Baltimore, Ohio mortgage lenders include Peoples BankPeoples Bank120 N Main St, Baltimore, OH 43105A+5.0 ★Texas Ratio: 3.39%, The Park National BankThe Park National Bank1301 W Market St, Baltimore, OH 43105A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Vinton County National BankVinton County National Bank26 Main St E, Ashville, OH 43103A+5.0 ★Texas Ratio: 1.84%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Fairfield Federal Savings & Loan Association of LancasterFairfield Federal Savings & Loan Association of Lancaster111 E Main St, Lancaster, OH 43130, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Cme Federal Credit UnionCme Federal Credit Union150 E Mound St, Columbus, OH 43215A+5.0 ★Texas Ratio: 5.42%, and North Valley BankNorth Valley Bank5245 Walnut Rd Se, Buckeye Lake, OH 43008A+5.0 ★Texas Ratio: 1.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baltimore, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baltimore are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Baltimore, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Baltimore 120 N Main St, Baltimore, OH 43105 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 4 +6 HELOCs |
2.1% | 66.7% | $122,500 | View |
|
1 office in Baltimore 1301 W Market St, Baltimore, OH 43105 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 3 +7 HELOCs |
1.6% | 60% | $195,000 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 8 +13 HELOCs |
4.2% | 88.9% | $191,250 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, HELOC | 8 +1 HELOCs |
4.2% | 80% | $267,500 | |
|
26 Main St E, Ashville, OH 43103 A+5.0 ★Texas Ratio: 1.84% |
Conventional, HELOC | 7 +1 HELOCs |
3.6% | 81.8% | $403,571 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 6 +4 HELOCs |
3.1% | 72.7% | $278,333 | View |
Fairfield Federal Savings & Loan Association of Lancaster
111 E Main St, Lancaster, OH 43130 |
Conventional | 5 | 2.6% | 100% | $155,000 | |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.1% | 100% | $187,500 | View |
|
150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 4 | 2.1% | 100% | $125,000 | View |
|
5245 Walnut Rd Se, Buckeye Lake, OH 43008 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 3 | 1.6% | 100% | $228,333 | View |
|
201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional | 3 | 1.6% | 75% | $375,000 | View |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +9 HELOCs |
1% | 100% | $80,000 | View |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +7 HELOCs |
1% | 50% | $540,000 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
1% | 100% | $195,000 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 100% | $160,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1% | 100% | $985,000 | View |
|
529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1% | 100% | $395,000 | View |
|
1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 2 | 1% | 100% | $490,000 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $505,000 | View |
|
1652 Neil Ave, Columbus, OH 43201 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
|
760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
425 Rona Pkwy, Brookville, OH 45309 1117 |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
508 hopewell dr, heath, OH 43056 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, USDA, HELOC | 8 +2 HELOCs |
4.2% | 100% | $283,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 5 | 2.6% | 100% | $249,000 | |
Rapid Mortgage Company
|
Conventional, FHA, VA | 3 | 1.6% | 100% | $398,333 | |
Equity Resources Inc
|
VA | 2 | 1% | 66.7% | $260,000 | |
T2 Financial LLC
|
Conventional, VA | 2 | 1% | 100% | $360,000 | |
|
A5.0 ★Texas Ratio: 6.79% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $475,000 | |
Nations Lending Corporation
|
VA | 1 | 0.5% | 100% | $445,000 | |
Union Capital Mortgage Corp
|
FHA | 1 | 0.5% | 100% | $275,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 14 | 7.3% | 73.7% | $352,142 | |
Rocket Mortgage
|
Conventional, FHA, VA | 8 | 4.2% | 81.8% | $350,000 | |
Ruoff Mortgage Company
|
Conventional, FHA | 7 | 3.6% | 100% | $199,285 | |
Nfm, Inc
|
Conventional, FHA | 6 | 3.1% | 100% | $278,333 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 5 | 2.6% | 100% | $395,000 | |
Lower, LLC
|
Conventional, FHA | 4 | 2.1% | 80% | $257,500 | |
Newrez LLC
|
Conventional, VA | 3 | 1.6% | 75% | $291,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.6% | 75% | $245,000 | |
loanDepot.com LLC
|
Conventional | 3 | 1.6% | 75% | $191,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 1% | 80% | $285,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1% | 100% | $170,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 2 | 1% | 66.7% | $315,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 1% | 100% | $260,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1% | 100% | $235,000 | View |
Village Capital & Investment
|
FHA, VA | 2 | 1% | 100% | $315,000 | |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.5% | 100% | $495,000 | |
EMM Loans LLC
|
FHA | 1 | 0.5% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.5% | 50% | $55,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $515,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.5% | 50% | $185,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.5% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
American Pacific Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Mortgage Research Center
|
VA | 1 | 0.5% | 50% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $285,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.5% | 100% | $245,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
|
A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Right Start Mortgage, Inc
|
FHA | 1 | 0.5% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.5% | 100% | $495,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $295,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.5% | 100% | $185,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 6.7% | $225,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.5% | 100% | $575,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Baltimore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baltimore in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Baltimore, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 56.8 percent of home loans in Baltimore, Ohio in 2025, banks 37.5 percent and credit unions 5.7 percent. Union Home Mortgage Corp. was the largest mortgage company, Peoples Bank the largest bank and Cme Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, Peoples Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Baltimore, Ohio with 4 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Baltimore, Ohio in 2025, led by United Wholesale Mortgage with 5. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 12 credit unions closed home loans in Baltimore, Ohio in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baltimore, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baltimore, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baltimore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.