Mortgage Lenders and Brokers in Bellbrook, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bellbrook, Ohio mortgage lenders include Huntington National BankHuntington National Bank2010 S Lakeman Dr, Bellbrook, OH 45305A+5.0 ★Texas Ratio: 3.66%, Keybank National AssociationKeybank National Association18 W Franklin St, Bellbrook, OH 45305A+5.0 ★Texas Ratio: 4.81%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Old Fort Banking CompanyOld Fort Banking Company238 State St, Bettsville, OH 44815A+4.8 ★Texas Ratio: 1.69%, Day Air Credit UnionDay Air Credit Union2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156A+5.0 ★Texas Ratio: 4.81%, First National Bank of PAFirst National Bank of PA3296 W Market St, Akron, OH 44333A+5.0 ★Texas Ratio: 1.62%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bellbrook, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bellbrook are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bellbrook, Ohio
Market share is the lender's share of all home loans closed in Bellbrook, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bellbrook 2010 S Lakeman Dr, Bellbrook, OH 45305 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 24 +26 HELOCs |
7.4% | 100% | $544,583 | View |
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1 office in Bellbrook 18 W Franklin St, Bellbrook, OH 45305 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.9% | 100% | $438,333 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, VA, Jumbo, HELOC | 40 +10 HELOCs |
12.4% | 100% | $390,250 | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, VA, Jumbo, HELOC | 39 +43 HELOCs |
12.1% | 77.8% | $349,871 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +4 HELOCs |
2.2% | 87.5% | $333,571 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 6 | 1.9% | 77.8% | $675,000 | View |
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2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 5 +4 HELOCs |
1.5% | 83.3% | $213,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, VA, Jumbo | 5 | 1.5% | 83.3% | $713,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 4 +25 HELOCs |
1.2% | 100% | $372,500 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo, HELOC | 4 +2 HELOCs |
1.2% | 57.1% | $517,500 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 3 +10 HELOCs |
0.9% | 100% | $348,333 | View |
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2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $65,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $60,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $320,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.6% | 50% | $430,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 25% | $325,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,255,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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3927 Indian Ripple Rd, Dayton, OH 45440 3449 A+5.0 ★Texas Ratio: 2.96% |
Conventional | 1 | 0.3% | 33.3% | $165,000 | View |
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7740 Paragon Rd, Dayton, OH 45459 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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112 Cherry St, Bluffton, OH 45817 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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8530 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 0.90% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,105,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 2.2% | 100% | $340,714 | |
M/I Financial. LLC
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Conventional, VA | 6 | 1.9% | 100% | $411,666 | |
The Equitable Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $315,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 4.6% | 88.9% | $248,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 12 | 3.7% | 80% | $415,000 | |
Primelending
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Conventional, VA | 9 | 2.8% | 100% | $336,111 | |
Newrez LLC
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Conventional, VA | 7 | 2.2% | 87.5% | $326,428 | |
Das Acquisition Company, LLC
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Conventional, FHA | 7 | 2.2% | 100% | $309,285 | |
Guaranteed Rate, Inc.
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Conventional, VA | 6 | 1.9% | 100% | $371,666 | |
Pennymac Loan Services LLC
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VA | 6 | 1.9% | 85.7% | $453,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 5 | 1.5% | 71.4% | $431,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, Jumbo | 5 | 1.5% | 71.4% | $541,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 80% | $355,000 | |
Nationstar Mortgage
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Conventional, VA | 4 | 1.2% | 100% | $290,000 | |
Victory Mortgage, LLC
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Conventional | 4 | 1.2% | 100% | $445,000 | |
New American Funding, LLC.
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $398,333 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, VA | 3 | 0.9% | 100% | $298,333 | View |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.9% | 100% | $328,333 | |
loanDepot.com LLC
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Conventional | 3 | 0.9% | 100% | $328,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $80,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $205,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $355,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 40% | $325,000 | |
Lower, LLC
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Conventional | 2 | 0.6% | 100% | $160,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.6% | 100% | $410,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.6% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $250,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Brighton Bank
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VA | 1 | 0.3% | 100% | $515,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $755,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA, Jumbo | 1 | 0.3% | 100% | $955,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $305,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.3% | 100% | $395,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $55,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $785,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.3% | 100% | $345,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $395,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $515,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Nexera Holding LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $645,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 3.23% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,265,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bellbrook Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bellbrook, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Bellbrook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bellbrook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bellbrook, OH
Use these to narrow the list above. Each category shows how many Bellbrook, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Bellbrook, OH
Independent mortgage companies closed 39.6 percent of home loans in Bellbrook, Ohio in 2025, banks 42.7 percent and credit unions 17.6 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bellbrook, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Bellbrook, Ohio with 24 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Bellbrook, Ohio in 2025, led by Union Savings Bank with 2. 32 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Bellbrook, Ohio in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bellbrook, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bellbrook, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bellbrook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
