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
